Momentum Housing Data · Home Values · Okaloosa County

SEMINOLE Home Values: What Homes Actually Sell For

SEMINOLE (Niceville, FL): 12 recorded closings in the 12 months ending 2026-07-25, an 8-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

In the current window, median closings ran near original asking (100.0%); the median sale took 98 days (window ending 2026-07-25).

The 8-year recorded price history

Over the recorded series, SEMINOLE’s median sold price moved from $45,000 (2014) to $552,500 (12 months ending 2026-07-25) — +1128% over that span, with every year’s figure from recorded closings, not a model.

The last decade in SEMINOLE, briefly

The recorded series starts in 2014 at $45,000. Annual sales volume here has ranged from 0 to 12 closings a year (10-yr average 5.7). With roughly 5.7 closings a year, SEMINOLE’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

What actually trades here: 95% detached single-family, 3% mobile home, 3% manufactured home in the current window.

At SEMINOLE’s $552,500 median and Okaloosa County’s adopted 12.89 mills (FY2025-26), a home assessed at that price carries roughly $7,120 a year in property tax before exemptions, or about $6,620 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Okaloosa County tax page.

Selling in SEMINOLE right now: what the record says

Current asking prices run a median $549,450 against the $552,500 recorded sold median (-1%) — the gap between what sellers hope and what the record shows. Momentum’s market-heat index for SEMINOLE reads 52/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

Cash bought 0% of recorded SEMINOLE sales in the window ending 2026-07 (0 of 12) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a SEMINOLE buyer will actually pay; the spread on any single home comes down to size, condition and timing.

How SEMINOLE compares with its neighbors

Communities buyers shopping SEMINOLE are also weighing (same ZIP), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

More SEMINOLE: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures