Momentum Housing Data · Home Values · Santa Rosa County

The Waters Home Values: What Homes Actually Sell For

The Waters (Gulf Breeze, FL): 8 recorded closings in the 12 months ending 2026-07-13, a 9-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.

Median sold price
$681,500
+6.5% vs prior year · window ending 2026-07-13
Median $/sqft
$257
8 recorded closings
Median days to sell
32
from list to contract-to-close record

In the current window, sellers accepted a median 96.2% of original asking; the median sale took 32 days (window ending 2026-07-13).

The 9-year recorded price history

20182026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$681,500$2573296.2%8
2025$640,000$2587193.1%5
2024$735,000$2721797.1%6
2023$640,000$2483997.0%8
2022$632,000$23413100.0%13
2021$462,500$1844100.0%10
2020$394,985$1500100.0%39
2019$385,240$1520100.0%37
2018$375,070$14913100.8%31

Over the recorded series, The Waters’s median sold price moved from $375,070 (2018) to $681,500 (12 months ending 2026-07-13) — +82% over that span, with every year’s figure from recorded closings, not a model.

The last decade in The Waters, briefly

The recorded series starts in 2018 at $375,070. The 2020–22 run-up did what it did everywhere — The Waters’s median moved +64% from 2019 to 2022. Against the 2024 peak of $735,000, the current median stands at -7%. Annual sales volume here has ranged from 0 to 39 closings a year (10-yr average 15.7).

Where The Waters sales actually landed, 2024–2026

Of the 15 recorded The Waters closings since 2024, half landed between $640,000 and $742,500 (the middle two quartiles); the lowest recorded sale was $542,500 and the highest $799,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.

Sold price bandShare of closingsSales
Under $600,000
2 (13%)
$600,000 – $650,000
3 (20%)
$650,000 – $700,000
4 (27%)
$700,000 – $750,000
4 (27%)
None and up
2 (13%)

What homes of your size have sold for in The Waters

The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Smaller homes here have been selling at a higher price per square foot than larger ones ($258 vs $239) — the usual pattern, since lot, kitchen and baths do not scale with floor area.

Size groupMedian $/sqftMedian soldSold rangeSales
Smaller homes
2,204–2,399 sq ft
$258$620,000$542,500 – $668,0005
Mid-size homes
2,424–2,726 sq ft
$270$735,000$640,000 – $745,0005
Larger homes
2,838–3,524 sq ft
$239$745,000$665,000 – $799,0005

The The Waters housing stock, from the live feed

From the live MLS feed as of 2026-09-03: The homes listed or recently sold were built between 2017 and 2019 (median 2018); 12 of 12 listed or recently sold homes report an HOA, median $42/mo; none of the 12 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 21 ft). See the current The Waters listings →

At The Waters’s $681,500 median and Santa Rosa County’s adopted 12.81 mills (FY2025-26), a home assessed at that price carries roughly $8,730 a year in property tax before exemptions, or about $8,220 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Santa Rosa County tax page.

Selling in The Waters right now: what the record says

Current asking prices run a median $725,000 against the $681,500 recorded sold median (+6%) — the gap between what sellers hope and what the record shows. The market is carrying about 3 months of supply at the current sales pace. Since 2018, 14 The Waters listings were withdrawn, canceled, or expired without selling (2 so far in 2026) — overpricing is the recurring cause statewide. Over the recorded years, an average of 11% of The Waters listings ended without selling (withdrawn/canceled/expired); in 2026 that rate was 29%. Momentum’s market-heat index for The Waters reads 31/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

Asking and recorded sold prices are within a few percent of each other here, so the table above is close to what a The Waters buyer will actually pay; the spread on any single home comes down to size, condition and timing.

What would YOUR The Waters home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.

How The Waters compares with its neighbors

Communities buyers shopping The Waters are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

CommunityMedian soldMedian $/sqftMedian DOMSales
Soundside$790,000$384785
Nantahala$927,500$326856
Hickory Shores$470,000$239489
Santa Rosa Shores East$389,500$2344012

More The Waters: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures