Momentum Housing Data · Home Values · Walton County

WHISPERING LAKE Home Values: What Homes Actually Sell For

Buying here? See Whispering Lake homes for sale and the Whispering Lake community guide (Santa Rosa Beach).

WHISPERING LAKE (Santa Rosa Beach, FL): 4 recorded closings in the 12 months ending 2026-09-20, a 12-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

In the current window, sellers accepted a median 94.0% of original asking; the median sale took 144 days (window ending 2026-09-20).

The 12-year recorded price history

Over the recorded series, WHISPERING LAKE’s median sold price moved from $219,278 (2012) to $509,750 (12 months ending 2026-09-20) — +132% over that span, with every year’s figure from recorded closings, not a model.

The last decade in WHISPERING LAKE, briefly

The recorded series starts in 2012 at $219,278. Against the 2025 peak of $615,000, the current median stands at -17%. Annual sales volume here has ranged from 1 to 20 closings a year (10-yr average 4). With roughly 4 closings a year, WHISPERING LAKE’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

The WHISPERING LAKE housing stock, from the live feed

From the live MLS feed as of 2026-10-01: The homes listed or recently sold were built between 2012 and 2014 (median 2012); none of the 7 geocoded listed or recently sold homes sits in a FEMA special flood hazard zone (median elevation 16 ft); the features listings here most often name are Dock, Fishing, Pets Allowed, Short Term Rental - Not Allowed and Picnic Area. See the current WHISPERING LAKE listings →

At WHISPERING LAKE’s $509,750 median and Walton County’s adopted 9.758 mills (FY2025-26), a home assessed at that price carries roughly $4,970 a year in property tax before exemptions, or about $4,590 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Walton County tax page.

Selling in WHISPERING LAKE right now: what the record says

Current asking prices run a median $612,400 against the $509,750 recorded sold median (+20%) — the gap between what sellers hope and what the record shows. The market is carrying about 6 months of supply at the current sales pace. Demand check: 33% of WHISPERING LAKE’s listings are under contract, against 18% for ZIP 32459 and 18% for Walton County as a whole — the community is absorbing faster than its surroundings. Momentum’s market-heat index for WHISPERING LAKE reads 12/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

With asking prices running +20% over the recorded sold median, a WHISPERING LAKE listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.

How WHISPERING LAKE compares with its neighbors

Communities buyers shopping WHISPERING LAKE are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.

More WHISPERING LAKE: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures