Vermont
Heights Homes for Sale in Elkton, FL

Established Elkton resale market · St. Johns County · ZIP 32033

An older, small-lot resale subdivision on State Road 207 in rural western St. Johns County, platted around 1960 on a former Florida East Coast Railway stop, for buyers who want a modest, established alternative to the county's newer master-planned communities.

Established resaleElkton, St. Johns County2 to 3 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled, older resale subdivision, not a new-construction release. Lots and homes are small and individually platted, so condition and updates drive value more than a single headline number. Verify specifics by address.
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Unlock Off-Market Elkton

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Vermont Heights is a modest, older resale pocket in one of St. Johns County's more rural corners, built on a plat dating back to around 1960 near a former rail stop on what is now the Palatka-to-St. Augustine State Trail. There is no HOA or CDD identified here, and lots run small, so this trades more like an individual-parcel market than a planned community. The location thesis is straightforward, reasonable access to I-95 and the SR 207 corridor at a lower price point than the county's larger developments, without the amenity package or the newer construction found elsewhere in St. Johns County. Confirm year built, lot size, and any deed restrictions on the specific parcel before you underwrite a purchase here."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Vermont Heights is a small, unincorporated community on State Road 207 in rural western St. Johns County, about two and a half miles northeast of Elkton. The subdivision is platted on individual lots dating to around 1960, and recent listings describe single-family homes generally running roughly 1,100 to 1,900 square feet with 2 to 3 bedrooms.

The community grew up around a Florida East Coast Railway stop; that rail corridor is now the Palatka-to-St. Augustine State Trail, with trailhead access within the area, and the county maintains Vermont Heights Park, a small passive park, nearby. No homeowners association or Community Development District was identified for this subdivision; because it is an older, individually platted area, buyers should verify lot size, year built, and any deed restrictions directly with the St. Johns County Property Appraiser before making an offer.

The bigger picture is location. Vermont Heights sits in a quiet, rural stretch of western St. Johns County, farther from the coast and downtown St. Augustine than the county's faster-growing communities, but with reasonably direct access to I-95 by way of State Road 207. That lower-cost, lower-density trade-off against a longer drive to the coast is the core of the value case here.

Best for

  • Buyers who want a modest, established resale on an individually platted lot in a rural part of St. Johns County
  • Buyers who value a lower price point over proximity to the coast or downtown St. Augustine
  • Buyers comfortable verifying lot size, year built, and deed restrictions directly on the parcel before committing

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Buyers who want an HOA-managed community with shared amenities like a pool or clubhouse
  • Anyone who needs a short drive to the coast or the heart of historic St. Augustine

How Elkton is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Vermont Heights update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Elkton listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Vermont Heights buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-95 at State Road 207About 10 min · approximate
Downtown St. Augustine25 to 30 min · approximate
World Golf Village area25 to 30 min · approximate
St. Augustine beaches35 to 40 min · approximate
Jacksonville International Airport (JAX)50 to 60 min · approximate
Palatka20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near VermontHeights Homes for Sale in Elkton, FL with Momentum Realty’s local guides.

Summer Bay at Grand Oaks Homes for Sale in StSummer Bay at Grand Oaks Homes for Sale in StSt. Augustine, FL · 2.1 miBrookestone Homes for Sale in StBrookestone Homes for Sale in StSt. Augustine, FL · 3.7 miEntrada Homes for Sale in Saint Augustine, FLEntrada Homes for Sale in Saint Augustine, FLSaint Augustine, FL · 3.8 miKHKingsTrace Homes for Sale in StSt. Augustine, FL · 4.9 miSummer Point Homes for Sale in StSummer Point Homes for Sale in StSt. Augustine, FL · 6.0 miMJMolasses Junction / Elkton Rural Homes for SaleElkton, FL · 6.5 miSLSebastian Landing: What We Know So FarSt. Augustine, FL · 6.6 miAntigua Homes for Sale in StAntigua Homes for Sale in StSt. Augustine, FL · 7.1 miPHThe Preserve Homes for Sale in StSt. Augustine, FL · 7.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Elkton (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Elkton is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Pedro Menendez High School (St. Johns County School District); verify by address

Middle

Gamble Rogers Middle School; verify by address

Elementary

South Woods Elementary School; verify by address

Buying with schools in mind? We can confirm the exact zoned schools for any Elkton address.

The takeaway

The story here is a quiet, rural pocket of western St. Johns County rather than a headline event. Vermont Heights is a small subdivision along State Road 207 near Elkton, built around a former rail stop that is now part of a state trail.

Recent Developments in Vermont Heights

Our read on what is being built around Elkton, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for a modest, individually platted resale area, with the usual older-home upkeep and Florida insurance costs to underwrite on a home-by-home basis.

