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Florida Housing Data · ZIP Scorecard

Palm City, FL (34990) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 34990, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-22
32/ 100
Momentum Market Score
Seller-favored
Palm City, FL (34990) is pricey against incomes with thin buyer leverage.

At about 5.08 times the local median income, prices sit close to the Florida norm. Gross rent yield is around 5.19%. Values are up roughly 5.3% a year over the last five years. Owning the typical home at today's 6.65% 30-year rate takes about 31.3% of a median income in principal and interest, the affordability squeeze in one number. About 22.4% of listings have cut their price.

$611,376
Home value
1yr -0.6%
5.3%
5yr growth/yr
ZHVI CAGR
$2,645
Median rent
monthly (ZORI)
5.19%
Cap rate
gross yield
5.08x
Price to income
value vs incomes
+1.8%
Over/undervalued
vs FL norm
31.3%
Affordability
income to own/yr
69
Days on market
median (Realtor)
22.4%
Price cuts
share of listings
$120,407
Median income
household (Census)
29,874
Population
Census ACS
58
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income46
Price-cut leverage31
Inventory growth15
Affordability46
Rent yield14

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

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Common questions

Is Palm City, FL (34990) a buyer's or seller's market?

By the Momentum Market Score, Palm City, FL (34990) reads seller-favored (32 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Palm City?

About $611,376 (Zillow Home Value Index, 2026-08-22), up roughly 5.3% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 34990

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 150 listings
Months of supply
3.7
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Actives with a price cut
48.3%
median cut 4.5% off original price · 72 of 149 active listings
Out-of-state owners
5.9%
mailing address outside FL
Non-homestead
29.7%
not owner-occupied (investor/2nd-home proxy)
Median just value
$529,210
14,649 parcels
Median closed sale price — $615,000 · ▼ 2.1% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-31)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

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