Homes for Sale in Cudjoe Key, FL
38 homes are for sale in Cudjoe Key, FL as of 2026-11-06, with 1 more under contract. The median list price is $1,049,800, most homes list between $400K to $3M, and the median listing has been on the market 128 days. That is 24 houses, 0 condos and 0 townhouses. 3 homes came on the market this week and 81 sold in the last 12 months at a median of $853,000.
| Location | Monroe County, FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 38 active, 1 under contract |
| Asking prices | $1,049,800, median · most homes $400K–$3M |
| Median days on market (active listings) | 128 |
| Property types for sale | 24 houses, 0 condos, 0 townhouses |
| New listings this week | 3 |
| Homes sold, last 12 months | 81 at a median of $853,000 |
Listing counts and prices as of 2026-11-06; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cudjoe Key, FL key facts,” movewithmomentum.com/homes-for-sale/cudjoe-key-fl/, data as of 2026-11-06.
Browse all 41 homes for sale in Cudjoe Key, FL — the complete list, newest first.
Newest homes for sale in Cudjoe Key
The most recently listed homes in Cudjoe Key, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Cudjoe Key homes for sale by price
Every active listing in Cudjoe Key grouped by price, with the newest listings in each band. The median is $1,049,800; the busiest band is $1M and up.
$200K – $300K: 1 home
$300K – $400K: 3 homes
- $399,999 · 1 bd / 1 ba · 701 Spanish Main Drive #455
- $399,900 · 2 bd / 1 ba · 701 Spanish Main Drive #140
- $320,000 · 2 bd / 1 ba · 701 Spanish Main Drive #566
$400K – $500K: 4 homes
- $444,999 · 1 bd / 1 ba · 701 Spanish Main Drive #246
- $487,000 · 2 bd / 2 ba · 701 Spanish Main Drive #659
- $425,000 · 2 bd / 1 ba · 701 Spanish Main Drive #639
- $485,000 · 1 bd / 1 ba · 701 Spanish Main Drive #182
$500K – $750K: 4 homes
- $624,999 · 2 bd / 2 ba · 701 Spanish Main Drive #123
- $549,000 · 2 bd / 2 ba · 701 Spanish Main Drive #424
- $595,000 · 2 bd / 2 ba · 701 Spanish Main Drive #604
- $535,000 · 2 bd / 2 ba · 701 Spanish Main Drive #247
$750K – $1M: 7 homes
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #321
- $949,600 · 2 bd / 2 ba · 701 Spanish Main Drive #198
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #171
- $819,500 · 3 bd / 2 ba · 22968 Drake Lane
$1M and up: 19 homes
- $3.00M · 3 bd / 2 ba · 755 Sawyer Drive
- $10.00M · 6 bd / 4.5 ba · 21966 Raffy Road
- $1.89M · 3 bd / 2 ba · 22939 Sharp Lane
- $2.60M · 4 bd / 3 ba · 1017 Picard Lane
Every home for sale in Cudjoe Key right now (38)
All 38 active Cudjoe Key listings with a detail page, newest first, refreshed twice a day from the MLS.
- $10.00M · 6 bd / 4.5 ba · 21966 Raffy Road
- $3.00M · 3 bd / 2 ba · 755 Sawyer Drive
- $1.89M · 3 bd / 2 ba · 22939 Sharp Lane
- $2.60M · 4 bd / 3 ba · 1017 Picard Lane
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #321
- $3.27M · 3 bd / 3 ba · 1083 Labat Lane
- $3.20M · 5 bd / 4 ba · 20731 W 2nd Avenue
- $949,600 · 2 bd / 2 ba · 701 Spanish Main Drive #198
- $1.65M · 3 bd / 2 ba · 165 Colson Drive
- $399,999 · 1 bd / 1 ba · 701 Spanish Main Drive #455
- $2.30M · 3 bd / 2 ba · 459 Pattison Drive
- $624,999 · 2 bd / 2 ba · 701 Spanish Main Drive #123
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #171
- $1.85M · 4 bd / 3.5 ba · 1106 Thatch Lane
- $819,500 · 3 bd / 2 ba · 22968 Drake Lane
- $1.80M · 3 bd / 2 ba · 22970 Gasparilla Lane
- $239,000 · 1 bd / 1 ba · 701 Spanish Main Drive #533
- $2.06M · 5 bd / 3 ba · 94 Sacarma Drive
- $444,999 · 1 bd / 1 ba · 701 Spanish Main Drive #246
- $549,000 · 2 bd / 2 ba · 701 Spanish Main Drive #424
- $2.70M · 4 bd / 2.5 ba · 20833 W 4Th Avenue
- $1.27M · 3 bd / 2 ba · 174 Tortuga Lane
