Homes for Sale in Lower Matecumbe, FL
26 homes are for sale in Lower Matecumbe, FL as of 2026-11-05, with 1 more under contract. The median list price is $3,999,500, most homes list between $1.68M to $10.75M, and the median listing has been on the market 147 days. That is 24 houses, 1 condos and 1 townhouses. 0 homes came on the market this week and 45 sold in the last 12 months at a median of $2,000,000.
| Location | Monroe County, FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 26 active, 1 under contract |
| Asking prices | $3,999,500, median · most homes $1.68M–$10.75M |
| Median days on market (active listings) | 147 |
| Property types for sale | 24 houses, 1 condos, 1 townhouses |
| New listings this week | 0 |
| Homes sold, last 12 months | 45 at a median of $2,000,000 |
Listing counts and prices as of 2026-11-05; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lower Matecumbe, FL key facts,” movewithmomentum.com/homes-for-sale/lower-matecumbe-fl/, data as of 2026-11-05.
Browse all 29 homes for sale in Lower Matecumbe, FL — the complete list, newest first.
Newest homes for sale in Lower Matecumbe
The most recently listed homes in Lower Matecumbe, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Lower Matecumbe homes for sale by price
Every active listing in Lower Matecumbe grouped by price, with the newest listings in each band. The median is $3,999,500; the busiest band is $1M and up.
$500K – $750K: 1 home
$750K – $1M: 1 home
$1M and up: 24 homes
- $4.85M · 5 bd / 4 ba · 74501 Overseas Highway
- $7.40M · 5 bd / 5.5 ba · 75931 Overseas Highway
- $3.27M · 5 bd / 3 ba · 59 W Plaza Del Sol
- $2.79M · 3 bd / 2 ba · 75055 Overseas Highway
Every home for sale in Lower Matecumbe right now (26)
All 26 active Lower Matecumbe listings with a detail page, newest first, refreshed twice a day from the MLS.
- $4.85M · 5 bd / 4 ba · 74501 Overseas Highway
- $7.40M · 5 bd / 5.5 ba · 75931 Overseas Highway
- $3.27M · 5 bd / 3 ba · 59 W Plaza Del Sol
- $2.79M · 3 bd / 2 ba · 75055 Overseas Highway
- $4.00M · 4 bd / 3.5 ba · 101 Buena Vista Court
- $999,999 · 3 bd / 3 ba · 100 Iroquois Drive #Unit 5
- $10.00M · 5 bd / 4.5 ba · 75751 Overseas Highway
- $3.75M · 4 bd / 4 ba · 74049 Overseas Highway
- $2.49M · 3 bd / 3.5 ba · 114 Sunset Drive
- $10.95M · 6 bd / 7 ba · 77350 Overseas Highway
- $3.05M · 5 bd / 3 ba · 117 El Capitan Drive
- $29.00M · 4 bd / 5.5 ba · 75090 Overseas Highway
- $1.89M · 5 bd / 3 ba · 74980 Overseas Highway #3
- $4.75M · 4 bd / 4.5 ba · 44 W Plaza Del Lago
- $6.15M · 6 bd / 7 ba · 194 Buttonwood Lane
- $3.20M · 3 bd / 2 ba · 75071 Overseas Highway
- $649,000 · 2 bd / 2 ba · 118 Cortez Drive #B2
- $3.80M · 2 bd / 2 ba · 77340 Overseas Highway
- $4.00M · 3 ba · 75131 Overseas Highway
- $6.00M · 5 bd / 5.5 ba · 137 Sapodilla Drive
- $1.68M · 3 bd / 3 ba · 159 Iroquois Drive
- $2.74M · 3 bd / 3.5 ba · 122 Court Contessa
- $10.75M · 4 bd / 4 ba · 75280 Overseas Highway
- $4.45M · 5 bd / 5 ba · 88 W Plaza Del Lago
- $4.50M · 4 bd / 4 ba · 75761 Overseas Highway
- $7.95M · 8 bd / 9 ba · 162 Bayview Drive
Pending and under contract in Lower Matecumbe (1)
Lower Matecumbe homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.
Browse every listing on Momentum Realty.
Homes for sale in Lower Matecumbe by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 33036 | 26 | $4.00M |
What is for sale in Lower Matecumbe: property types
- Single-family houses: 24
- Townhouses: 1
- Condos: 1
Another 2 listings in Lower Matecumbe are land, commercial or other non-residential property and are not counted above.