St. Johns County growth continues countywide

2020 to 2026
BullishNotable impact
SignificanceRadius: County

St. Johns County remains one of Florida's faster-growing counties, which supports baseline demand for lower-cost, established areas like Vermont Heights even as new growth concentrates closer to the coast and the northern corridor.

Elkton area stays rural relative to the rest of the county

Evergreen
NeutralNotable impact
SignificanceRadius: Area

Vermont Heights and the surrounding Elkton area are described as a quiet, rural part of St. Johns County. That character is a trade-off, a lower price point but a longer drive to the coast and downtown St. Augustine than the county's north-side communities.

No HOA or CDD identified; verify lot and deed directly

Evergreen
NeutralNotable impact
SignificanceRadius: Community

No homeowners association or Community Development District was identified for this older platted subdivision in this fast pass. Verify lot size, year built, and any deed restrictions on the specific parcel before you underwrite a purchase.

Insurance and older-home upkeep

2026
NeutralMinor impact
SignificanceRadius: Region

Statewide homeowners insurance costs have stayed elevated. Get a bindable quote for the specific home and confirm roof age before you commit to a purchase.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Vermont Heights, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Vermont HeightsGet a short monthly email when something new is approved, funded, or opens near Vermont Heights.

    A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Elkton, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the St. Johns County Property Appraiser to confirm year built, lot size, and any recorded deed restrictions.

    2

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since the plat dates back to around 1960.

    3

    Confirm the exact lot size and any setback or septic and well details directly with the county, since lots here are small and individually platted.

    4

    Verify the zoned elementary, middle, and high schools by the home's address with the St. Johns County School District, since attendance zones change.

    5

    Get a bindable homeowners insurance quote for the exact address before you make an offer.

    Best Buy
    A well-maintained, updated home with a confirmed lot size and clean deed history.
    Biggest Risk
    Underwriting the purchase before confirming the age of the home's major systems and the exact lot boundaries.
    Best Lot
    Prioritize a confirmed, individually verified lot; sizes vary meaningfully across this older plat.
    Smart Timing
    Resale-driven. Inventory is limited and individual, so move when the right condition and confirmed lot line up.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established resale single-family, on a plat dating to around 1960

    Era

    Original plat from around 1960; verify year built on the specific parcel

    Size range

    Roughly 1,100 to 1,900 square feet based on recent listings

    Bedrooms

    2 to 3

    Costs & Fees

    HOA

    None identified for this older platted subdivision; confirm on the deed or plat

    CDD

    None identified; verify on the parcel tax record with the St. Johns County Property Appraiser

    Property use

    Primary residences on small, individually platted lots

    Amenities

    Marketed

    Vermont Heights Park, a small county-owned park, plus trailhead access to the Palatka-to-St. Augustine State Trail

    Status

    These are public, county-owned amenities, not private community facilities

    Location

    Area

    Vermont Heights, an unincorporated community on State Road 207 in rural western St. Johns County, near Elkton

    Downtown St. Augustine

    About 25 to 30 min (approximate)

    I-95

    About 10 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at the smaller, original-condition homes on this older plat, where the value is in the price point and any updating upside. Confirm condition and year built before you offer.

    Lowest entry
    The Core

    In the core of the market you find mid-sized, updated homes on individually confirmed lots, representing the typical move-in resale here. This is where most recent listing activity tends to cluster.

    Most inventory
    The Top

    At the top are the larger homes in the area, up to around 1,900 square feet, on the more desirable or larger individual lots. Confirm the exact size, lot boundaries, and condition on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at the smaller, original-condition homes on this older plat, where the value is in the price point and any updating upside. Confirm condition and year built before you offer.
    The Core
    In the core of the market you find mid-sized, updated homes on individually confirmed lots, representing the typical move-in resale here. This is where most recent listing activity tends to cluster.
    The Top
    At the top are the larger homes in the area, up to around 1,900 square feet, on the more desirable or larger individual lots. Confirm the exact size, lot boundaries, and condition on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by lot
    Roof and systems ageVerify by address
    Lot and deed clarityConfirm directly
    Renovation upsideModerate
    I-95 accessVia SR 207

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Elkton

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is doing the homework: confirming what an older Vermont Heights lot actually is before you commit.

    Jon Brooks · Founder, Momentum Realty
    5.0C · Buy Score
    Resale Strength4.8/10
    Renovation Risk5.2/10
    Location Efficiency5.4/10
    Long-Term Defensibility4.8/10
    Carrying Cost Advantage6.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Elkton is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lots are small and individually platted; verify exact size on the parcel.
    • This older plat has no confirmed HOA, so deed restrictions vary lot to lot.
    • Check the FEMA flood zone and get a bindable insurance quote.
    • Confirm well, septic, and utility details directly with the county.
    • Homes on this plat need a careful systems inspection before you buy.

