Homes for Sale in Lower Matecumbe, FL

24 homes are for sale in Lower Matecumbe, FL as of 2026-09-25, with 2 more under contract. The median list price is $3,999,999, most homes list between $1.68M to $10.95M, and the median listing has been on the market 110 days. That is 22 houses, 1 condos and 1 townhouses. 2 homes came on the market this week.

Lower Matecumbe, FL key facts
LocationMonroe County, FL
ZIP codes with their own page1
For sale right now24 active, 2 under contract
Asking prices$3,999,999, median · most homes $1.68M–$10.95M
Median days on market (active listings)110
Property types for sale22 houses, 1 condos, 1 townhouses
New listings this week2

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lower Matecumbe, FL key facts,” movewithmomentum.com/homes-for-sale/lower-matecumbe-fl/, data as of 2026-09-25.

24
Homes for sale
$3,999,999
Median list price
$1.68M to $10.95M
Typical range
110
Median days on market
2
New this week
2
Under contract
$24,449
Est. monthly cost at median

Newest homes for sale in Lower Matecumbe

The most recently listed homes in Lower Matecumbe, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

75055 Overseas Highway, home for sale in Lower Matecumbe
$2.79M New
3 bd · 2 ba · built 1991
75055 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
101 Buena Vista Court, home for sale in Lower Matecumbe
$4.00M New
4 bd · 3.5 ba · built 1996
101 Buena Vista Court, 33036
Lower Matecumbe
Listing courtesy of Keller Williams Key West Compass Realty
100 Iroquois Drive #Unit 5, home for sale in Lower Matecumbe
$999,999
3 bd · 3 ba · built 1973
100 Iroquois Drive #Unit 5, 33036
Lower Matecumbe
Listing courtesy of Coldwell Banker Schmitt Islamorada
75751 Overseas Highway, home for sale in Lower Matecumbe
$11.00M
5 bd · 4.5 ba · built 1997
75751 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
74049 Overseas Highway, home for sale in Lower Matecumbe
$3.85M
4 bd · 4 ba · built 1970
74049 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Luxe Properties, LLC.
101 Madeira Court, home for sale in Lower Matecumbe
$2.89M
3 bd · 3 ba · built 1983
101 Madeira Court, 33036
Lower Matecumbe
Listing courtesy of Coldwell Banker Schmitt Islamorada
77350 Overseas Highway, home for sale in Lower Matecumbe
$10.95M
6 bd · 7 ba · built 2025
77350 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of American Caribbean Real Estate, Christie's International Real Estate
117 El Capitan Drive, home for sale in Lower Matecumbe
$3.10M
5 bd · 3 ba · built 1991
117 El Capitan Drive, 33036
Lower Matecumbe
Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
74450 Overseas Highway, home for sale in Lower Matecumbe
$1.68M
3 bd · 2 ba · built 1967
74450 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Realty ONE Group Destination (ISL)
75090 Overseas Highway, home for sale in Lower Matecumbe
$29.00M
4 bd · 5.5 ba · built 2011
75090 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
74980 Overseas Highway #3, home for sale in Lower Matecumbe
$1.89M
5 bd · 3 ba · built 1989
74980 Overseas Highway #3, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
44 W Plaza Del Lago, home for sale in Lower Matecumbe
$4.75M
4 bd · 4.5 ba · built 1986
44 W Plaza Del Lago, 33036
Lower Matecumbe
Listing courtesy of Pine River Realty, LLC
194 Buttonwood Lane, home for sale in Lower Matecumbe
$6.15M
6 bd · 7 ba · built 2025
194 Buttonwood Lane, 33036
Lower Matecumbe
Listing courtesy of Fairchild Partners, Inc.
75071 Overseas Highway, home for sale in Lower Matecumbe
$3.20M
3 bd · 2 ba · built 1988
75071 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Coastal Realty of the Florida Keys
118 Cortez Drive #B2, home for sale in Lower Matecumbe
$649,000
2 bd · 2 ba · built 1980
118 Cortez Drive #B2, 33036
Lower Matecumbe
Listing courtesy of Pena Realty Inc.
77340 Overseas Highway, home for sale in Lower Matecumbe
$4.00M
2 bd · 2 ba · built 1963
77340 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Coldwell Banker Schmitt Islamorada
75131 Overseas Highway, home for sale in Lower Matecumbe
$4.00M
3 ba · built 1957
75131 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Century 21 Circle- Islamorada
137 Sapodilla Drive, home for sale in Lower Matecumbe
$6.00M
5 bd · 5.5 ba · built 2000
137 Sapodilla Drive, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
186 & 165 Bayview Drive, home for sale in Lower Matecumbe
$10.90M
6 bd · 4.5 ba · built 1991
186 & 165 Bayview Drive, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
159 Iroquois Drive, home for sale in Lower Matecumbe
$1.68M
3 bd · 3 ba · built 1964
159 Iroquois Drive, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
75280 Overseas Highway, home for sale in Lower Matecumbe
$10.75M
4 bd · 4 ba · built 1993
75280 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
88 W Plaza Del Lago, home for sale in Lower Matecumbe
$4.45M
5 bd · 5 ba · built 2023
88 W Plaza Del Lago, 33036
Lower Matecumbe
Listing courtesy of Ocean Sotheby's International Realty
75761 Overseas Highway, home for sale in Lower Matecumbe
$4.50M
4 bd · 4 ba · built 1998
75761 Overseas Highway, 33036
Lower Matecumbe
Listing courtesy of Engel & Völkers Marathon
162 Bayview Drive, home for sale in Lower Matecumbe
$7.95M
8 bd · 9 ba · built 2014
162 Bayview Drive, 33036
Lower Matecumbe
Listing courtesy of Coldwell Banker Realty - Coral Gables

