Momentum Housing Data · Home Values · Osceola County

Siena Reserve St Cloud Home Values: What Homes Actually Sell For

Siena Reserve St Cloud (ST CLOUD, FL): 5 recorded closings in the 12 months ending 2026-07-15, a 5-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

Median sold price
$415,000
-11.2% vs prior year · window ending 2026-07-15
Median $/sqft
$205
5 recorded closings
Median days to sell
89
from list to contract-to-close record

In the current window, sellers accepted a median 94.5% of original asking; the median sale took 89 days (window ending 2026-07-15).

The 5-year recorded price history

20222026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$415,000$2058994.5%5
2025$467,500$1904397.0%4
2024$430,000$2161897.7%9
2023$419,120$1990100.0%10
2022$334,865$1660100.0%23

Over the recorded series, Siena Reserve St Cloud’s median sold price moved from $334,865 (2022) to $415,000 (12 months ending 2026-07-15) — +24% over that span, with every year’s figure from recorded closings, not a model.

What actually trades here: 74% single-family residence, 26% ?, with a median of 1,990 sq ft and a median price per square foot of $205 in the current window.

What is on the market in Siena Reserve St Cloud right now

From the live MLS feed as of 2026-09-03: 4 active listings (plus 0 pending) asking from $400,000 to $519,990, median $424,900; 1 of 4 have been on the market over 60 days (median 35 days so far); the homes listed or recently sold were built between 2022 and 2023 (median 2023); 9 of 9 listed or recently sold homes report an HOA, median $65/mo; none of the 9 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 79 ft); the features listings here most often name are Pool, Playground, Dog Park, Park and Street Lights. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Siena Reserve St Cloud listings →

At Siena Reserve St Cloud’s $415,000 median and Osceola County’s adopted 15.23 mills (FY2025-26), a home assessed at that price carries roughly $6,320 a year in property tax before exemptions, or about $5,720 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Osceola County tax page.

Selling in Siena Reserve St Cloud right now: what the record says

Current asking prices run a median $439,950 against the $415,000 recorded sold median (+6%) — the gap between what sellers hope and what the record shows. The market is carrying about 4.8 months of supply at the current sales pace. Since 2021, 16 Siena Reserve St Cloud listings were withdrawn, canceled, or expired without selling (1 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 25% of Siena Reserve St Cloud listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 25%.

Cash bought 20% of recorded Siena Reserve St Cloud sales in the window ending 2026-06 (1 of 5) — a fact worth knowing before assuming every buyer needs an appraisal to close. Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a Siena Reserve St Cloud buyer will actually pay; the spread on any single home comes down to size, condition and timing.

What would YOUR Siena Reserve St Cloud home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.

How Siena Reserve St Cloud compares with its neighbors

Communities buyers shopping Siena Reserve St Cloud are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

CommunityMedian soldMedian $/sqftMedian DOMSales
Summerly St Cloud$450,000$206715
SILVER SPRINGS$435,000$177633
WIREGRASS PH 2$462,500$184454
Stonewood Estates St Cloud$377,500$227724

More Siena Reserve St Cloud: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures