Homes for Sale in Jay, FL

By Jon Brooks, Co-Founder, Momentum Realty · Updated November 5, 2026

36 homes are for sale in Jay, FL as of 2026-11-05, with 3 more under contract. The median list price is $342,450 ($197/sq ft), most homes list between $165K to $900K, and the median listing has been on the market 53 days. That is 35 houses, 0 condos and 0 townhouses. 8 homes came on the market this week and 105 sold in the last 12 months at a median of $313,990.

Browse all 39 homes for sale in Jay, FL — the complete list, newest first.

Newest homes for sale in Jay

The most recently listed homes in Jay, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

$1.08M New

4 bd · 3.5 ba · 3,049 sq ft · built 2026

8687 Naturewalk Dr, 32565

NatureWalk at Pond Creek

Listing courtesy of List Now Realty LLC

$899,900 New

4 bd · 3.5 ba · 2,400 sq ft · built 2026

8679 Naturewalk Dr, 32565

NatureWalk at Pond Creek

Listing courtesy of Levin Rinke Realty

$489,900 New

4 bd · 2.5 ba · 1,965 sq ft · built 2026

10830 Straw Bridge Rd, 32565

The Pines at Crofton Farms

Listing courtesy of Woodlands & Homes, LLC

$299,000 New

2 bd · 2 ba · 1,144 sq ft · built 2013

4660 Morristown Rd, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$249,900 New

3 bd · 2 ba · 1,306 sq ft · built 2026

5142 Blackmon Dr, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$1.42M New

4 bd · 3 ba · 3,325 sq ft · built 2027

9301 Naturewalk Dr, 32565

NatureWalk at Pond Creek

Listing courtesy of Levin Rinke Realty

$229,999 New

4 bd · 2 ba · 1,384 sq ft · built 1945

4963 Hwy 4, 32565

Jay

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST

$449,900 New

4 bd · 2 ba · 2,014 sq ft · built 2026

1436 Sid Hayes Rd, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$320,000

3 bd · 2 ba · 1,786 sq ft · built 2006

3332 N Simmons Rd, 32565

Jay

Listing courtesy of PHD Real Property, LLC

$379,900

5 bd · 3 ba · 3,048 sq ft · built 1978

4850 Stanton Rd, 32565

Jay

Listing courtesy of Coldwell Banker Realty

$599,000

3 bd · 4 ba · 5,000 sq ft · built 2001

1529 Bell Creek Rd, 32565

Jay

Listing courtesy of REMAX Select Partners

$310,000

3 bd · 1.5 ba · 1,900 sq ft · built 1962

2780 Mcduffie Ln, 32565

Jay

Listing courtesy of Levin Rinke Realty

$289,999

3 bd · 2 ba · 1,386 sq ft · built 2026

4821 Green Rowell Rd, 32565

Jay

Listing courtesy of Florida Land & Homes, LLC

$289,999

3 bd · 2 ba · 1,386 sq ft · built 2026

13732 N Hwy 87, 32565

Jay

Listing courtesy of Florida Land & Homes, LLC

$229,900

3 bd · 2 ba · 1,200 sq ft · built 2027

3981 Mccutchin Dr, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$725,000

3 bd · 2 ba · 2,325 sq ft · built 2003

4153 Heltons Way, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$335,000

3 bd · 2 ba · 1,397 sq ft · built 2009

4723 Our Ln, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$150,000

3 bd · 1 ba · 1,468 sq ft · built 1934

6700 Camp Henderson Rd, 32565

Jay

Listing courtesy of Levin Rinke Realty

$798,900

6 bd · 4 ba · 8,498 sq ft · built 1947

9475 Chumuckla Hwy, 32565

Jay

Listing courtesy of Realty Connections, LLC

$650,000

4 bd · 2 ba · 2,089 sq ft · built 1978

4931 Neal Jones Rd, 32565

Jay

Listing courtesy of ERIC GLEATON REALTY, INC

$228,000

3 bd · 2 ba · 1,200 sq ft · built 2026

5134 Blackmon Dr, 32565

Jay

Listing courtesy of ACREAGE AND HOMES

$340,000

4 bd · 2 ba · 1,685 sq ft · built 2024

3244 Shell Rd, 32565

Jay

Listing courtesy of Woodlands & Homes, LLC

$150,000

2 bd · 1 ba · 960 sq ft · built 1932

13907 N Hwy 87, 32565

Jay

Listing courtesy of KELLER WILLIAMS REALTY GULF COAST

$165,000

4 bd · 2 ba · 2,046 sq ft · built 1973

5325 Bob Sikes Blvd, 32565

Jay

Listing courtesy of TEAM SANDY BLANTON REALTY, INC

Jay homes for sale by price

Every active listing in Jay grouped by price, with the newest listings in each band. The median is $342,450; the busiest band is $200K – $300K.