Lower Matecumbe homes for sale by price

Every active listing in Lower Matecumbe grouped by price, with the newest listings in each band. The median is $3,999,999; the busiest band is $1M and up.

$500K – $750K: 1 home

$750K – $1M: 1 home

$1M and up: 22 homes

Every home for sale in Lower Matecumbe right now (24)

All 24 active Lower Matecumbe listings with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in Lower Matecumbe by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
3303624$4.00M

What is for sale in Lower Matecumbe: property types

Another 2 listings in Lower Matecumbe are land, commercial or other non-residential property and are not counted above.

What a home in Lower Matecumbe costs to own

Take the median $3,999,999 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $21,182/month. Monroe County’s typical millage of 8.82 puts property tax near $34,823/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $24,449/month plus any HOA or CDD assessment.

Explore Lower Matecumbe

Homes for sale near Lower Matecumbe

Recently off market in Lower Matecumbe

Homes in Lower Matecumbe that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Lower Matecumbe, FL?
As of 2026-09-25, Momentum's MLS record shows 24 residential homes actively listed for sale in Lower Matecumbe and 2 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Lower Matecumbe?
The median list price of homes for sale in Lower Matecumbe is $3,999,999. Ten percent of listings are under $1.68M and ten percent are above $10.95M.
How long do homes take to sell in Lower Matecumbe?
Homes currently listed have been on the market a median of 110 days.
What does a $3,999,999 home in Lower Matecumbe cost per month?
Roughly $24,449 a month with 20% down at 6.95%: principal and interest of $21,182, Monroe County property tax of about $2,902/month after the $50,000 homestead exemption, and insurance near $365/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Lower Matecumbe neighborhoods have the most homes for sale?
See the communities table above.
How do I see a home for sale in Lower Matecumbe?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Lower Matecumbe can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Lower Matecumbe, FL, and what county is it in?
Lower Matecumbe is in Monroe County, Florida. Homes for sale there today carry the ZIP codes 33036. Nearby cities in the same county with homes for sale: Key Largo, Key West, Marathon, Plantation Key, Big Pine Key.
What ZIP codes are in Lower Matecumbe, FL?
Listings in Lower Matecumbe are currently in 1 ZIP code: 33036. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Lower Matecumbe, FL?
22 single-family houses are for sale in Lower Matecumbe today, out of 24 total listings (1 condos, 1 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Lower Matecumbe, FL?
Start with the numbers: 24 homes are for sale in Lower Matecumbe today at a median asking price of $3,999,999, so a 20% down payment on the median home is about $800,000 and principal and interest run near $21,182/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Lower Matecumbe in?
Lower Matecumbe is in Monroe County, Florida. Property tax, school zoning and permitting for Lower Matecumbe run through Monroe County.
Is Lower Matecumbe a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Lower Matecumbe: homes took a median 162 days to go under contract; new construction was 7% of sales; the communities with the most sales are PORT ANTIGUA, ISLAMORADA SOUTH, BAY HARBOUR, MAT OCEAN VIEW. The market tracker, price bands and community pages on this site carry the full numbers.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Lower Matecumbe as of 2026-09-25 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Lower Matecumbe?

See any home on this page with a local agent.

A Momentum agent who works Lower Matecumbe every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Lower Matecumbe

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461