Homes for Sale in Jay, FL

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 25, 2026

45 homes are for sale in Jay, FL as of 2026-09-25, with 3 more under contract. The median list price is $375,000 ($199/sq ft), most homes list between $165K to $950K, and the median listing has been on the market 38 days. That is 42 houses, 0 condos and 0 townhouses. 12 homes came on the market this week.

Newest homes for sale in Jay

The most recently listed homes in Jay, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

$1.08M New

4 bd · 3.5 ba · 3,049 sq ft · built 2026

8687 Naturewalk Dr, 32565

NatureWalk at Pond Creek

Listing courtesy of List Now Realty LLC

$889,900 New

6 bd · 4 ba · 8,498 sq ft · built 1947

9475 Chumuckla Hwy, 32565

Jay

Listing courtesy of Realty Connections, LLC

$489,900 New

4 bd · 2.5 ba · 1,965 sq ft · built 2026

10830 Straw Bridge Rd, 32565

The Pines at Crofton Farms

Listing courtesy of Woodlands & Homes, LLC

$449,900 New

4 bd · 2 ba · 2,014 sq ft · built 2026

1436 Sid Hayes Rd, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$345,000 New

4 bd · 2 ba · 1,685 sq ft · built 2024

3244 Shell Rd, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$325,000 New

3 bd · 1.5 ba · 1,900 sq ft · built 1962

2780 Mcduffie Ln, 32565

Jay

Listing courtesy of Levin Rinke Realty

$299,000 New

2 bd · 2 ba · 1,144 sq ft · built 2013

4660 Morristown Rd, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$225,000 New

3 bd · 2 ba · 1,469 sq ft · built 1972

3802 Hwy 4, 32565

Jay

Listing courtesy of PHD Real Property, LLC

$397,000 New

3 bd · 2 ba · 1,612 sq ft · built 2024

5325 Red Clover Ln, 32565

Jay

Listing courtesy of DOUGLAS ELLIMAN

$1.42M New

4 bd · 3 ba · 3,325 sq ft · built 2027

9301 Naturewalk Dr, 32565

NatureWalk at Pond Creek

Listing courtesy of Levin Rinke Realty

$229,999 New

4 bd · 2 ba · 1,384 sq ft · built 1945

4963 Hwy 4, 32565

Jay

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST

$375,000 New

4 bd · 2.5 ba · 2,454 sq ft · built 1974

5012 Beck Ave, 32564

Jay

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST

$650,000

4 bd · 2 ba · 2,089 sq ft · built 1978

4931 Neal Jones Rd, 32565

Jay

Listing courtesy of ERIC GLEATON REALTY, INC

$249,900

3 bd · 2 ba · 1,306 sq ft · built 2026

5144 Blackmon Dr, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$379,900

5 bd · 3 ba · 3,048 sq ft · built 1978

4850 Stanton Rd, 32565

Jay

Listing courtesy of Coldwell Banker Realty

$150,000

3 bd · 1 ba · 1,468 sq ft · built 1934

6700 Camp Henderson Rd, 32565

Jay

Listing courtesy of Levin Rinke Realty

$1.49M

5 bd · 3 ba · 3,643 sq ft · built 1999

6382 Daniel Griffis Rd, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$599,000

3 bd · 4 ba · 5,000 sq ft · built 2001

1529 Bell Creek Rd, 32565

Jay

Listing courtesy of REMAX Select Partners

$205,000

3 bd · 2 ba · 910 sq ft · built 2018

13474 Hwy 89, 32565

Jay

Listing courtesy of COTTON REAL ESTATE

$335,000

3 bd · 2 ba · 1,397 sq ft · built 2009

4723 Our Ln, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$725,000

3 bd · 2 ba · 2,325 sq ft · built 2003

4153 Heltons Way, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$165,000

4 bd · 2 ba · 2,046 sq ft · built 1973

5325 Bob Sikes Blvd, 32565

Jay

Listing courtesy of TEAM SANDY BLANTON REALTY, INC

$475,000

4 bd · 3.5 ba · 3,388 sq ft · built 1971

5875 Hall Rd, 32565

Jay

Listing courtesy of Bastion Realty LLC

$324,900

6 bd · 3.5 ba · 3,028 sq ft · built 1978

2637 Hwy 4, 32565

Jay

Listing courtesy of COTTON REAL ESTATE

Jay homes for sale by price

Every active listing in Jay grouped by price, with the newest listings in each band. The median is $375,000; the busiest band is $300K – $400K.

