Momentum Housing Data · Home Values · Lake County
Buying here? See Harbor Oaks Homeowners Cooperative Sub homes for sale and the Harbor Oaks Homeowners Cooperative Sub community guide (Fruitland Park).
Harbor Oaks Homeowners Cooperative Sub (FRUITLAND PARK, FL): 10 recorded closings in the 12 months ending 2026-09-20, a 7-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 91.0% of original asking; the median sale took 119 days (window ending 2026-09-20).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $159,000 | $128 | 119 | 91.0% | 10 |
| 2025 | $164,000 | $142 | 111 | 91.2% | 5 |
| 2022 | $116,450 | $97 | 10 | 100.0% | 4 |
| 2021 | $67,500 | $70 | 0 | 96.5% | 4 |
| 2017 | $60,000 | $55 | 57 | 82.9% | 7 |
| 2016 | $56,500 | $57 | 99 | 90.3% | 10 |
| 2015 | $53,500 | $51 | 59 | 84.4% | 4 |
Over the recorded series, Harbor Oaks Homeowners Cooperative Sub’s median sold price moved from $53,500 (2015) to $159,000 (12 months ending 2026-09-20) — +197% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2015 at $53,500. Against the 2025 peak of $164,000, the current median stands at -3%. Annual sales volume here has ranged from 0 to 10 closings a year (10-yr average 3.3). With roughly 3.3 closings a year, Harbor Oaks Homeowners Cooperative Sub’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
Of the 15 recorded Harbor Oaks Homeowners Cooperative Sub closings since 2024, half landed between $133,500 and $181,000 (the middle two quartiles); the lowest recorded sale was $72,000 and the highest $250,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $100,000 | 2 (13%) | |
| $100,000 – $141,667 | 3 (20%) | |
| $141,667 – $183,333 | 7 (47%) | |
| $183,333 – $225,000 | 1 (7%) | |
| None and up | 2 (13%) |
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Price per square foot is nearly flat across sizes here ($125 to $128), so square footage alone explains most of the price spread.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 828–1,040 sq ft | $125 | $120,000 | $72,000 – $250,000 | 5 |
| Mid-size homes 1,152–1,222 sq ft | $135 | $163,000 | $135,000 – $243,000 | 5 |
| Larger homes 1,256–1,736 sq ft | $128 | $180,000 | $150,000 – $215,000 | 5 |
From the live MLS feed as of 2026-10-01: The homes listed or recently sold were built between 1971 and 2016 (median 1980); 14 of 14 listed or recently sold homes report an HOA, median $125/mo; none of the 14 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 64 ft); the features listings here most often name are Clubhouse, Pool, Golf Carts OK, Deed Restrictions, Buyer Approval Required and Shuffleboard Court. See the current Harbor Oaks Homeowners Cooperative Sub listings →
At Harbor Oaks Homeowners Cooperative Sub’s $159,000 median and Lake County’s adopted 16.65 mills (FY2025-26), a home assessed at that price carries roughly $2,650 a year in property tax before exemptions, or about $1,980 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Lake County tax page.
Current asking prices run a median $175,000 against the $159,000 recorded sold median (+10%) — the gap between what sellers hope and what the record shows. The market is carrying about 3.3 months of supply at the current sales pace. Demand check: 0% of Harbor Oaks Homeowners Cooperative Sub’s listings are under contract, against 19% for ZIP 34731 and 25% for Lake County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information.
With asking prices running +10% over the recorded sold median, a Harbor Oaks Homeowners Cooperative Sub listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping Harbor Oaks Homeowners Cooperative Sub are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Griffwood Co-Op | $159,000 | $125 | 46 | 3 |
| Griffin Shores | $274,400 | $149 | 27 | 6 |
| Leesburg Overlook At Lake Griffin | $284,500 | $136 | 84 | 4 |
| FRUITLAND PARK PARK HEIGHTS | $230,002 | $170 | 6 | 3 |
More Harbor Oaks Homeowners Cooperative Sub: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.