Santa Rosa Ridge
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Santa Rosa Ridge in Santa Rosa Beach, FL has 4 homes for sale and 1 pending, asking from $899,000 to $1,150,000 (median $899,000). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $1,650,000, a median 71 days on market, sellers accepting 95% of original asking (+63% versus the prior year). Homes listed or recently sold were built 1976–2022; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $16,100 ($15,710 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 93 (FL DOR 2025 assessment roll) |
| Years built | 1976–2024 (median 2003) |
| Typical living area | 2,706 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Short Term Rental - Allowed, Greenhouse, Security System |
| Sale prices, last 12 months | $1,650,000 median across 6 closed sales · +63.4% vs the prior 12 months |
| Days on market (closed sales) | 71 median |
| For sale right now | 4 active, 1 pending · median asking $924,000 · 8.0 months of supply |
| Owner-occupied (homestead) share | 63% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Santa Rosa Ridge key facts,” movewithmomentum.com/neighborhoods/santa-rosa-ridge, data as of September 20, 2026.
Last 30 days in Santa Rosa Ridge: 1 new listing (median asking $899,000), 1 under contract right now. As of September 28, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Santa Rosa Ridge
Live MLS inventory for Santa Rosa Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 120 daysTop listing
Active · 1 days
Active · 87 days
Active · 88 days
Pending · 8 daysActive and pending Santa Rosa Ridge listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Santa Rosa Ridge Right Now (5)
All 5 active and pending Santa Rosa Ridge listings with a detail page, newest first, refreshed twice a day from the MLS.
- 640 Ridge Road · $899,000 · 3 bd / 2 ba · listed Sep 26, 2026 · listed by Scenic Sotheby's International Realty
- 454 Ridge Road · $2,195,000 · 4 bd / 4 ba · pending · listed Sep 2, 2026 · listed by Scenic Sotheby's International Realty
- 370 Ridge Road · $899,000 · 3 bd / 2 ba · listed Jul 1, 2026 · listed by Grayton Beach Realty Llc
- 527 Ridge Road · $899,000 · 4 bd / 3 ba · listed Jun 30, 2026 · listed by Christies International Real Estate Emerald Coast
- 240 Ridge Road · $1,150,000 · 4 bd / 4.5 ba · listed Jun 30, 2026 · listed by Scenic Sotheby's International Realty
Santa Rosa Ridge is a small, established pocket in Santa Rosa Beach where price is driven far more by condition and vintage than by any list of shared amenities — there are none identified in the current MLS data. With homes built anywhere from 1976 to 2024 and a median build year of 2003, what you pay tracks closely to how thoroughly a given home has been updated. The median sits at $1,550,000 against a median of 2,706 living square feet, so the spread within this community is wide and condition-driven rather than tiered by a set price range.
The market posture here is patient, not frantic. A median of 88 days on market against just 6 active listings and 7 recent closings tells you inventory is thin and homes take time to trade. Sellers who price to condition still hold leverage after a 16.1% year-over-year move; buyers get room to underwrite carefully but little selection to choose from. Neither side should expect to rush the other.
Santa Rosa Ridge right now
🟢 Buyer-leaning market. 8.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (5 active and pending listings, 6 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($1.65M) is up 63.4% from the prior 12 months ($1.01M) and up 307% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Santa Rosa Ridge market snapshot (as of September 20, 2026): the median sale price is about $1.65M, a median 72 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 63% from the prior 12 months and up 307% since 2012, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
County records show 6 qualified sales in Santa Rosa Ridge across 2024–2025 (4 in 2024, 2 in 2025), median $1.50M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Santa Rosa Ridge is a community of 93 homes in Santa Rosa Beach, Walton County, built between 1976 and 2024 (median 2003), with a median living area of about 2,706 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact community of 93 homes with no shared amenities on record, so value lives entirely in the individual house and its lot rather than in community features. A homestead share of about 63% points to a core of primary residences alongside a meaningful non-homestead slice.