Under $200K: 5 homes

• $150,000 · 3 bd / 1 ba / 1,468 sq ft · 6700 Camp Henderson Rd
• $165,000 · 4 bd / 2 ba / 2,046 sq ft · 5325 Bob Sikes Blvd
• $150,000 · 2 bd / 1 ba / 960 sq ft · 13907 N Hwy 87
• $119,900 · 2 bd / 2 ba / 1,276 sq ft · 11124 Chumuckla Hwy

$200K – $300K: 9 homes

• $299,000 · 2 bd / 2 ba / 1,144 sq ft · 4660 Morristown Rd
• $225,000 · 3 bd / 2 ba / 1,469 sq ft · 3802 Hwy 4
• $229,999 · 4 bd / 2 ba / 1,384 sq ft · 4963 Hwy 4
• $249,900 · 3 bd / 2 ba / 1,306 sq ft · 5144 Blackmon Dr

$300K – $400K: 11 homes

• $325,000 · 3 bd / 1.5 ba / 1,900 sq ft · 2780 Mcduffie Ln
• $345,000 · 4 bd / 2 ba / 1,685 sq ft · 3244 Shell Rd
• $397,000 · 3 bd / 2 ba / 1,612 sq ft · 5325 Red Clover Ln
• $375,000 · 4 bd / 2.5 ba / 2,454 sq ft · 5012 Beck Ave

$400K – $500K: 3 homes

• $449,900 · 4 bd / 2 ba / 2,014 sq ft · 1436 Sid Hayes Rd
• $489,900 · 4 bd / 2.5 ba / 1,965 sq ft · 10830 Straw Bridge Rd (The Pines at Crofton Farms)
• $475,000 · 4 bd / 3.5 ba / 3,388 sq ft · 5875 Hall Rd

$500K – $750K: 6 homes

• $650,000 · 4 bd / 2 ba / 2,089 sq ft · 4931 Neal Jones Rd
• $599,000 · 3 bd / 4 ba / 5,000 sq ft · 1529 Bell Creek Rd
• $725,000 · 3 bd / 2 ba / 2,325 sq ft · 4153 Heltons Way
• $675,000 · 4 bd / 3.5 ba / 3,174 sq ft · 5101 Hwy 4

$750K – $1M: 7 homes

• $889,900 · 6 bd / 4 ba / 8,498 sq ft · 9475 Chumuckla Hwy
• $810,000 · 3 bd / 2.5 ba / 2,220 sq ft · 1881 Annie Penton Rd
• $795,000 · 4 bd / 3.5 ba / 3,174 sq ft · 5101-A Hwy 4
• $849,000 · 4 bd / 2.5 ba / 2,600 sq ft · 8879 Naturewalk Dr (NatureWalk at Pond Creek)

$1M and up: 4 homes

• $1.08M · 4 bd / 3.5 ba / 3,049 sq ft · 8687 Naturewalk Dr (NatureWalk at Pond Creek)
• $1.42M · 4 bd / 3 ba / 3,325 sq ft · 9301 Naturewalk Dr (NatureWalk at Pond Creek)
• $1.49M · 5 bd / 3 ba / 3,643 sq ft · 6382 Daniel Griffis Rd
• $1.68M · 5 bd / 3.5 ba / 4,288 sq ft · 9325 Naturewalk Dr (NatureWalk at Pond Creek)

Every home for sale in Jay right now (45)

All 45 active Jay listings with a detail page, newest first, refreshed twice a day from the MLS.

