Homes for Sale in Cudjoe Key, FL
47 homes are for sale in Cudjoe Key, FL as of 2026-09-25, with 2 more under contract. The median list price is $949,000, most homes list between $339K to $2.50M, and the median listing has been on the market 137 days. That is 33 houses, 0 condos and 0 townhouses. 1 homes came on the market this week.
| Location | Monroe County, FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 47 active, 2 under contract |
| Asking prices | $949,000, median · most homes $339K–$2.50M |
| Median days on market (active listings) | 137 |
| Property types for sale | 33 houses, 0 condos, 0 townhouses |
| New listings this week | 1 |
Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cudjoe Key, FL key facts,” movewithmomentum.com/homes-for-sale/cudjoe-key-fl/, data as of 2026-09-25.
Newest homes for sale in Cudjoe Key
The most recently listed homes in Cudjoe Key, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Cudjoe Key homes for sale by price
Every active listing in Cudjoe Key grouped by price, with the newest listings in each band. The median is $949,000; the busiest band is $1M and up.
$200K – $300K: 2 homes
- $239,000 · 1 bd / 1 ba · 701 Spanish Main Drive #533
- $267,000 · 1 bd / 1 ba · 701 Spanish Main Drive #423
$300K – $400K: 4 homes
- $339,000 · 2 bd / 1 ba · 701 Spanish Main Drive #28
- $399,900 · 2 bd / 1 ba · 701 Spanish Main Drive #140
- $320,000 · 2 bd / 1 ba · 701 Spanish Main Drive #566
- $329,000 · 2 bd / 1.5 ba · 701 Spanish Main Drive #543
$400K – $500K: 4 homes
- $449,999 · 1 bd / 1 ba · 701 Spanish Main Drive #246
- $487,000 · 2 bd / 2 ba · 701 Spanish Main Drive #659
- $425,000 · 2 bd / 1 ba · 701 Spanish Main Drive #639
- $485,000 · 1 bd / 1 ba · 701 Spanish Main Drive #182
$500K – $750K: 4 homes
- $674,999 · 2 bd / 2 ba · 701 Spanish Main Drive #123
- $549,000 · 2 bd / 2 ba · 701 Spanish Main Drive #424
- $595,000 · 2 bd / 2 ba · 701 Spanish Main Drive #604
- $535,000 · 2 bd / 2 ba · 701 Spanish Main Drive #247
$750K – $1M: 12 homes
- $850,000 · 2 bd / 2 ba · 111 Doubloon Lane
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #171
- $819,500 · 3 bd / 2 ba · 22968 Drake Lane
- $963,800 · 2 bd / 2 ba · 701 Spanish Main Drive #198
$1M and up: 21 homes
- $2.10M · 4 bd / 3.5 ba · 1106 Thatch Lane
- $1.80M · 3 bd / 2 ba · 22970 Gasparilla Lane
- $1.35M · 3 bd / 2 ba · 23057 Bluegill Lane
- $2.06M · 5 bd / 3 ba · 94 Sacarma Drive
Every home for sale in Cudjoe Key right now (47)
All 47 active Cudjoe Key listings with a detail page, newest first, refreshed twice a day from the MLS.
