Momentum Housing Data · Home Values · Bay County

Moonraker Home Values: What Homes Actually Sell For

Buying here? See Moonraker homes for sale and the Moonraker community guide (Panama City Beach).

Moonraker (Panama City Beach, FL): 6 recorded closings in the 12 months ending 2026-09-20, an 8-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

In the current window, sellers accepted a median 93.0% of original asking; the median sale took 58 days (window ending 2026-09-20).

The 8-year recorded price history

Over the recorded series, Moonraker’s median sold price moved from $326,388 (2019) to $446,950 (12 months ending 2026-09-20) — +37% over that span, with every year’s figure from recorded closings, not a model.

The last decade in Moonraker, briefly

The recorded series starts in 2019 at $326,388. The 2020–22 run-up did what it did everywhere — Moonraker’s median moved +53% from 2019 to 2022. Against the 2024 peak of $530,000, the current median stands at -16%. Annual sales volume here has ranged from 3 to 39 closings a year (10-yr average 14). With roughly 14 closings a year, Moonraker’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

At Moonraker’s $446,950 median and Bay County’s adopted 12.28 mills (FY2025-26), a home assessed at that price carries roughly $5,490 a year in property tax before exemptions, or about $5,000 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Bay County tax page.

Selling in Moonraker right now: what the record says

Current asking prices run a median $491,400 against the $446,950 recorded sold median (+10%) — the gap between what sellers hope and what the record shows. Demand check: 0% of Moonraker’s listings are under contract, against 14% for ZIP 32407 and 17% for Bay County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information. Momentum’s market-heat index for Moonraker reads 47/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

With asking prices running +10% over the recorded sold median, a Moonraker listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.

How Moonraker compares with its neighbors

Communities buyers shopping Moonraker are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

More Moonraker: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures