Jacksonville HOA & CDD database.
Annual HOA dues and CDD bond payments for major Jacksonville-area master-planned communities. What you actually pay each year, what's included, and how to verify before you write an offer.
Why HOA and CDD fees matter so much in Florida.
Florida has more master-planned communities (and more associated fees) than almost any state. For Jacksonville-area buyers, HOA dues and CDD bond payments often add $200-$500/month on top of mortgage, taxes, and insurance — and they're frequently overlooked until contract.
HOA dues fund private community amenities and shared maintenance: pools, gates, landscaping, clubhouses, security. They're set by the community's board and can change year to year. Most NEFL master-planned communities charge $800-$4,000/year, with the high end (gated luxury communities with golf access) running $5,000-$15,000+.
CDD bonds are something else entirely. A Community Development District is a special-purpose government in Florida that funds infrastructure (roads, water/sewer, parks) in master-planned communities. The bond is amortized over 20-30 years and paid as part of property taxes. CDD payments typically run $1,200-$3,500/year. They eventually pay off, at which point only the maintenance portion of the CDD continues.
Always verify the specific HOA and CDD figures for any address you're considering. Numbers change, and lot-specific CDD amounts within the same community can vary by tens of thousands of dollars over the bond's life.
| Community | County | HOA / Year | CDD / Year |
|---|---|---|---|
| Nocatee | St. Johns | $1,650 | $2,400 |
| Marsh Landing | St. Johns | $2,950 | None |
| Queens Harbour | Duval | $3,400 | None |
| TPC Sawgrass | St. Johns | $3,200 | None |
| Glen Kernan | Duval | $3,800 | None |
| RiverTown | St. Johns | $1,200 | $2,100 |
| World Golf Village | St. Johns | $1,400 | $1,900 |
| eTown | Duval | $1,650 | $2,200 |
| Bartram Park | St. Johns | $1,100 | $1,800 |
| Wildlight | Nassau | $1,300 | $2,000 |
| Coastal Oaks (Nocatee) | St. Johns | $3,200 | $2,400 |
| Greenleaf (Nocatee) | St. Johns | $1,650 | $2,400 |
| Del Webb Ponte Vedra | St. Johns | $3,400 | $2,400 |
| Atlantic Beach Country Club | Duval | $3,950 | None |
| Jacksonville Golf & CC | Duval | $2,650 | None |
Figures are estimated annual amounts for typical lots as of Q2 2026. Lot-specific CDD payments can vary by $500-$2,000 within the same community based on bond allocation. Always verify with the listing agent or community management before writing an offer.
What's actually included in your HOA dues.
HOA value varies dramatically by community. A $3,500/year HOA at Marsh Landing includes 24-hour gated security and a country club separate from dues. A $1,650/year HOA at Nocatee includes Splash Water Park, multiple amenity centers, and trail systems but no security gate. Two communities can charge similar dues for completely different things.
The honest question for buyers: which of these amenities will you actually use? A family with young kids absolutely uses the Nocatee Splash Park value. A retiree couple might extract more value from a community with golf or pickleball than from a water park.
| Community Type | Typical HOA | Usually Includes | Usually Excludes |
|---|---|---|---|
| Master-planned (Nocatee, RiverTown) | $1,200-$2,000 | Pools, parks, trails, events | Golf, security gate |
| Gated country club (Marsh Landing) | $2,500-$4,000 | Gated security, basic landscaping | Country club membership |
| Luxury enclave (Queens Harbour) | $3,000-$5,000 | Gates, harbor/marina basics | Country club, golf, dock fees |
| 55+ active adult (Del Webb) | $2,500-$3,800 | All amenities, lifestyle programming | Optional golf clubs |
| Beach community (Atlantic Beach CC) | $3,500-$5,000 | Gates, common landscaping | Beach club, country club |
Generalizations based on typical community structures. Verify the specific amenity list for any community before writing an offer.
If you're touring a master-planned community and the agent quotes "the HOA is around $1,500," ask for the most recent annual budget and the current CDD assessment. The total carrying cost on a $600,000 home in some Nocatee sections is roughly $11,500/year in property tax + HOA + CDD. That's a real number, and it shapes affordability.
HOA dues drawn from public association disclosure documents and verified with listing agents and community management. CDD bond payments pulled from each district's most recent annual budget filings (public record in Florida). Where CDD payments vary by lot, the figures shown are the typical mid-range; high and low lots within the same community can vary by 30%+. Always verify the specific lot's CDD assessment before contract.
Primary sources: Public HOA disclosure documents · Florida CDD public records · Listing agent verifications · Momentum Realty closing data. Data accuracy reflects Momentum Realty's best available information as of the last update date. Specific values for individual properties, communities, or transactions may differ.
Important: Information on this page is for general informational purposes only and is not financial, legal, tax, or insurance advice. Always consult a licensed professional for guidance specific to your situation.
Affiliated Business Arrangement: The principal owners of Momentum Realty, Jon Brooks and Brittany Brooks, have a 50% ownership interest in Titan Title Services LLC. You are not required to use Titan Title Services LLC. There are frequently other settlement service providers available with similar services; you are free to shop around to determine that you are receiving the best services and rate. See full disclosures →
Last updated: Q2 2026 (May). Next refresh: Q3 2026 (August).