The Lower Matecumbe real estate market right now
Over the last 12 months 45 homes sold in Lower Matecumbe at a median of $2,000,000 (+11.9% year over year). Sellers received 88% of list price and homes took a median 162 days to go under contract. With 26 homes for sale against that sales pace, months of supply is 6.9, a buyer’s market by the six-month rule. New construction was 7% of sales.
Lower Matecumbe home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2018 | $900,312 | 32 | 140 | 90% |
| 2019 | $966,785 | 42 | 115 | 91% |
| 2020 | $1.22M | 42 | 136 | 89% |
| 2021 | $1.58M | 65 | 109 | 93% |
| 2022 | $1.97M | 51 | 65 | 95% |
| 2025 | $1.81M | 16 | 124 | 89% |
| 2026 | $1.93M | 30 | 162 | 87% |
What a home in Lower Matecumbe costs to own
Take the median $3,999,500 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $21,805/month. Monroe County’s typical millage of 8.82 puts property tax near $34,819/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $25,072/month plus any HOA or CDD assessment.
Explore Lower Matecumbe
- All homes for sale in Monroe County, FL
- 4-bedroom homes for sale in Lower Matecumbe
- Lower Matecumbe pool homes for sale
- Lower Matecumbe waterfront homes for sale
- Luxury homes for sale in Lower Matecumbe
- Lower Matecumbe market intelligence: prices, supply and trends
- Monroe County property tax guide
- Monroe County down payment assistance limits
- First-time home buyer guide for Florida
- Search every Lower Matecumbe community
- Best places to live in Florida: every city ranked by the numbers
- All Florida cities and counties
Homes for sale near Lower Matecumbe
- Homes for sale in Key Largo, FL — 270 listings
- Homes for sale in Key West, FL — 255 listings
- Homes for sale in Marathon, FL — 180 listings
- Homes for sale in Plantation Key, FL — 82 listings
- Homes for sale in Big Pine Key, FL — 81 listings
- Homes for sale in Duck Key, FL — 44 listings
- Homes for sale in Cudjoe Key, FL — 36 listings
- Homes for sale in Key Colony, FL — 33 listings
- Homes for sale in Upper Matecumbe Key Islamorada, FL — 27 listings
- Homes for sale in Summerland Key, FL — 25 listings
- Homes for sale in Big Coppitt, FL — 25 listings
- Homes for sale in Ramrod Key, FL — 23 listings
Recently off market in Lower Matecumbe
Homes in Lower Matecumbe that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 186 & 165 Bayview Drive · last listed $10,900,000 · off market Oct 21, 2026
- 75710 Overseas Highway #1 · last listed $749,999 · off market Oct 16, 2026
- 101 Madeira Court · last listed $2,890,000 · off market Oct 2, 2026
- 74450 Overseas Highway · last listed $1,680,000 · off market Sep 28, 2026
- 76412 Overseas Highway · last listed $2,300,000 · off market Sep 25, 2026
- 75840 Overseas Highway · last listed $12,950,000 · off market Sep 12, 2026
- 430 Palm Drive · last listed $5,999,000 · off market Sep 11, 2026
- 321 Tollgate Shores Drive · off market Sep 10, 2026
- 181 Nautilus Drive · off market Sep 10, 2026
- 166 Bayview Drive · off market Sep 10, 2026
- 142 Gulfview Drive · off market Sep 10, 2026
- 140 Iroquois Drive · off market Sep 10, 2026
Lower Matecumbe guides & data
Everything we publish about Lower Matecumbe: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
- Pool homes
- Market data
- Luxury homes for sale
Common questions
How many homes are for sale in Lower Matecumbe, FL?
What is the median home price in Lower Matecumbe?
How long do homes take to sell in Lower Matecumbe?
What does a $3,999,500 home in Lower Matecumbe cost per month?
Which Lower Matecumbe neighborhoods have the most homes for sale?
How do I see a home for sale in Lower Matecumbe?
Where is Lower Matecumbe, FL, and what county is it in?
What ZIP codes are in Lower Matecumbe, FL?
How many houses are for sale in Lower Matecumbe, FL?
How do I buy a house in Lower Matecumbe, FL?
What county is Lower Matecumbe in?
Is Lower Matecumbe a good place to live?
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Lower Matecumbe as of 2026-11-05 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.
























