Homes for Sale in Jay, FL
10 homes are for sale in Jay, FL as of 2026-09-06. The median list price is $575,000 ($263/sq ft), most homes list between $250K to $1.68M, and the median listing has been on the market 44 days. 2 homes came on the market this week.
Newest homes for sale in Jay
The most recently listed homes in Jay, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Jay homes for sale by price
Every active listing in Jay grouped by price, with the newest listings in each band. The median is $575,000; the busiest band is $200K – $300K.
$200K – $300K: 3 homes
- $249,900 · 3 bd / 2 ba / 1,306 sq ft · 5144 Blackmon Dr
- $228,000 · 3 bd / 2 ba / 1,200 sq ft · 5134 Blackmon Dr
- $299,000 · 4 bd / 2 ba / 1,620 sq ft · 1895 Pineview Church Rd
$300K – $400K: 2 homes
- $305,000 · 4 bd / 2 ba / 1,781 sq ft · 1971 Pineview Church Rd (Costas Ridge)
- $324,999 · 3 bd / 2 ba / 1,633 sq ft · 2051 Rube Smith Rd (Costas Ridge)
$750K – $1M: 2 homes
- $849,000 · 4 bd / 2.5 ba / 2,600 sq ft · 8879 Naturewalk Dr (NatureWalk at Pond Creek)
- $825,000 · 4 bd / 2.5 ba / 2,420 sq ft · 3571 Maple Branch Ln (NatureWalk at Pond Creek)
$1M and up: 3 homes
- $1.08M · 4 bd / 3.5 ba / 3,049 sq ft · 8687 Naturewalk Dr (NatureWalk at Pond Creek)
- $1.42M · 4 bd / 3 ba / 3,325 sq ft · 9301 Naturewalk Dr (NatureWalk at Pond Creek)
- $1.68M · 5 bd / 3.5 ba / 4,288 sq ft · 9325 Naturewalk Dr (NatureWalk at Pond Creek)
Homes for sale in Jay by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 32565 | 7 | $849,000 |
Jay communities with the most homes for sale
The Jay neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| NatureWalk at Pond Creek | 5 | $1.08M | — | — |
| Costas Ridge | 2 | $315,000 | — | — |
What is for sale in Jay: property types
- Single-family homes: 10
What a home in Jay costs to own
Take the median $575,000 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,971/month. Santa Rosa County’s typical millage of 12.81 puts property tax near $6,723/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Santa Rosa County is about $2,444/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $3,735/month plus any HOA or CDD assessment.
Explore Jay
- All homes for sale in Santa Rosa County, FL
- Jay market intelligence: prices, supply and trends
- Santa Rosa County property tax guide
- Search every Jay community
- All Florida cities and counties
Homes for sale near Jay
- Homes for sale in Milton, FL — 308 listings
- Homes for sale in Pace, FL — 226 listings
- Homes for sale in Gulf Breeze, FL — 209 listings
- Homes for sale in Navarre, FL — 100 listings
- Homes for sale in Navarre Beach, FL — 33 listings
Common questions
How many homes are for sale in Jay, FL?
What is the median home price in Jay?
How long do homes take to sell in Jay?
What does a $575,000 home in Jay cost per month?
Which Jay neighborhoods have the most homes for sale?
How do I see a home for sale in Jay?
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Jay as of 2026-09-06 and refresh as homes list and sell. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.