• $1.08M · 4 bd / 3.5 ba / 3,049 sq ft · 8687 Naturewalk Dr (NatureWalk at Pond Creek)
• $889,900 · 6 bd / 4 ba / 8,498 sq ft · 9475 Chumuckla Hwy
• $489,900 · 4 bd / 2.5 ba / 1,965 sq ft · 10830 Straw Bridge Rd (The Pines at Crofton Farms)
• $449,900 · 4 bd / 2 ba / 2,014 sq ft · 1436 Sid Hayes Rd
• $345,000 · 4 bd / 2 ba / 1,685 sq ft · 3244 Shell Rd
• $325,000 · 3 bd / 1.5 ba / 1,900 sq ft · 2780 Mcduffie Ln
• $299,000 · 2 bd / 2 ba / 1,144 sq ft · 4660 Morristown Rd
• $225,000 · 3 bd / 2 ba / 1,469 sq ft · 3802 Hwy 4
• $397,000 · 3 bd / 2 ba / 1,612 sq ft · 5325 Red Clover Ln
• $1.42M · 4 bd / 3 ba / 3,325 sq ft · 9301 Naturewalk Dr (NatureWalk at Pond Creek)
• $229,999 · 4 bd / 2 ba / 1,384 sq ft · 4963 Hwy 4
• $375,000 · 4 bd / 2.5 ba / 2,454 sq ft · 5012 Beck Ave
• $650,000 · 4 bd / 2 ba / 2,089 sq ft · 4931 Neal Jones Rd
• $249,900 · 3 bd / 2 ba / 1,306 sq ft · 5144 Blackmon Dr
• $379,900 · 5 bd / 3 ba / 3,048 sq ft · 4850 Stanton Rd
• $150,000 · 3 bd / 1 ba / 1,468 sq ft · 6700 Camp Henderson Rd
• $1.49M · 5 bd / 3 ba / 3,643 sq ft · 6382 Daniel Griffis Rd
• $599,000 · 3 bd / 4 ba / 5,000 sq ft · 1529 Bell Creek Rd
• $205,000 · 3 bd / 2 ba / 910 sq ft · 13474 Hwy 89
• $335,000 · 3 bd / 2 ba / 1,397 sq ft · 4723 Our Ln
• $725,000 · 3 bd / 2 ba / 2,325 sq ft · 4153 Heltons Way
• $165,000 · 4 bd / 2 ba / 2,046 sq ft · 5325 Bob Sikes Blvd
• $475,000 · 4 bd / 3.5 ba / 3,388 sq ft · 5875 Hall Rd
• $324,900 · 6 bd / 3.5 ba / 3,028 sq ft · 2637 Hwy 4
• $228,000 · 3 bd / 2 ba / 1,200 sq ft · 5134 Blackmon Dr
• $810,000 · 3 bd / 2.5 ba / 2,220 sq ft · 1881 Annie Penton Rd
• $795,000 · 4 bd / 3.5 ba / 3,174 sq ft · 5101-A Hwy 4
• $675,000 · 4 bd / 3.5 ba / 3,174 sq ft · 5101 Hwy 4
• $150,000 · 2 bd / 1 ba / 960 sq ft · 13907 N Hwy 87
• $119,900 · 2 bd / 2 ba / 1,276 sq ft · 11124 Chumuckla Hwy
• $849,000 · 4 bd / 2.5 ba / 2,600 sq ft · 8879 Naturewalk Dr (NatureWalk at Pond Creek)
• $299,999 · 3 bd / 2.5 ba / 1,385 sq ft · 13748 N Hwy 87
• $304,900 · 4 bd / 2 ba / 1,781 sq ft · 1971 Pineview Church Rd (Costas Ridge)
• $324,999 · 3 bd / 2 ba / 1,633 sq ft · 2051 Rube Smith Rd (Costas Ridge)
• $299,000 · 4 bd / 2 ba / 1,620 sq ft · 1895 Pineview Church Rd
• $830,000 · 5 bd / 3 ba / 2,856 sq ft · 9574 Hwy 89
• $555,000 · 3 bd / 3 ba / 2,473 sq ft · 1998 Sid Hayes Rd
• $344,900 · 3 bd / 3.5 ba / 2,739 sq ft · 6536 Daniel Griffis Rd
• $775,000 · 3 bd / 2.5 ba / 4,519 sq ft · 5160 & 5166 Max Ln
• $209,000 · 2 bd / 1 ba / 1,395 sq ft · 3770 Hwy 182
• $1.68M · 5 bd / 3.5 ba / 4,288 sq ft · 9325 Naturewalk Dr (NatureWalk at Pond Creek)
• $315,000 · 3 bd / 1 ba / 1,285 sq ft · 9353 Sellersville Rd
• $110,000 · 3 bd / 2 ba / 1,064 sq ft · 6749 Ellis Rd
• $595,000 · 4 bd / 3 ba / 3,480 sq ft · 13750 Hwy 89
• $949,900 · 3 bd / 2.5 ba / 2,513 sq ft · 3526 Creekdown Ln (NatureWalk at Pond Creek)

Homes for sale in Jay by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

Jay communities with the most homes for sale

The Jay neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

What is for sale in Jay: property types

• Single-family houses: 42
• Manufactured homes: 3

What a home in Jay costs to own

Take the median $375,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,986/month. Santa Rosa County’s typical millage of 12.81 puts property tax near $4,162/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Santa Rosa County is about $2,444/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,536/month plus any HOA or CDD assessment.

Explore Jay

• All homes for sale in Santa Rosa County, FL
• 4-bedroom homes for sale in Jay
• Homes under $300K in Jay
• Homes from $300K to $500K in Jay
• What $500K buys in Santa Rosa County
• Jay market intelligence: prices, supply and trends
• Santa Rosa County property tax guide
• Santa Rosa County down payment assistance limits
• First-time home buyer guide for Florida
• Search every Jay community
• Best places to live in Florida: every city ranked by the numbers
• All Florida cities and counties

Homes for sale near Jay

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Common questions

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Jay as of 2026-09-25 and refresh as homes list and sell. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties.

This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed.

Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees.

Equal Housing Opportunity.