Florida Housing Data · ZIP Scorecard

Stuart, FL (34997) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 34997, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
40/ 100
Momentum Market Score
Seller-favored
Stuart, FL (34997) is pricey against incomes with thin buyer leverage.

The typical home costs about 5.64 times the local median income, about 13.5% richer than the Florida norm, so value is stretched here. Gross rent yield is around 5.8%. Values are up roughly 5.5% a year over the last five years. Owning the typical home at today's rate takes about 34.2% of a median income, the affordability squeeze in one number. About 28.9% of listings have cut their price.

$427,090
Home value
1yr -4.5%
5.5%
5yr growth/yr
ZHVI CAGR
$2,064
Median rent
monthly (ZORI)
5.8%
Cap rate
gross yield
5.64x
Price to income
value vs incomes
+13.5%
Over/undervalued
vs FL norm
34.2%
Affordability
income to own/yr
72
Days on market
median (Realtor)
28.9%
Price cuts
share of listings
$75,705
Median income
household (Census)
45,947
Population
Census ACS
84
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income30
Price-cut leverage72
Inventory growth42
Affordability30
Rent yield25

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Stuart, FL (34997) a buyer's or seller's market?

By the Momentum Market Score, Stuart, FL (34997) reads seller-favored (40 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Stuart?

About $427,090 (Zillow Home Value Index, 2026-06-09), up roughly 5.5% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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