Under $200K: 4 homes

• $150,000 · 3 bd / 1 ba / 1,468 sq ft · 6700 Camp Henderson Rd
• $150,000 · 2 bd / 1 ba / 960 sq ft · 13907 N Hwy 87
• $165,000 · 4 bd / 2 ba / 2,046 sq ft · 5325 Bob Sikes Blvd
• $110,000 · 3 bd / 2 ba / 1,064 sq ft · 6749 Ellis Rd

$200K – $300K: 8 homes

• $299,000 · 2 bd / 2 ba / 1,144 sq ft · 4660 Morristown Rd
• $249,900 · 3 bd / 2 ba / 1,306 sq ft · 5142 Blackmon Dr
• $229,999 · 4 bd / 2 ba / 1,384 sq ft · 4963 Hwy 4
• $289,999 · 3 bd / 2 ba / 1,386 sq ft · 4821 Green Rowell Rd

$300K – $400K: 8 homes

• $320,000 · 3 bd / 2 ba / 1,786 sq ft · 3332 N Simmons Rd
• $379,900 · 5 bd / 3 ba / 3,048 sq ft · 4850 Stanton Rd
• $310,000 · 3 bd / 1.5 ba / 1,900 sq ft · 2780 Mcduffie Ln
• $335,000 · 3 bd / 2 ba / 1,397 sq ft · 4723 Our Ln

$400K – $500K: 2 homes

• $489,900 · 4 bd / 2.5 ba / 1,965 sq ft · 10830 Straw Bridge Rd (The Pines at Crofton Farms)
• $449,900 · 4 bd / 2 ba / 2,014 sq ft · 1436 Sid Hayes Rd

$500K – $750K: 6 homes

• $599,000 · 3 bd / 4 ba / 5,000 sq ft · 1529 Bell Creek Rd
• $725,000 · 3 bd / 2 ba / 2,325 sq ft · 4153 Heltons Way
• $650,000 · 4 bd / 2 ba / 2,089 sq ft · 4931 Neal Jones Rd
• $649,900 · 6 bd / 3 ba / 3,600 sq ft · 5168 Beck Ave

$750K – $1M: 5 homes

• $899,900 · 4 bd / 3.5 ba / 2,400 sq ft · 8679 Naturewalk Dr (NatureWalk at Pond Creek)
• $798,900 · 6 bd / 4 ba / 8,498 sq ft · 9475 Chumuckla Hwy
• $799,000 · 4 bd / 2.5 ba / 2,600 sq ft · 8879 Naturewalk Dr (NatureWalk at Pond Creek)
• $775,000 · 3 bd / 2.5 ba / 4,519 sq ft · 5160 & 5166 Max Ln

$1M and up: 3 homes

• $1.08M · 4 bd / 3.5 ba / 3,049 sq ft · 8687 Naturewalk Dr (NatureWalk at Pond Creek)
• $1.42M · 4 bd / 3 ba / 3,325 sq ft · 9301 Naturewalk Dr (NatureWalk at Pond Creek)
• $1.65M · 5 bd / 3.5 ba / 4,288 sq ft · 9325 Naturewalk Dr (NatureWalk at Pond Creek)

Every home for sale in Jay right now (36)

All 36 active Jay listings with a detail page, newest first, refreshed twice a day from the MLS.

