Santa Rosa Ridge
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
Santa Rosa Ridge is a small, established pocket in Santa Rosa Beach where price is driven far more by condition and vintage than by any list of shared amenities — there are none identified in the current MLS data. With homes built anywhere from 1976 to 2024 and a median build year of 2003, what you pay tracks closely to how thoroughly a given home has been updated. The median sits at $1,550,000 against a median of 2,706 living square feet, so the spread within this community is wide and condition-driven rather than tiered by a set price range.
The market posture here is patient, not frantic. A median of 88 days on market against just 6 active listings and 7 recent closings tells you inventory is thin and homes take time to trade. Sellers who price to condition still hold leverage after a 16.1% year-over-year move; buyers get room to underwrite carefully but little selection to choose from. Neither side should expect to rush the other.
Santa Rosa Ridge right now
🟢 Still climbing. The trailing-12-month median ($1.55M) is up 16.1% from the prior 12 months ($1.34M) and up 283% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (7 and 4 sales in the two windows).
What's unique here: the median sale price is about 2x the typical Walton County sale ($1.55M vs $684K, trailing 12 months, emeraldcoast records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Santa Rosa Ridge market snapshot (as of July 25, 2026): the median sale price is about $1.55M, and a median 88 days on market for closed sales. The trailing-12-month median is up 16% from the prior 12 months and up 283% since 2012, computed from record-level emeraldcoast closed sales (7 closings in the current window).
Santa Rosa Ridge is a community of 93 homes in Santa Rosa Beach, Walton County, built between 1976 and 2024 (median 2003), with a median living area of about 2,706 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact community of 93 homes with no shared amenities on record, so value lives entirely in the individual house and its lot rather than in community features. A homestead share of about 63% points to a core of primary residences alongside a meaningful non-homestead slice.
The setting & the homes.
Aerial and on-site photos of Santa Rosa Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Santa Rosa RidgePhotos from emeraldcoast listings in Santa Rosa Ridge; content deemed reliable but not guaranteed.
Who Santa Rosa Ridge is best for.
Best for
- Buyers with a budget around the $1,550,000 median who want an established Santa Rosa Beach location over new-build uniformity
- Long-hold owners comfortable with a low-turnover market and thin selection
- Renovation-minded buyers who can price an older home for the updates it needs
Probably not for
- Buyers who need amenities like a pool, gate, or clubhouse, none of which are on record here
- Anyone on a tight timeline who cannot wait out an 88-day median market
- Budgets meaningfully below the community's median that need consistent entry-level pricing
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.55M) IS the median in the snapshot above, and the move from 2025 ($1.34M) IS the +16.1% one-year change.
Windows contain 1 to 10 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Santa Rosa Ridge Market Scorecard
Santa Rosa Ridge is currently a balanced market., a median asking price of $1,120,000, and homes go under contract in about 33 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Santa Rosa Ridge
Live MLS inventory for Santa Rosa Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 33 daysTop listingActive · 10 daysActive · 57 daysActive · 24 daysActive · 242 daysActive · 25 daysActive and pending Santa Rosa Ridge listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Santa Rosa Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Santa Rosa Ridge listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Ridge address.
The Santa Rosa Ridge buying strategy.
If we were buying in Santa Rosa Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Ridge.
A condition-driven market with a long runway
The long-term numbers are the headline: values are up 283% since 2012, and the most recent year added 16.1% on top of that. That kind of appreciation, paired with a build range stretching from 1976 to 2024, means two homes on the same street can sit at very different points on the spectrum — one original, one rebuilt — and the median build year of 2003 splits that difference. Underwrite each home on its own terms; there is no single going rate here.
With 6 active listings and 7 closings in the window, this is a low-volume market. The 88-day median on market is not a red flag so much as a reflection of scarcity and price point — well-prepared homes get their number, but they wait for the right buyer to find them. Expect a deliberate process on both sides.
The location and the amenities are priced into every listing in Santa Rosa Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Santa Rosa Ridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.9). Basis: Long-Term Appreciation +283% since 2012; Recent Direction +16.1% year-over-year; Owner Commitment 63% owner-occupied; Pricing Power 93.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 93-home community with almost no active inventory and a wide vintage range, the whole game is pricing and reading individual homes correctly. We track every closing in Santa Rosa Ridge, know which homes have been rebuilt versus lightly touched, and can tell you when a list price reflects real work or just the neighborhood's momentum. That judgment matters more here than in any amenity-driven subdivision.
Santa Rosa Ridge in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Ridge home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Santa Rosa Ridge on the map →
Frequently Asked Questions
What is the median home price in Santa Rosa Ridge?
How long do homes in Santa Rosa Ridge take to sell?
How many homes are in Santa Rosa Ridge?
What share of Santa Rosa Ridge is owner-occupied?
When were the homes in Santa Rosa Ridge built?
Do cash buyers compete in Santa Rosa Ridge?
Have Santa Rosa Ridge home prices gone up?
Who is the best real estate agent for Santa Rosa Ridge?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Ridge?
Can Momentum Realty connect me with an agent for Santa Rosa Ridge?
Should you buy in Santa Rosa Ridge?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Santa Rosa Ridge with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 2000 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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