Homes for Sale in Upper Matecumbe Key Islamorada, FL

24 homes are for sale in Upper Matecumbe Key Islamorada, FL as of 2026-09-25, with 3 more under contract. The median list price is $1,400,000, most homes list between $550K to $13.75M, and the median listing has been on the market 176 days. That is 16 houses, 8 condos and 0 townhouses. 0 homes came on the market this week.

Upper Matecumbe Key Islamorada, FL key facts
LocationMonroe County, FL
ZIP codes with their own page1
For sale right now24 active, 3 under contract
Asking prices$1,400,000, median · most homes $550K–$13.75M
Median days on market (active listings)176
Property types for sale16 houses, 8 condos, 0 townhouses
New listings this week0

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Upper Matecumbe Key Islamorada, FL key facts,” movewithmomentum.com/homes-for-sale/upper-matecumbe-key-islamorada-fl/, data as of 2026-09-25.

24
Homes for sale
$1,400,000
Median list price
$550K to $13.75M
Typical range
176
Median days on market
0
New this week
3
Under contract
$8,771
Est. monthly cost at median

Newest homes for sale in Upper Matecumbe Key Islamorada

The most recently listed homes in Upper Matecumbe Key Islamorada, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

81250 Overseas Highway # 5, home for sale in Upper Matecumbe Key Islamorada
$2.29M
4 bd · 3 ba · built 1985
81250 Overseas Highway # 5, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Palm House Real Estate
82779 Old Highway #1, home for sale in Upper Matecumbe Key Islamorada
$4.75M
4 bd · 4.5 ba · built 2020
82779 Old Highway #1, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
81250 Overseas Highway #2, home for sale in Upper Matecumbe Key Islamorada
$2.48M
3 bd · 3 ba · built 1985
81250 Overseas Highway #2, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Palm House Real Estate
81801 Overseas Highway #716, home for sale in Upper Matecumbe Key Islamorada
$549,500
1 bd · 1 ba · built 1988
81801 Overseas Highway #716, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
81801 Overseas Highway #715, home for sale in Upper Matecumbe Key Islamorada
$549,500
1 bd · 1 ba · built 1988
81801 Overseas Highway #715, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
81801 Old Highway #754, home for sale in Upper Matecumbe Key Islamorada
$649,000
1 bd · 1 ba · built 1988
81801 Old Highway #754, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of American Caribbean Real Estate, Christie's International Real Estate
19 Avacado Street, home for sale in Upper Matecumbe Key Islamorada
$13.75M
5 bd · 6 ba · built 2019
19 Avacado Street, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of The Agency Florida Keys
143 N Hammock Road, home for sale in Upper Matecumbe Key Islamorada
$1.20M
3 bd · 3 ba · built 2020
143 N Hammock Road, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Flat Fee MLS Realty
81801 Overseas Highway #637, home for sale in Upper Matecumbe Key Islamorada
$715,000
1 bd · 1 ba · built 1988
81801 Overseas Highway #637, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
80450 Overseas Highway #204, home for sale in Upper Matecumbe Key Islamorada
$550,000
2 bd · 2 ba · built 1983
80450 Overseas Highway #204, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Palm House Real Estate
81801 Overseas Highway ## 729, home for sale in Upper Matecumbe Key Islamorada
$699,000
1 bd · 1 ba · built 1988
81801 Overseas Highway ## 729, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Coldwell Banker Schmitt Key Largo
81801 Overseas Highway #727, home for sale in Upper Matecumbe Key Islamorada
$585,000
1 bd · 1 ba · built 1988
81801 Overseas Highway #727, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Coldwell Banker Schmitt Islamorada
124 S Hammock Road, home for sale in Upper Matecumbe Key Islamorada
$789,000
3 bd · 2 ba · built 1960
124 S Hammock Road, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Coastal Realty of the Florida Keys
82779 Old Highway #7, home for sale in Upper Matecumbe Key Islamorada
$4.00M
4 bd · 4.5 ba · built 2020
82779 Old Highway #7, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
82779 Old Highway #8, home for sale in Upper Matecumbe Key Islamorada
$4.00M
4 bd · 4.5 ba · built 2020
82779 Old Highway #8, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
82779 Old Highway #15, home for sale in Upper Matecumbe Key Islamorada
$3.80M
4 bd · 4.5 ba · built 2020
82779 Old Highway #15, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
20 Avacado Street, home for sale in Upper Matecumbe Key Islamorada
$15.95M
6 bd · 7.5 ba · built 2005
20 Avacado Street, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Beycome of Florida, LLC
80450 Overseas Highway #APT 106, home for sale in Upper Matecumbe Key Islamorada
$550,000
2 bd · 2.5 ba · built 1983
80450 Overseas Highway #APT 106, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
81486 Overseas Highway, home for sale in Upper Matecumbe Key Islamorada
$22.50M
7 bd · 8 ba · built 2026
81486 Overseas Highway, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of American Caribbean Real Estate, Christie's International Real Estate
82779 Old Highway #14, home for sale in Upper Matecumbe Key Islamorada
$3.95M
4 bd · 4.5 ba · built 2020
82779 Old Highway #14, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
81906 Overseas Highway #2, home for sale in Upper Matecumbe Key Islamorada
$2.50M
3 bd · 3.5 ba · built 2020
81906 Overseas Highway #2, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
189 Carroll Street, home for sale in Upper Matecumbe Key Islamorada
$1.25M
3 bd · 3 ba · built 2009
189 Carroll Street, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
191 Carroll Street, home for sale in Upper Matecumbe Key Islamorada
$1.25M
3 bd · 3 ba · built 2009
191 Carroll Street, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Ocean Sotheby's International Realty
36 Park Road, home for sale in Upper Matecumbe Key Islamorada
$1.55M
4 bd · 3 ba · built 2025
36 Park Road, 33036
Upper Matecumbe Key Islamorada
Listing courtesy of Palm House Real Estate