• $1.08M · 4 bd / 3.5 ba / 3,049 sq ft · 8687 Naturewalk Dr (NatureWalk at Pond Creek)
• $899,900 · 4 bd / 3.5 ba / 2,400 sq ft · 8679 Naturewalk Dr (NatureWalk at Pond Creek)
• $489,900 · 4 bd / 2.5 ba / 1,965 sq ft · 10830 Straw Bridge Rd (The Pines at Crofton Farms)
• $299,000 · 2 bd / 2 ba / 1,144 sq ft · 4660 Morristown Rd
• $249,900 · 3 bd / 2 ba / 1,306 sq ft · 5142 Blackmon Dr
• $1.42M · 4 bd / 3 ba / 3,325 sq ft · 9301 Naturewalk Dr (NatureWalk at Pond Creek)
• $229,999 · 4 bd / 2 ba / 1,384 sq ft · 4963 Hwy 4
• $449,900 · 4 bd / 2 ba / 2,014 sq ft · 1436 Sid Hayes Rd
• $320,000 · 3 bd / 2 ba / 1,786 sq ft · 3332 N Simmons Rd
• $379,900 · 5 bd / 3 ba / 3,048 sq ft · 4850 Stanton Rd
• $599,000 · 3 bd / 4 ba / 5,000 sq ft · 1529 Bell Creek Rd
• $310,000 · 3 bd / 1.5 ba / 1,900 sq ft · 2780 Mcduffie Ln
• $289,999 · 3 bd / 2 ba / 1,386 sq ft · 4821 Green Rowell Rd
• $289,999 · 3 bd / 2 ba / 1,386 sq ft · 13732 N Hwy 87
• $229,900 · 3 bd / 2 ba / 1,200 sq ft · 3981 Mccutchin Dr
• $725,000 · 3 bd / 2 ba / 2,325 sq ft · 4153 Heltons Way
• $335,000 · 3 bd / 2 ba / 1,397 sq ft · 4723 Our Ln
• $150,000 · 3 bd / 1 ba / 1,468 sq ft · 6700 Camp Henderson Rd
• $798,900 · 6 bd / 4 ba / 8,498 sq ft · 9475 Chumuckla Hwy
• $650,000 · 4 bd / 2 ba / 2,089 sq ft · 4931 Neal Jones Rd
• $228,000 · 3 bd / 2 ba / 1,200 sq ft · 5134 Blackmon Dr
• $340,000 · 4 bd / 2 ba / 1,685 sq ft · 3244 Shell Rd
• $150,000 · 2 bd / 1 ba / 960 sq ft · 13907 N Hwy 87
• $165,000 · 4 bd / 2 ba / 2,046 sq ft · 5325 Bob Sikes Blvd
• $300,000 · 6 bd / 3.5 ba / 3,028 sq ft · 2637 Hwy 4
• $649,900 · 6 bd / 3 ba / 3,600 sq ft · 5168 Beck Ave
• $799,000 · 4 bd / 2.5 ba / 2,600 sq ft · 8879 Naturewalk Dr (NatureWalk at Pond Creek)
• $555,000 · 3 bd / 3 ba / 2,473 sq ft · 1998 Sid Hayes Rd
• $285,000 · 3 bd / 2.5 ba / 1,385 sq ft · 13748 N Hwy 87
• $344,900 · 3 bd / 3.5 ba / 2,739 sq ft · 6536 Daniel Griffis Rd
• $775,000 · 3 bd / 2.5 ba / 4,519 sq ft · 5160 & 5166 Max Ln
• $315,000 · 3 bd / 1 ba / 1,285 sq ft · 9353 Sellersville Rd
• $110,000 · 3 bd / 2 ba / 1,064 sq ft · 6749 Ellis Rd
• $1.65M · 5 bd / 3.5 ba / 4,288 sq ft · 9325 Naturewalk Dr (NatureWalk at Pond Creek)
• $595,000 · 4 bd / 3 ba / 3,480 sq ft · 13750 Hwy 89
• $899,999 · 3 bd / 2.5 ba / 2,513 sq ft · 3526 Creekdown Ln (NatureWalk at Pond Creek)

Pending and under contract in Jay (3)

Jay homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

• $110,000 · 2 bd / 1 ba / 1,004 sq ft · 4678 Hwy 4
• $35,000 · 3 bd / 2 ba / 2,138 sq ft · 2770 Nelsontown Rd
• $117,000 · 3 bd / 2 ba / 1,248 sq ft · 4006 Mccutchin Dr

Browse every listing on Momentum Realty.

Homes for sale in Jay by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

Jay communities with the most homes for sale

The Jay neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

What is for sale in Jay: property types

• Single-family houses: 35
• Manufactured homes: 1

The Jay real estate market right now

Over the last 12 months 105 homes sold in Jay at a median of $313,990 (+1.0% year over year), $195 per square foot. Sellers received 98% of list price and homes took a median 74 days to go under contract. With 36 homes for sale against that sales pace, months of supply is 4.1, a balanced market by the six-month rule. New construction was 77% of sales.

Jay home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

What a home in Jay costs to own

Take the median $342,450 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $1,867/month. Santa Rosa County’s typical millage of 12.81 puts property tax near $3,745/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Santa Rosa County is about $2,444/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,383/month plus any HOA or CDD assessment.

Explore Jay

• All homes for sale in Santa Rosa County, FL
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• Price reductions this week in Jay
• What $500K buys in Santa Rosa County
• Jay market intelligence: prices, supply and trends
• Santa Rosa County property tax guide
• Santa Rosa County down payment assistance limits
• First-time home buyer guide for Florida
• Search every Jay community
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Homes for sale near Jay

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Recently off market in Jay

Homes in Jay that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

• 6382 Daniel Griffis Rd · last listed $1,490,000 · off market Nov 4, 2026
• 2051 Rube Smith Rd · last listed $324,999 · off market Nov 4, 2026
• 5845 Hwy 4 · last listed $145,000 · off market Nov 3, 2026
• 1971 Pineview Church Rd · last listed $304,900 · off market Nov 1, 2026
• 3770 Hwy 182 · last listed $209,000 · off market Oct 29, 2026
• 2323 Camors Road · last listed $79,800 · off market Oct 26, 2026
• 5875 Hall Rd · last listed $475,000 · off market Oct 16, 2026
• 5101-A Hwy 4 · last listed $795,000 · off market Oct 16, 2026
• 5101 Hwy 4 · last listed $675,000 · off market Oct 16, 2026
• 13474 Hwy 89 · last listed $205,000 · off market Oct 16, 2026
• 1881 Annie Penton Rd · last listed $810,000 · off market Oct 13, 2026
• 2765 Hwy 182 · off market Oct 8, 2026

Common questions

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Jay as of 2026-11-05 and refresh as homes list and sell. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties.

This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed.

Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees.

Equal Housing Opportunity.