Seminole
Homes for Sale in Niceville, FL
All 150 homes for sale in Niceville, FL · median $487,000 · 156 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Seminole in Niceville, FL has 3 homes for sale. Homes listed or recently sold were built 1967–2026 with 9 new construction; none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 56 ft).
Homes For Sale Right Now in Seminole
Live MLS inventory for Seminole. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 147 daysTop listing
Active · 196 daysActive · 67 days
Pending · 18 daysActive and pending Seminole listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Seminole is a condition-driven market, not a spec-sheet market. With homes dating from 1939 through 2024 and a median build year of 1986, what you pay here tracks less to a formula and more to how far a given house has been updated. The median sits at $552,500, but expect a wide spread around it depending on renovation state, so lean on comps for the specific home rather than any headline figure.
The posture right now is thin and slow. Only 2 active listings against 473 homes means inventory is scarce, yet the median home takes just under 100 days to sell — a market that is tight on supply but deliberate on pace. Sellers should not read the low listing count as license to skip preparation; buyers get time to underwrite carefully, but real choice is limited to whatever happens to be listed.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Seminole right now
🟡 Balanced market. 3.6 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Seminole is an established Niceville neighborhood inside Okaloosa County with a long build history and a homestead share around 63%, signaling a largely owner-occupied, hold-oriented pocket rather than a churn market.
Emerald Coast MLS sales records identify 99 homes in SEMINOLE that have changed hands since 2002, built between 1956 and 2026 (median 2017), with a median living area of about 2,121 sq ft and a typical 4-bedroom, 2.5-bath layout; 94% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 18 qualified sales in SEMINOLE across 2024–2025 (13 in 2024, 5 in 2025), median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Seminole. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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SeminolePhotos from Emerald Coast MLS listings in Seminole; content deemed reliable but not guaranteed.
Who Seminole is best for.
Best for
- Buyers targeting an established Niceville neighborhood with a budget centered on the mid-$500s and flexibility for condition-driven pricing
- Long-hold buyers comfortable in a largely owner-occupied pocket rather than a fast-turnover market
- Renovation-minded buyers ready to evaluate older systems and finishes on a home-by-home basis
Probably not for
- Buyers who need to compare many active listings at once, given how few are on market
- Buyers who want new-construction uniformity or shared community amenities
- Buyers on a tight timeline who cannot absorb a median near 100 days on market
The market around Seminole
Seminole is too small for its own price trend, so here is the market around it.
In ZIP 32578, 224 homes are on the market and 30% are under contract — a steady corner of Niceville.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32578 (Niceville), 61 homes closed in the last 12 months at a median of $519K, with a median 26 days on market. Right now 25 active and 16 pending listings. See the live ZIP 32578 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Seminole specifically. Momentum Research analysis of MLS records.
Seminole on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bluewater · Elementary
- Ruckel · Middle
- Niceville · High
Zoned schools reflect the assignments reported on recent Seminole listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Seminole address.
Shop the zone: Homes zoned for Niceville High School
The Seminole buying strategy.
If we were buying in Seminole today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seminole.
An older core, priced by condition
The housing stock here spans generations, from prewar homes to new construction, with a median living area near 1,976 square feet. That mix means two homes on the same street can carry very different price tags, and the median build year of 1986 tells you a meaningful share will have systems and finishes worth inspecting closely.
Year-over-year, the median is up 26.3% — a large move, but one to read cautiously in a market this thin, where a handful of closings over the trailing 12 months can swing the number. No community amenities surface in current MLS listings, so value here is about the homes and the location, not shared facilities. The market heat score of 52 reads as balanced rather than frenzied.
The location and the amenities are priced into every listing in Seminole. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, with only a couple of active listings and prices set by condition rather than a tidy range, the work is in the underwriting: pulling the right comps, weighing renovation state, and pricing a specific house honestly. That is where a local read beats a headline number, on either side of the deal.
Seminole in 15 seconds.
Tools for a Seminole buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seminole sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Seminole, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Seminole home worth?
Get a no-obligation home value based on real comparable sales in Seminole, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 272 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1987.0) |
| Typical living area | 2,024 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Fire Alarm |
| For sale right now | 3 active, 1 pending · median asking $525,000 · 3.6 months of supply |
| Owner-occupied (homestead) share | 66% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Seminole key facts,” movewithmomentum.com/neighborhoods/seminole, data as of November 9, 2026.
Housing distress & ownership in SEMINOLE, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Seminole
The newest homes for sale in Seminole right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4606 Range Road $479,999 · 3 bd · 2 ba · listed Sep 4, 2026 Courtesy of EXP Realty LLC
- 1496 Pine Street $554,700 · 4 bd · 2.5 ba · listed Jun 16, 2026 Courtesy of EXP Realty LLC
- 1571 Cedar Street $525,000 · 4 bd · 2.5 ba · listed Apr 28, 2026 Courtesy of Coldwell Banker Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Seminole Right Now (4)
All 4 active and pending Seminole listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1412 Hickory Street · $424,900 · 4 bd / 2 ba · pending · listed Oct 13, 2026 · listed by EXP Realty LLC
- 4606 Range Road · $479,999 · 3 bd / 2 ba · listed Sep 3, 2026 · listed by EXP Realty LLC
- 1496 Pine Street · $554,700 · 4 bd / 2.5 ba · listed Aug 13, 2026 · listed by EXP Realty LLC
- 1571 Cedar Street · $525,000 · 4 bd / 2.5 ba · listed Aug 13, 2026 · listed by Coldwell Banker Realty
More Niceville home searches
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- Niceville home values: what is my house worth?
Niceville guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Pine Street (25 homes on record)
- Hickory Street (17 homes on record)
- Hickory Street (2 homes on record)
SEMINOLE Market Scorecard
SEMINOLE is currently a seller's market. About 3.6 months of supply, a median asking price of $525,000, and homes go under contract in about 150 days.
Typical home value in the 32578 ZIP is $435,323, about 16.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Email me new listings in Seminole
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Seminole
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Seminole will answer, and the answer is published on this page for the next buyer.
Recent Developments in Seminole
Development, infrastructure, retail, and school activity affecting Seminole, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 8 miles southeast of Seminole, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 10 miles southwest of Seminole, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 10 miles southwest of Seminole, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 9 miles southwest of Seminole, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 8 miles south of Seminole, elsewhere in Okaloosa County.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 2 miles northwest of Seminole.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Seminole a buyer's or seller's market right now?
How many homes are in Seminole?
What share of Seminole is owner-occupied?
When were the homes in Seminole built?
Who is the best real estate agent for Seminole?
How do I find a top Niceville real estate agent who knows Seminole?
Can Momentum Realty connect me with an agent for Seminole?
Where is Seminole, and what county is it in?
Should you buy in Seminole?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how SEMINOLE fits the bigger picture — live prices, inventory, and Momentum Scores: