Santa Rosa Ridge
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Santa Rosa Ridge in Santa Rosa Beach, FL has 6 homes for sale and 1 pending, asking from $899,000 to $2,274,900 (median $949,500). Homes listed or recently sold were built 1976–2022; none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 38 ft).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 93 (FL DOR 2025 assessment roll) |
| Years built | 1976–2024 (median 2003) |
| Typical living area | 2,706 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Short Term Rental - Allowed, Pets Allowed, BBQ Pit/Grill, Dock, Fishing, Greenhouse |
| For sale right now | 6 active, 1 pending · median asking $949,500 · 12.0 months of supply |
| Owner-occupied (homestead) share | 63% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Santa Rosa Ridge key facts,” movewithmomentum.com/neighborhoods/santa-rosa-ridge, data as of November 9, 2026.
Last 30 days in Santa Rosa Ridge: 1 new listing (median asking $899,000), 1 under contract right now, 1 closed sale (median $2,100,000). As of November 9, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Santa Rosa Ridge
Live MLS inventory for Santa Rosa Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 109 daysTop listing
Active · 164 days
Active · 131 daysActive · 3 days
Active · 45 days
Active · 132 days
Pending · 13 daysActive and pending Santa Rosa Ridge listings as of 2026-11-09, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Santa Rosa Ridge Right Now (7)
All 7 active and pending Santa Rosa Ridge listings with a detail page, newest first, refreshed twice a day from the MLS.
- 335 Fairway Drive · $899,000 · 3 bd / 2 ba · listed Nov 6, 2026 · listed by Scenic Sotheby's International Realty
- 640 Ridge Road · $899,000 · 3 bd / 2 ba · listed Sep 26, 2026 · listed by Scenic Sotheby's International Realty
- 10 Fairway Drive · $1,195,000 · 4 bd / 2 ba · pending · listed Aug 31, 2026 · listed by Christies International Real Estate Emerald Coast
- 510 Ridge Road · $2,274,900 · 4 bd / 4 ba · listed Aug 11, 2026 · listed by EXP Realty LLC
- 370 Ridge Road · $1,000,000 · 3 bd / 2 ba · listed Aug 11, 2026 · listed by Grayton Beach Realty Llc
- 527 Ridge Road · $899,000 · 4 bd / 3 ba · listed Aug 11, 2026 · listed by Christies International Real Estate Emerald Coast
- 240 Ridge Road · $1,150,000 · 4 bd / 4.5 ba · listed Aug 11, 2026 · listed by Scenic Sotheby's International Realty
Santa Rosa Ridge is a small, established pocket in Santa Rosa Beach where price is driven far more by condition and vintage than by any list of shared amenities — there are none identified in the current MLS data. With homes built anywhere from 1976 to 2024 and a median build year of 2003, what you pay tracks closely to how thoroughly a given home has been updated. The median sits at $1,550,000 against a median of 2,706 living square feet, so the spread within this community is wide and condition-driven rather than tiered by a set price range.
The market posture here is patient, not frantic. A median of 88 days on market against just 6 active listings and 7 recent closings tells you inventory is thin and homes take time to trade. Sellers who price to condition still hold leverage after a 16.1% year-over-year move; buyers get room to underwrite carefully but little selection to choose from. Neither side should expect to rush the other.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Santa Rosa Ridge right now
🟢 Buyer-leaning market. 12.0 months of supply and 14% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (7 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a compact community of 93 homes with no shared amenities on record, so value lives entirely in the individual house and its lot rather than in community features. A homestead share of about 63% points to a core of primary residences alongside a meaningful non-homestead slice.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Santa Rosa Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Santa Rosa RidgePhotos from Emerald Coast MLS listings in Santa Rosa Ridge; content deemed reliable but not guaranteed.
Who Santa Rosa Ridge is best for.
Best for
- Buyers with a budget around the $1,550,000 median who want an established Santa Rosa Beach location over new-build uniformity
- Long-hold owners comfortable with a low-turnover market and thin selection
- Renovation-minded buyers who can price an older home for the updates it needs
Probably not for
- Buyers who need amenities like a pool, gate, or clubhouse, none of which are on record here
- Anyone on a tight timeline who cannot wait out an 88-day median market
- Budgets meaningfully below the community's median that need consistent entry-level pricing
The market around Santa Rosa Ridge
Santa Rosa Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32459, 952 homes are on the market and 16% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 2,879 homes are active and 587 pending (17% under contract).
ZIP and county figures describe the wider market, not Santa Rosa Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Santa Rosa Ridge, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Santa Rosa Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Santa Rosa Ridge listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Ridge address.
The Santa Rosa Ridge buying strategy.
If we were buying in Santa Rosa Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Ridge.
A condition-driven market with a long runway
The long-term numbers are the headline: values are up 283% since 2012, and the most recent year added 16.1% on top of that. That kind of appreciation, paired with a build range stretching from 1976 to 2024, means two homes on the same street can sit at very different points on the spectrum — one original, one rebuilt — and the median build year of 2003 splits that difference. Underwrite each home on its own terms; there is no single going rate here.
With 6 active listings and 7 closings in the window, this is a low-volume market. The 88-day median on market is not a red flag so much as a reflection of scarcity and price point — well-prepared homes get their number, but they wait for the right buyer to find them. Expect a deliberate process on both sides.
The location and the amenities are priced into every listing in Santa Rosa Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 93-home community with almost no active inventory and a wide vintage range, the whole game is pricing and reading individual homes correctly. We track every closing in Santa Rosa Ridge, know which homes have been rebuilt versus lightly touched, and can tell you when a list price reflects real work or just the neighborhood's momentum. That judgment matters more here than in any amenity-driven subdivision.
Santa Rosa Ridge in 15 seconds.
Tools for a Santa Rosa Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Ridge home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in Santa Rosa Ridge
Homes in Santa Rosa Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 454 Ridge Road · off market
Recent Developments in Santa Rosa Ridge
Development, infrastructure, retail, and school activity affecting Santa Rosa Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
DeFuniak Springs tactical training firm plans campus expansion after multimillion-dollar contracts
Stronghold Test & Training Center, on a 50-acre campus at 150 Warfighter Way, plans a new complex with secure vaults, classrooms, offices and a 3D-printing prototyping bay. The company cites a $21 million Navy contract through 2030 and other federal awards; no cost, timeline or job count was given.
What it may mean for the marketDefense-linked contracting growth near Eglin and Hurlburt supports employer activity and specialized jobs in the DeFuniak Springs area. The project is about 24 miles north of Santa Rosa Ridge, elsewhere in Walton County.
Source: Get The Coast - August 2026Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The site is about 8 miles north of Santa Rosa Ridge.
Source: Walton County Government - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 9 miles northeast of Santa Rosa Ridge.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Santa Rosa Ridge a buyer's or seller's market right now?
How many homes are in Santa Rosa Ridge?
What share of Santa Rosa Ridge is owner-occupied?
When were the homes in Santa Rosa Ridge built?
Who is the best real estate agent for Santa Rosa Ridge?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Ridge?
Can Momentum Realty connect me with an agent for Santa Rosa Ridge?
Should you buy in Santa Rosa Ridge?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Santa Rosa Ridge with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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