Florida Housing Data · ZIP Scorecard

Stuart, FL (34997) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 34997, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
34/ 100
Momentum Market Score
Seller-favored
Stuart, FL (34997) is pricey against incomes with thin buyer leverage.

The typical home costs about 5.68 times the local median income, about 13.6% richer than the Florida norm, so value is stretched here. Gross rent yield is around 5.92%. Values are up roughly 4.5% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 34.5% of a median income in principal and interest, the affordability squeeze in one number. About 25.9% of listings have cut their price.

$430,040
Home value
1yr -3.1%
4.5%
5yr growth/yr
ZHVI CAGR
$2,123
Median rent
monthly (ZORI)
5.92%
Cap rate
gross yield
5.68x
Price to income
value vs incomes
+13.6%
Over/undervalued
vs FL norm
34.5%
Affordability
income to own/yr
73
Days on market
median (Realtor)
25.9%
Price cuts
share of listings
$75,705
Median income
household (Census)
45,947
Population
Census ACS
80
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income30
Price-cut leverage50
Inventory growth32
Affordability30
Rent yield27

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Stuart, FL (34997) a buyer's or seller's market?

By the Momentum Market Score, Stuart, FL (34997) reads seller-favored (34 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Stuart?

About $430,040 (Zillow Home Value Index, 2026-08-01), up roughly 4.5% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 34997

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 230 listings
Months of supply
3.5
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
9.1%
mailing address outside FL
Non-homestead
37.2%
not owner-occupied (investor/2nd-home proxy)
Median just value
$356,700
20,473 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
2.1%
today’s just value is at least double the last sale price
Median closed sale price — $444,634 · ▲ 3.4% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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