Momentum Housing Data · Home Values · Okaloosa County
Buying here? See St. Lucia at Silver Shells homes for sale and the St. Lucia at Silver Shells community guide (Destin), or all Silver Shells homes for sale.
ST. LUCIA AT SILVER SHELLS (Destin, FL): 9 recorded closings in the 12 months ending 2026-09-20, a 12-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 90.6% of original asking; the median sale took 102 days (window ending 2026-09-20).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $775,000 | — | 102 | 90.6% | 9 |
| 2025 | $689,000 | — | 52 | 91.9% | 3 |
| 2024 | $925,000 | — | 150 | 94.5% | 3 |
| 2022 | $745,000 | — | 11 | 97.3% | 6 |
| 2021 | $737,500 | — | 206 | 95.5% | 4 |
| 2020 | $455,000 | — | 35 | 97.0% | 9 |
| 2019 | $457,000 | — | 84 | 95.2% | 7 |
| 2018 | $444,500 | — | 224 | 93.8% | 4 |
| 2017 | $400,000 | — | 178 | 92.5% | 6 |
| 2016 | $400,000 | — | 430 | 89.1% | 7 |
| 2013 | $349,060 | — | 17 | 97.2% | 6 |
| 2012 | $320,000 | — | 437 | 62.6% | 3 |
Over the recorded series, ST. LUCIA AT SILVER SHELLS’s median sold price moved from $320,000 (2012) to $775,000 (12 months ending 2026-09-20) — +142% over that span, with every year’s figure from recorded closings, not a model.
The recorded series starts in 2012 at $320,000. The 2020–22 run-up did what it did everywhere — ST. LUCIA AT SILVER SHELLS’s median moved +63% from 2019 to 2022. Against the 2024 peak of $925,000, the current median stands at -16%. Annual sales volume here has ranged from 1 to 9 closings a year (10-yr average 5.3). With roughly 5.3 closings a year, ST. LUCIA AT SILVER SHELLS’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.
From the live MLS feed as of 2026-10-01: The homes listed or recently sold were built between 2005 and 2005 (median 2005); none of the 10 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 21 ft); the features listings here most often name are BBQ Pit/Grill, Elevators, Pool, TV Cable, Tennis Court(s) and Exercise Room. See the current ST. LUCIA AT SILVER SHELLS listings →
At ST. LUCIA AT SILVER SHELLS’s $775,000 median and Okaloosa County’s adopted 12.89 mills (FY2025-26), a home assessed at that price carries roughly $9,990 a year in property tax before exemptions, or about $9,480 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Okaloosa County tax page.
Current asking prices run a median $874,500 against the $775,000 recorded sold median (+13%) — the gap between what sellers hope and what the record shows. The market is carrying about 2.7 months of supply at the current sales pace. Demand check: 0% of ST. LUCIA AT SILVER SHELLS’s listings are under contract, against 13% for ZIP 32541 and 23% for Okaloosa County as a whole — the community is currently absorbing slower than its surroundings, which is negotiating information. Momentum’s market-heat index for ST. LUCIA AT SILVER SHELLS reads 49/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).
With asking prices running +13% over the recorded sold median, a ST. LUCIA AT SILVER SHELLS listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
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Communities buyers shopping ST. LUCIA AT SILVER SHELLS are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| STERLING SHORES | $568,000 | — | 119 | 10 |
| ST. BARTH AT SILVER SHELLS | $1,295,000 | — | 93 | 6 |
| ST. THOMAS AT SILVER SHELLS | $1,650,000 | — | 14 | 7 |
| THE PALMS OF DESTIN | $310,000 | — | 219 | 43 |
More ST. LUCIA AT SILVER SHELLS: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.