- $799,000 · 2 bd / 2 ba · 22822 Buccaneer Lane
- $487,000 · 2 bd / 2 ba · 701 Spanish Main Drive #659
- $2.50M · 4 bd / 2 ba · 21023 2nd Avenue
- $425,000 · 2 bd / 1 ba · 701 Spanish Main Drive #639
- $895,000 · 3 bd / 2 ba · 135 Tortuga Lane
- $1.40M · 3 bd / 2 ba · 22939 Gasparilla Lane
- $399,900 · 2 bd / 1 ba · 701 Spanish Main Drive #140
- $3.00M · 4 bd / 3 ba · 21090 5Th Avenue
- $1.15M · 2 bd / 2 ba · 20868 W 5th Avenue
- $595,000 · 2 bd / 2 ba · 701 Spanish Main Drive #604
- $1.80M · 3 bd / 2.5 ba · 51 Sawyer Drive
- $1.40M · 3 bd / 2 ba · 51 Drost Drive
- $879,000 · 2 bd / 2 ba · 701 Spanish Main Drive #265
- $320,000 · 2 bd / 1 ba · 701 Spanish Main Drive #566
- $535,000 · 2 bd / 2 ba · 701 Spanish Main Drive #247
- $485,000 · 1 bd / 1 ba · 701 Spanish Main Drive #182
Pending and under contract in Cudjoe Key (1)
Cudjoe Key homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.
Browse every listing on Momentum Realty.
Homes for sale in Cudjoe Key by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 33042 | 38 | $1.05M |
What is for sale in Cudjoe Key: property types
- Single-family houses: 24
- Manufactured homes: 14
Another 2 listings in Cudjoe Key are land, commercial or other non-residential property and are not counted above.
Browse by type: Manufactured and Mobile Homes for sale in Cudjoe Key (14).
The Cudjoe Key real estate market right now
Over the last 12 months 81 homes sold in Cudjoe Key at a median of $853,000 (-5.7% year over year). Sellers received 95% of list price and homes took a median 31 days to go under contract. With 38 homes for sale against that sales pace, months of supply is 5.6, a balanced market by the six-month rule. New construction was 2% of sales.
Cudjoe Key home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2020 | $638,460 | 115 | 86 | 95% |
| 2021 | $726,830 | 124 | 33 | 98% |
| 2022 | $987,026 | 114 | 12 | 99% |
| 2023 | $1.11M | 62 | 58 | 92% |
| 2024 | $1.12M | 87 | 51 | 91% |
| 2025 | $1.08M | 72 | 73 | 89% |
| 2026 | $1.05M | 62 | 31 | 95% |
What a home in Cudjoe Key costs to own
Take the median $1,049,800 listing with 20% down at today’s 7.18% 30-year rate: principal and interest run about $5,689/month. Monroe County’s typical millage of 8.82 puts property tax near $8,814/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $6,789/month plus any HOA or CDD assessment.
Explore Cudjoe Key
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Recently off market in Cudjoe Key
Homes in Cudjoe Key that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 342 Spanish Main Drive · last listed $949,000 · off market Nov 4, 2026
- 21025 3rd Avenue · last listed $1,299,000 · off market Nov 4, 2026
- 23057 Bluegill Lane · last listed $1,349,000 · off market Oct 31, 2026
- 116 Spanish Main Drive · last listed $1,269,000 · off market Oct 31, 2026
- 701 Spanish Main Drive #Lot 62 · last listed $225,000 · off market Oct 28, 2026
- 20920 5th Avenue · last listed $2,795,000 · off market Oct 27, 2026
- 125 Colson Drive · last listed $2,195,000 · off market Oct 24, 2026
- 111 Doubloon Lane · last listed $850,000 · off market Oct 24, 2026
- 701 Spanish Main Drive #417 · last listed $493,000 · off market Oct 20, 2026
- 22960 Sharp Lane · last listed $525,000 · off market Oct 20, 2026
- 22832 John Silver Lane · last listed $849,000 · off market Oct 17, 2026
- 22542 Jolly Roger Drive · last listed $1,725,000 · off market Oct 14, 2026
Cudjoe Key guides & data
Everything we publish about Cudjoe Key: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Cudjoe Key as of 2026-11-06 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.
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