Homes for Sale in Cudjoe Key, FL

46 homes are for sale in Cudjoe Key, FL as of 2026-09-06, with 1 more under contract. The median list price is $965,800, most homes list between $339K to $2.50M, and the median listing has been on the market 120 days. 2 homes came on the market this week.

46
Homes for sale
$965,800
Median list price
$339K to $2.50M
Typical range
120
Median days on market
2
New this week
1
Under contract
$6,029
Est. monthly cost at median

Newest homes for sale in Cudjoe Key

The most recently listed homes in Cudjoe Key, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

1106 Thatch Lane, home for sale in Cudjoe Key
$2.10M New
4 bd · 3.5 ba
1106 Thatch Lane
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Real Estate Co
22968 Drake Lane, home for sale in Cudjoe Key
$819,500 New
3 bd · 2 ba
22968 Drake Lane
Cudjoe Key
Listing courtesy of Berkshire Hathaway HomeServices Knight & Gardner Realty
22970 Gasparilla Lane, home for sale in Cudjoe Key
$1.80M
3 bd · 2 ba
22970 Gasparilla Lane
Cudjoe Key
Listing courtesy of Expert Realty LLC (HQ)
701 Spanish Main Drive #198, home for sale in Cudjoe Key
$982,600
2 bd · 2 ba
701 Spanish Main Drive #198
Cudjoe Key
Listing courtesy of Homecoin.com
22832 John Silver Lane, home for sale in Cudjoe Key
$849,000
3 bd · 3 ba
22832 John Silver Lane
Cudjoe Key
Listing courtesy of Internet Realty of the Florida Keys
23057 Bluegill Lane, home for sale in Cudjoe Key
$1.35M
3 bd · 2 ba
23057 Bluegill Lane
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Lower Keys (KW)
701 Spanish Main Drive #533, home for sale in Cudjoe Key
$249,000
1 bd · 1 ba
701 Spanish Main Drive #533
Cudjoe Key
Listing courtesy of Bluescape Real Estate
94 Sacarma Drive, home for sale in Cudjoe Key
$2.06M
5 bd · 3 ba
94 Sacarma Drive
Cudjoe Key
Listing courtesy of Realty Executives Florida Keys Old Town
701 Spanish Main Drive #246, home for sale in Cudjoe Key
$449,999
1 bd · 1 ba
701 Spanish Main Drive #246
Cudjoe Key
Listing courtesy of Bluescape Real Estate
342 Spanish Main Drive, home for sale in Cudjoe Key
$949,000
3 bd · 2 ba
342 Spanish Main Drive
Cudjoe Key
Listing courtesy of eXp Realty LLC KW Branch
21007 4Th Avenue, home for sale in Cudjoe Key
$1.50M
3 bd · 3 ba
21007 4Th Avenue
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Real Estate Co
125 Colson Drive, home for sale in Cudjoe Key
$2.19M
5 bd · 3 ba
125 Colson Drive
Cudjoe Key
Listing courtesy of American Caribbean Real Estate, Christie's International Real Estate
701 Spanish Main Drive #424, home for sale in Cudjoe Key
$549,000
2 bd · 2 ba
701 Spanish Main Drive #424
Cudjoe Key
Listing courtesy of Bluescape Real Estate
20833 W 4Th Avenue, home for sale in Cudjoe Key
$2.70M
4 bd · 2.5 ba
20833 W 4Th Avenue
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Real Estate Co
174 Tortuga Lane, home for sale in Cudjoe Key
$1.27M
3 bd · 2 ba
174 Tortuga Lane
Cudjoe Key
Listing courtesy of eXp Realty LLC
22822 Buccaneer Lane, home for sale in Cudjoe Key
$799,000
2 bd · 2 ba
22822 Buccaneer Lane
Cudjoe Key
Listing courtesy of Coastal Collection Real Estate Inc.
701 Spanish Main Drive #659, home for sale in Cudjoe Key
$487,000
2 bd · 2 ba
701 Spanish Main Drive #659
Cudjoe Key
Listing courtesy of Bluescape Real Estate
701 Spanish Main Drive #LOT 49, home for sale in Cudjoe Key
$799,000
2 bd · 1 ba
701 Spanish Main Drive #LOT 49
Cudjoe Key
Listing courtesy of RE/MAX Keys Connection (KW)
21023 2nd Avenue, home for sale in Cudjoe Key
$2.50M
4 bd · 2 ba
21023 2nd Avenue
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Real Estate Co
701 Spanish Main Drive #639, home for sale in Cudjoe Key
$425,000
2 bd · 1 ba
701 Spanish Main Drive #639
Cudjoe Key
Listing courtesy of Expert Realty LLC
135 Tortuga Lane, home for sale in Cudjoe Key
$895,000
3 bd · 2 ba
135 Tortuga Lane
Cudjoe Key
Listing courtesy of Bruno Realty Group, Inc
116 Spanish Main Drive, home for sale in Cudjoe Key
$1.27M
2 bd · 2 ba
116 Spanish Main Drive
Cudjoe Key
Listing courtesy of Florida Keys Realty Group LLC
21012 6th Avenue, home for sale in Cudjoe Key
$1.40M
2 bd · 2 ba
21012 6th Avenue
Cudjoe Key
Listing courtesy of Coldwell Banker Schmitt Real Estate Co
22939 Gasparilla Lane, home for sale in Cudjoe Key
$1.40M
3 bd · 2 ba
22939 Gasparilla Lane
Cudjoe Key
Listing courtesy of Keller Williams Key West Compass Realty

Cudjoe Key homes for sale by price

Every active listing in Cudjoe Key grouped by price, with the newest listings in each band. The median is $965,800; the busiest band is $1M and up.

$200K – $300K: 2 homes

$300K – $400K: 3 homes

$400K – $500K: 5 homes

$500K – $750K: 3 homes

$750K – $1M: 11 homes

$1M and up: 22 homes

What is for sale in Cudjoe Key: property types

Another 2 listings in Cudjoe Key are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Cudjoe Key (15).

What a home in Cudjoe Key costs to own

Take the median $965,800 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $4,991/month. Monroe County’s typical millage of 8.82 puts property tax near $8,074/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $6,029/month plus any HOA or CDD assessment.

Explore Cudjoe Key

Homes for sale near Cudjoe Key

Common questions

How many homes are for sale in Cudjoe Key, FL?
As of 2026-09-06, Momentum's MLS record shows 46 residential homes actively listed for sale in Cudjoe Key and 1 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Cudjoe Key?
The median list price of homes for sale in Cudjoe Key is $965,800. Ten percent of listings are under $339K and ten percent are above $2.50M.
How long do homes take to sell in Cudjoe Key?
Homes currently listed have been on the market a median of 120 days.
What does a $965,800 home in Cudjoe Key cost per month?
Roughly $6,029 a month with 20% down at 6.71%: principal and interest of $4,991, Monroe County property tax of about $673/month after the $50,000 homestead exemption, and insurance near $365/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Cudjoe Key neighborhoods have the most homes for sale?
See the communities table above.
How do I see a home for sale in Cudjoe Key?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Cudjoe Key can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Cudjoe Key as of 2026-09-06 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Cudjoe Key?

See any home on this page with a local agent.

A Momentum agent who works Cudjoe Key every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Cudjoe Key

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461