- $850,000 · 2 bd / 2 ba · 111 Doubloon Lane
- $674,999 · 2 bd / 2 ba · 701 Spanish Main Drive #123
- $799,000 · 2 bd / 2 ba · 701 Spanish Main Drive #171
- $2.10M · 4 bd / 3.5 ba · 1106 Thatch Lane
- $819,500 · 3 bd / 2 ba · 22968 Drake Lane
- $1.80M · 3 bd / 2 ba · 22970 Gasparilla Lane
- $963,800 · 2 bd / 2 ba · 701 Spanish Main Drive #198
- $849,000 · 3 bd / 3 ba · 22832 John Silver Lane
- $1.35M · 3 bd / 2 ba · 23057 Bluegill Lane
- $239,000 · 1 bd / 1 ba · 701 Spanish Main Drive #533
- $2.06M · 5 bd / 3 ba · 94 Sacarma Drive
- $449,999 · 1 bd / 1 ba · 701 Spanish Main Drive #246
- $949,000 · 3 bd / 2 ba · 342 Spanish Main Drive
- $2.19M · 5 bd / 3 ba · 125 Colson Drive
- $549,000 · 2 bd / 2 ba · 701 Spanish Main Drive #424
- $2.70M · 4 bd / 2.5 ba · 20833 W 4Th Avenue
- $1.27M · 3 bd / 2 ba · 174 Tortuga Lane
- $799,000 · 2 bd / 2 ba · 22822 Buccaneer Lane
- $487,000 · 2 bd / 2 ba · 701 Spanish Main Drive #659
- $2.50M · 4 bd / 2 ba · 21023 2nd Avenue
- $425,000 · 2 bd / 1 ba · 701 Spanish Main Drive #639
- $895,000 · 3 bd / 2 ba · 135 Tortuga Lane
- $1.27M · 2 bd / 2 ba · 116 Spanish Main Drive
- $1.40M · 2 bd / 2 ba · 21012 6th Avenue
- $1.40M · 3 bd / 2 ba · 22939 Gasparilla Lane
- $949,000 · 3 bd / 2 ba · 22953 John Silver Lane
- $895,900 · 2 bd / 2 ba · 22961 John Avery Lane
- $3.10M · 4 bd / 3 ba · 21090 5Th Avenue
- $1.73M · 4 bd / 3 ba · 22542 Jolly Roger Drive
- $1.15M · 2 bd / 2 ba · 20868 W 5th Avenue
- $1.30M · 3 bd / 2 ba · 21025 3rd Avenue
- $3.30M · 3 bd / 3 ba · 1083 Labat Lane
- $875,000 · 2 bd / 1 ba · 22978 Port Royal Lane
- $339,000 · 2 bd / 1 ba · 701 Spanish Main Drive #28
- $399,900 · 2 bd / 1 ba · 701 Spanish Main Drive #140
- $267,000 · 1 bd / 1 ba · 701 Spanish Main Drive #423
- $595,000 · 2 bd / 2 ba · 701 Spanish Main Drive #604
- $2.79M · 4 bd / 3 ba · 20920 5th Avenue
- $1.80M · 3 bd / 2.5 ba · 51 Sawyer Drive
- $1.57M · 3 bd / 2 ba · 22865 Redfish Lane
- $1.40M · 3 bd / 2 ba · 21250 Conch Drive
- $1.40M · 3 bd / 2 ba · 51 Drost Drive
- $879,000 · 2 bd / 2 ba · 701 Spanish Main Drive #265
- $320,000 · 2 bd / 1 ba · 701 Spanish Main Drive #566
- $535,000 · 2 bd / 2 ba · 701 Spanish Main Drive #247
- $329,000 · 2 bd / 1.5 ba · 701 Spanish Main Drive #543
- $485,000 · 1 bd / 1 ba · 701 Spanish Main Drive #182
Homes for sale in Cudjoe Key by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 33042 | 47 | $949,000 |
What is for sale in Cudjoe Key: property types
- Single-family houses: 33
- Manufactured homes: 14
Another 2 listings in Cudjoe Key are land, commercial or other non-residential property and are not counted above.
Browse by type: Manufactured and Mobile Homes for sale in Cudjoe Key (14).
What a home in Cudjoe Key costs to own
Take the median $949,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $5,026/month. Monroe County’s typical millage of 8.82 puts property tax near $7,926/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $6,051/month plus any HOA or CDD assessment.
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Recently off market in Cudjoe Key
Homes in Cudjoe Key that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 701 Spanish Main Drive #Lot 49 · last listed $799,000 · off market Sep 24, 2026
- 21007 4Th Avenue · last listed $1,499,000 · off market Sep 19, 2026
- 701 Spanish Main Drive #Lot 559 · off market Sep 10, 2026
- 701 Spanish Main Drive #653 · off market Sep 10, 2026
- 701 Spanish Main Drive #548 · off market Sep 10, 2026
- 701 Spanish Main Drive #495 · off market Sep 10, 2026
- 701 Spanish Main Drive #47 · off market Sep 10, 2026
- 701 Spanish Main Drive #455 · off market Sep 10, 2026
- 288 Spanish Main Drive · off market Sep 10, 2026
- 22872 Buccaneer Lane · off market Sep 10, 2026
- 22811 Buccaneer Lane · off market Sep 10, 2026
- 22410 Jolly Roger Drive · off market Sep 10, 2026
Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Cudjoe Key as of 2026-09-25 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.