Jay Home Values (2026): What Houses Are Actually Selling For
Jay, Santa Rosa County, Florida · Momentum Research · updated 2026-11-05
Homes in Jay sold for a median of $313,990 over the last 12 months (105 recorded sales), $195 per square foot, and prices are up 1.0% year over year. The typical sale took 73 days to go under contract and closed at 98.2% of the original asking price. Long run: 5.8% a year since 2023 (median $265K then). No algorithm can price your specific house from that; a records-based valuation can. The data first, then how to get one.
Jay home values year by year
Median recorded sale price, price per square foot, days to contract and sale-to-ask for every year we hold Jay sales. The compound growth rate works out to 5.8% a year since 2023 (median $265K then).
| Year | Median sale | $/sq ft | Days to contract | Sale-to-ask | Sales |
|---|---|---|---|---|---|
| 2023 | $265,490 | $161 | 69 | 97.9% | 30 |
| 2024 | $270,495 | $168 | 66 | 99.6% | 20 |
| 2025 | $338,150 | $173 | 153 | 93.6% | 20 |
| 2026 | $514,230 | $226 | 74 | 99.9% | 13 |
Where the Jay market is tight, by price band
Months of supply is active inventory divided by the monthly sales pace; under about four months favors sellers, over six favors buyers. Find your band before you price.
Jay home values by ZIP code
Active listings and list medians from our feeds today; the typical value and one-year change are Zillow’s ZHVI for the ZIP, which tracks the whole housing stock rather than only what sold.
| ZIP | Active listings | Median list | Typical value (ZHVI) | 1-yr change | Listings with a price cut |
|---|---|---|---|---|---|
| 32565 | 36 | $342,450 | $273,545 | +6.0% | 24% |
Home values by community in Jay
The communities with the most recorded sales in the last 12 months. Each links to its own home-value page with the full price history.
| Community | Median sale | Year over year | Days to contract | Sales (12 mo) | Active |
|---|---|---|---|---|---|
| The Pines At Crofton Farms | $409,000 | n/a | 102 | 7 | 0 |
| Costas Ridge | $305,000 | +1.7% | 71 | 3 | 3 |
| Naturewalk At Pond Creek | $969,000 | n/a | 11 | 3 | 7 |
What moves the sale price in Jay beyond the medians
New construction was 77% of sales, which sets the ceiling on what resale buyers will pay for a comparable resale. Sellers have been closing at 98.2% of original asking, so the list price is a negotiation opener, not the number. Zillow’s ZIP metrics put the city’s price-to-income ratio near 3.94 and five-year appreciation near +3.2%. Condition, lot, roof age, insurance quote and the specific street’s last three closings move an individual house well outside these ranges.
What is my house worth in Jay?
Not a number this page can give you, and not one an automated model can either: every value above is a median of many Jay sales, and the spread inside it is wide. A records-based valuation pulls the recorded closings on your street and in your community, adjusts for size, condition, lot and what your home has that the comps do not, and comes back as a written range with a net sheet showing what you would clear at each price after commissions, Florida doc stamps, title and payoff. Momentum Realty does that for Jay owners at no cost through the form below; the Messtimate gives a square-footage range in the meantime, and the seller net proceeds calculator runs the arithmetic on any price you are considering.
Selling in Jay: next steps
- Best time of year to sell in Santa Rosa County
- Seller net proceeds calculator
- Santa Rosa County property tax rate and calculator (what a buyer will pay after your sale)
- Homes for sale in Jay right now (your competition)
- Jay housing market: live data and trends
- How Momentum sells homes
Frequently asked questions
What is the median home price in Jay, FL?
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Which Jay communities hold value best?
Figures are recorded closed sales and active listings from the MLS feeds behind our Jay pages, aggregated by Momentum Research as of 2026-11-05; ZIP typical values from Zillow (ZHVI). Community-level aggregates only; nothing on this page is a valuation of any specific property, an appraisal, or an offer. Deemed reliable but not guaranteed. EAB RE Investments LLC dba Momentum Realty, a licensed Florida real estate brokerage. Equal Housing Opportunity.