The setting & the homes.
Aerial and on-site photos of Santa Rosa Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Santa Rosa RidgeSanta Rosa RidgeSanta Rosa RidgeSanta Rosa RidgeSanta Rosa Ridge
Santa Rosa Ridge
Santa Rosa Ridge
Santa Rosa RidgePhotos from Emerald Coast MLS listings in Santa Rosa Ridge; content deemed reliable but not guaranteed.
Who Santa Rosa Ridge is best for.
Best for
- Buyers with a budget around the $1,550,000 median who want an established Santa Rosa Beach location over new-build uniformity
- Long-hold owners comfortable with a low-turnover market and thin selection
- Renovation-minded buyers who can price an older home for the updates it needs
Probably not for
- Buyers who need amenities like a pool, gate, or clubhouse, none of which are on record here
- Anyone on a tight timeline who cannot wait out an 88-day median market
- Budgets meaningfully below the community's median that need consistent entry-level pricing
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.65M) IS the median in the snapshot above, and the move from 2025 ($1.01M) IS the +63.4% one-year change.
Windows contain 1 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Santa Rosa Ridge Market Scorecard
Santa Rosa Ridge is currently a buyer's market. About 8.0 months of supply, a median asking price of $899,000, and homes go under contract in about 90 days.
Typical home value in the 32459 ZIP is $858,444, about 71.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Santa Rosa Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Santa Rosa Ridge listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Ridge address.
Shop the zone: Homes zoned for South Walton High School
The Santa Rosa Ridge buying strategy.
If we were buying in Santa Rosa Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Ridge.
A condition-driven market with a long runway
The long-term numbers are the headline: values are up 283% since 2012, and the most recent year added 16.1% on top of that. That kind of appreciation, paired with a build range stretching from 1976 to 2024, means two homes on the same street can sit at very different points on the spectrum — one original, one rebuilt — and the median build year of 2003 splits that difference. Underwrite each home on its own terms; there is no single going rate here.
With 6 active listings and 7 closings in the window, this is a low-volume market. The 88-day median on market is not a red flag so much as a reflection of scarcity and price point — well-prepared homes get their number, but they wait for the right buyer to find them. Expect a deliberate process on both sides.
The location and the amenities are priced into every listing in Santa Rosa Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Santa Rosa Ridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.0). Basis: Long-Term Appreciation +307% since 2012; Recent Direction +63.4% year-over-year; Liquidity & Demand 8.0 months of supply; Owner Commitment 63% owner-occupied; Pricing Power 95.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a 93-home community with almost no active inventory and a wide vintage range, the whole game is pricing and reading individual homes correctly. We track every closing in Santa Rosa Ridge, know which homes have been rebuilt versus lightly touched, and can tell you when a list price reflects real work or just the neighborhood's momentum. That judgment matters more here than in any amenity-driven subdivision.
Santa Rosa Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Ridge home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in Santa Rosa Ridge
Homes in Santa Rosa Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 10 Fairway Drive · off market
- 510 Ridge Road · off market
Frequently Asked Questions
What is the median home price in Santa Rosa Ridge?
How long do homes in Santa Rosa Ridge take to sell?
Is Santa Rosa Ridge a buyer's or seller's market right now?
How many homes are in Santa Rosa Ridge?
What share of Santa Rosa Ridge is owner-occupied?
When were the homes in Santa Rosa Ridge built?
Have Santa Rosa Ridge home prices gone up?
Who is the best real estate agent for Santa Rosa Ridge?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Ridge?
Can Momentum Realty connect me with an agent for Santa Rosa Ridge?
Where is Santa Rosa Ridge, and what county is it in?
Is Santa Rosa Ridge a good place to live?
Should you buy in Santa Rosa Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2000 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Santa Rosa Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Santa Rosa Ridge
- Home values · What homes in Santa Rosa Ridge actually sell for
Nearby Communities
Explore more neighborhoods near Santa Rosa Ridge with Momentum Realty’s local guides.