Holmes County housing scorecard.
Everything Reventure charges for, free and built for Florida: home value, rent, cap rate, 5-year growth, price versus incomes, overvaluation and our 0 to 100 Momentum Market Score, from Zillow, Realtor.com and Census data.
The typical home runs about 3.89 times the local median income, which is roughly 20.2% cheaper than the Florida norm. Values are up roughly 4.2% a year over the last five years. Owning the typical home at today's rate takes about 23.6% of a median income, the affordability squeeze in one number. About 20.1% of listings have cut their price.
Typical home value, last 13 months
Ten years ago the typical home here was about $99,659; today it is $187,855.
What drives the score
Each bar is this county ranked against every other Florida county (0 = lowest, 100 = highest) on that input, then weighted into the score. Higher overall = more buyer value and leverage. See the full methodology.
Momentum scores for Holmes
Three composite reads, each built from the labeled components below it (0 = lowest in Florida, 100 = highest). Every input is public and the formula is published, unlike the paywalled black-box versions elsewhere.
10-year upside from appreciation, incomes, demographics, affordability and valuation.
Near-term price direction signal from recent appreciation, days on market, inventory and price cuts. A momentum read, not a guaranteed forecast.
Who is moving in and out of Holmes
In 2022 to 2023, Holmes County saw 585 households move in and 472 move out, a net of +113 households (+320 people). The households arriving reported about $46,713 in average income versus $42,341 for those leaving, so Holmes is pulling in higher earners. Net, +$7M of annual income moved into the county.
Top states they moved from
AL 23Top states they moved to
AL 28Households approximate tax returns; people approximate exemptions; income is total adjusted gross income. Source: IRS Statistics of Income, county-to-county migration, 2022 to 2023.
New construction pipeline in Holmes
In 2025, builders pulled permits for 12 new homes in Holmes County: 12 single-family and 0 in multifamily buildings. That is up 0.0% from the year before. At 0.6 permits per 1,000 residents, new supply here is below the Florida pace.
New homes permitted, 2021 to 2025
Privately-owned residential units authorized by building permits, reported plus imputed. Source: U.S. Census Bureau, Building Permits Survey, 2025.
Go deeper
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Common questions
Is Holmes County a buyer's or seller's market?
By our Momentum Market Score, Holmes County reads buyer value (63 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus local incomes, price cuts, inventory growth, affordability and rent yield.
How much is a home worth in Holmes County?
The typical home value is $187,855 (Zillow Home Value Index, 2026-06-09), up about 4.2% a year over the last five years.
Where does this data come from?
Home values and rent are from Zillow Research, days on market and listings from Realtor.com, income and population from the U.S. Census, and mortgage rates from Freddie Mac via FRED. Derived metrics and the Momentum Market Score are computed by Momentum Realty with a published methodology.
Data: Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census Bureau ACS (income, population), and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED (rate). Momentum Market Score and derived metrics computed by Momentum Realty.
Thinking about Holmes County?
A score is the 30,000-foot view. We live here. Talk to the founders about what the number means for a specific neighborhood, street, or budget.
Talk to the founders