    In an older, individually platted subdivision like Vermont Heights, the durable differences between homes are lot size, condition, and the age of major systems, since there is no HOA enforcing a uniform standard. Because the plat dates back to around 1960, confirm the specific home's year built, lot boundaries, and well or septic details with the county, and budget for a thorough inspection, since system age can vary meaningfully from one lot to the next.

    Elkton in 15 seconds.

    Best forBuyers who want a modest, established resale on an individually platted lot in rural St. Johns County.
    Biggest advantageA lower price point than the county's master-planned communities, with reasonable I-95 access by way of State Road 207.
    Biggest riskBuying before confirming lot size, year built, and the condition of an older home's systems.
    Sweet spotA documented, well-maintained home with a confirmed lot and clear carrying costs.
    Avoid ifYou need new construction, an HOA-managed amenity package, or a short commute to the coast or downtown St. Augustine.

    HOA, CDD & Fees

    15-Second Take
    • No HOA identified; verify directly on the deed and with the county.
    • No CDD identified; verify on the parcel tax record.
    • Nearby amenities are a county park and state trail access, not private facilities.
    • Lots are small and individually platted; confirm exact size on the specific parcel.
    • Budget Florida homeowners insurance as a real cost; get a bindable quote.

    No homeowners association was identified for this older platted subdivision. Confirm directly with the St. Johns County Property Appraiser and the specific deed whether any covenants or dues apply before you buy.

    There is no confirmed HOA-managed amenity package here. The nearby park and trail access are county-owned public facilities, not community-funded amenities.

    There is no golf course or private country club in Vermont Heights.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Elkton, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Country Walk, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Elkton home worth?

    Get a no-obligation home value based on real comparable sales in Elkton matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Vermont Heights on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Vermont Heights year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,612/mo
    St. Johns County typical true cost to own
    $115/mo
    St. Johns County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Vermont Heights are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Vermont Heights a new-construction community?
    No. It is an older, established subdivision platted around 1960 in rural western St. Johns County. Homes here are resales.
    What kind of homes are in Vermont Heights?
    Recent listings describe single-family homes generally running roughly 1,100 to 1,900 square feet with 2 to 3 bedrooms on small, individually platted lots. Confirm the exact configuration by address.
    Is there an HOA, and how much are the dues?
    No homeowners association was identified for this older platted subdivision. Confirm directly with the county and the specific deed whether any covenants or dues apply before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community. Confirm it on the specific parcel's tax record with the St. Johns County Property Appraiser before you rely on it.
    What amenities are nearby?
    The county maintains Vermont Heights Park, a small passive park, and the former rail corridor through the area is now part of the Palatka-to-St. Augustine State Trail, with trailhead access nearby. These are public, county-owned facilities, not private community amenities.
    Is Vermont Heights gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in the St. Johns County School District, with Pedro Menendez High School and Gamble Rogers Middle School serving much of the area, feeding from South Woods Elementary School. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones change.
    How is the commute to St. Augustine?
    Downtown St. Augustine is roughly a 25 to 30 minute approximate drive. Other drive times on this page are approximate estimates.
    How is the access to I-95?
    Vermont Heights sits along State Road 207, which reaches I-95 in roughly 10 minutes, an approximate estimate.
    What is the biggest risk of buying here?
    Buying before confirming lot size, year built, and the condition of an older home's systems, since the plat dates back to around 1960 with no HOA enforcing a uniform standard.
    How should I choose a lot here?
    Confirm the exact lot size and boundaries directly with the county before you commit, since sizes vary meaningfully across this older plat, and budget for a careful systems inspection on any older home.
    Should I get my own agent to buy a resale here?
    Yes. An experienced agent helps you confirm lot size, deed history, and genuinely comparable sales, and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Vermont Heights?
    The best agent for Vermont Heights is one who actively works Elkton and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Vermont Heights.
    How do I find a top Elkton real estate agent who knows Vermont Heights?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Vermont Heights and the wider Elkton area.
    Can Momentum Realty connect me with an agent for Vermont Heights?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Vermont Heights purchase or sale - no call center and no pressure.
    You want a modest, established resale on an individually platted lot in rural St. Johns County.Excellent fit
    You value a lower price point over proximity to the coast or downtown St. Augustine.Excellent fit
    You are willing to directly verify lot size, year built, and deed restrictions before you buy.Excellent fit
    You can budget for inspection findings typical of homes on a plat dating back to around 1960.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want an HOA-managed community with shared amenities like a pool or clubhouse.Probably not
    You need a short commute to the coast or the heart of historic St. Augustine.Probably not
    You are not willing to verify lot size or older-home condition before you buy.Probably not

    Get the inside read on Elkton

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Elkton home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Elkton specialist will reach out personally, usually the same day.

    Median sale price in Vermont Heights, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the St. Johns County market guide or every community in the Neighborhood Finder.

    Get my St. Johns County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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