Homes for Sale $300K to $500K in Elkton, FL

By Jon Brooks, Co-Founder, Momentum Realty · Updated October 24, 2026

This page tracks every Elkton listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

12 homes listed between $300,000 and $500,000 are for sale or pending in Elkton, FL today across 4 communities. The median asking price is $387,400, from $335,000 to $495,500. Most listings right now: Cypress Lakes (7), Country Walk (3), Countrywalk (1). Updated October 24, 2026 from the MLS.

Elkton homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Homes $300K–$500K	Median list	From
Cypress Lakes	7	$450,000	$355,000
Country Walk	3	$340,000	$335,000
Countrywalk	1	$364,900	$364,900
Vermont Heights	1	$344,900	$344,900

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Elkton?

As of October 24, 2026, 12 Elkton, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 4 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Elkton?

The median asking price today is $387,400, with listings from $335,000 to $495,500.

Which Elkton community has the most homes $300K–$500K for sale?

Cypress Lakes has the most right now (7), followed by Country Walk (3), Countrywalk (1), Vermont Heights (1).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Elkton

Homes $300K–$500K in nearby St. Johns County cities

St. Augustine homes $300K–$500K (750 for sale)
St. Johns homes $300K–$500K (168 for sale)
Ponte Vedra homes $300K–$500K (75 for sale)
Hastings homes $300K–$500K (32 for sale)
Ponte Vedra Beach homes $300K–$500K (31 for sale)

Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Elkton, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.