Moonraker
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 396 homes for sale in 32407 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of October 2026, Moonraker in Panama City Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $446,950, a median 58 days on market, sellers accepting 93% of original asking (+7% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,490 ($5,000 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32407 |
|---|---|
| Homes in the community | 86 (FL DOR 2025 assessment roll) |
| Years built | 2019–2021 (median 2019) |
| Typical living area | 2,238 sq ft (median) |
| Sale prices, last 12 months | $446,950 median across 6 closed sales · +7.2% vs the prior 12 months |
| Days on market (closed sales) | 58 median |
| For sale right now | 2 active, 0 pending · median asking $491,400 |
| Owner-occupied (homestead) share | 52% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Moonraker key facts,” movewithmomentum.com/neighborhoods/moonraker, data as of September 20, 2026.
Moonraker's median price of $444,000 sits against a median 47 days on market, which tells you this is not a community where sellers can name a number and expect an instant match. Pricing here is doing real work — buyers are taking their time, and homes that are priced off from condition or comparable activity tend to sit rather than get bid up.
The 6.5% year-over-year move and a market heat score of 39 point to a steady, unhurried market rather than a fast one. With only 9 closings in the current window, the sample is thin enough that a single well-priced or unusually finished home can shift the read. That favors sellers who price to the data rather than to hope, and buyers who negotiate on documented condition rather than urgency.
Moonraker right now
🟡 Still climbing. The trailing-12-month median ($447K) is up 7.2% from the prior 12 months ($417K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Moonraker market snapshot (as of September 20, 2026): the median sale price is about $447K, and a median 58 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level CPAR MLS closed sales (6 closings in the current window).
In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.
County records show 6 qualified sales in Moonraker across 2024–2025 (3 in 2024, 3 in 2025), median $520,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Moonraker is a community of 86 homes in Panama City Beach, Bay County, built between 2019 and 2021 (median 2019), with a median living area of about 2,238 square feet. 52% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Moonraker is a Panama City Beach community in Bay County where current MLS activity is limited enough that each closing carries real weight in reading the market — this is a spot to evaluate deal by deal rather than by broad trend.
Who Moonraker is best for.
Best for
- Buyers targeting a purchase near the $444,000 median who have flexibility on timeline and want room to negotiate.
- Sellers who can price against actual recent comparables and are prepared for a sales process measured in weeks, not days.
- Buyers comfortable evaluating a home primarily on its own merits rather than on a built-in amenity package.
Probably not for
- Buyers who need on-site community amenities as a core requirement, given none are currently identified here.
- Sellers expecting a fast, high-competition sale — the current days-on-market and closings volume don't support that pace.
- Buyers or sellers who want a large pool of recent comparable sales to lean on; the current window is thin.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($447K) IS the median in the snapshot above, and the move from 2025 ($417K) IS the +7.2% one-year change.
Windows contain 3 to 39 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
15% of homes for sale in ZIP 32407 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Moonraker Market Scorecard
Moonraker is currently a balanced market., a median asking price of $491,400, and homes go under contract in about 297 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Moonraker, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Moonraker
Live MLS inventory for Moonraker. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Moonraker listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Moonraker Right Now (2)
All 2 active and pending Moonraker listings with a detail page, newest first, refreshed twice a day from the MLS.
- 109 Moonraker Circle, Panama City Beach, Fl 32407 · $457,900 · 4 bd / 2 ba · listed Jul 29, 2026 · listed by Flatfee.Com
- 123 Moonraker Circle, Panama City Beach, Fl 32407 · $524,900 · 4 bd / 3 ba · listed Jul 2, 2026 · listed by Beycome of Florida LLC
The Moonraker buying strategy.
If we were buying in Moonraker today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moonraker.
A market defined by patience
With a median of 47 days on market, Moonraker listings are not moving on the first weekend. That pace gives buyers room to have a home inspected, financed, and negotiated properly rather than racing a deadline. It also means sellers should expect the process to take some weeks rather than days, and should lean on recent, comparable closings — not aspirational pricing — to set an ask.
No community amenities are identified in current MLS listings for Moonraker, so buyers should treat this as a housing-and-location decision rather than a lifestyle-amenity one. With only 9 closings feeding the current snapshot, it is worth having someone walk you through the specific comparable sales behind the median rather than relying on the headline number alone.
The location and the amenities are priced into every listing in Moonraker. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Moonraker buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Recent Direction +7.2% year-over-year; Owner Commitment 52% owner-occupied; Pricing Power 93.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with this few closings, the difference between a fair offer and an overpay is the quality of the comparables you're shown. We pull the actual recent activity behind Moonraker's numbers, not just the headline median, so you can negotiate — or price — from real evidence.
Moonraker in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $133/month (about $1,596/yr) · median of 40 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $133 per month ($1,596 a year) — the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Moonraker buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moonraker sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moonraker, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moonraker home worth?
Get a no-obligation home value based on real comparable sales in Moonraker, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Frequently Asked Questions
What is the median home price in Moonraker?
How long do homes in Moonraker take to sell?
How many homes are in Moonraker?
What share of Moonraker is owner-occupied?
When were the homes in Moonraker built?
Who is the best real estate agent for Moonraker?
How do I find a top Panama City Beach real estate agent who knows Moonraker?
Can Momentum Realty connect me with an agent for Moonraker?
Where is Moonraker, and what county is it in?
Is Moonraker a good place to live?
Should you buy in Moonraker?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32407)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (112 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Moonraker fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Moonraker
- Home values · What homes in Moonraker actually sell for
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