Upper Matecumbe Key Islamorada homes for sale by price

Every active listing in Upper Matecumbe Key Islamorada grouped by price, with the newest listings in each band. The median is $1,400,000; the busiest band is $1M and up.

$500K – $750K: 8 homes

$750K – $1M: 1 home

$1M and up: 15 homes

Every home for sale in Upper Matecumbe Key Islamorada right now (24)

All 24 active Upper Matecumbe Key Islamorada listings with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in Upper Matecumbe Key Islamorada by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
3303624$1.40M

What is for sale in Upper Matecumbe Key Islamorada: property types

Browse by type: Condos for sale in Upper Matecumbe Key Islamorada (8).

What a home in Upper Matecumbe Key Islamorada costs to own

Take the median $1,400,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $7,414/month. Monroe County’s typical millage of 8.82 puts property tax near $11,902/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Monroe County is about $4,380/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $8,771/month plus any HOA or CDD assessment.

Explore Upper Matecumbe Key Islamorada

Homes for sale near Upper Matecumbe Key Islamorada

Recently off market in Upper Matecumbe Key Islamorada

Homes in Upper Matecumbe Key Islamorada that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Upper Matecumbe Key Islamorada, FL?
As of 2026-09-25, Momentum's MLS record shows 24 residential homes actively listed for sale in Upper Matecumbe Key Islamorada and 3 under contract. 0 of them came on the market in the last 7 days.
What is the median home price in Upper Matecumbe Key Islamorada?
The median list price of homes for sale in Upper Matecumbe Key Islamorada is $1,400,000. Ten percent of listings are under $550K and ten percent are above $13.75M.
How long do homes take to sell in Upper Matecumbe Key Islamorada?
Homes currently listed have been on the market a median of 176 days.
What does a $1,400,000 home in Upper Matecumbe Key Islamorada cost per month?
Roughly $8,771 a month with 20% down at 6.95%: principal and interest of $7,414, Monroe County property tax of about $992/month after the $50,000 homestead exemption, and insurance near $365/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Upper Matecumbe Key Islamorada neighborhoods have the most homes for sale?
See the communities table above.
How do I see a home for sale in Upper Matecumbe Key Islamorada?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Upper Matecumbe Key Islamorada can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Upper Matecumbe Key Islamorada, FL, and what county is it in?
Upper Matecumbe Key Islamorada is in Monroe County, Florida. Homes for sale there today carry the ZIP codes 33036. Nearby cities in the same county with homes for sale: Key Largo, Key West, Marathon, Plantation Key, Big Pine Key.
What ZIP codes are in Upper Matecumbe Key Islamorada, FL?
Listings in Upper Matecumbe Key Islamorada are currently in 1 ZIP code: 33036. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Upper Matecumbe Key Islamorada, FL?
16 single-family houses are for sale in Upper Matecumbe Key Islamorada today, out of 24 total listings (8 condos, 0 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Upper Matecumbe Key Islamorada, FL?
Start with the numbers: 24 homes are for sale in Upper Matecumbe Key Islamorada today at a median asking price of $1,400,000, so a 20% down payment on the median home is about $280,000 and principal and interest run near $7,414/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Upper Matecumbe Key Islamorada in?
Upper Matecumbe Key Islamorada is in Monroe County, Florida. Property tax, school zoning and permitting for Upper Matecumbe Key Islamorada run through Monroe County.
Is Upper Matecumbe Key Islamorada a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Upper Matecumbe Key Islamorada: homes took a median 143 days to go under contract; new construction was 6% of sales; the communities with the most sales are STRATTONS, PALMS OF ISLA, BEACON REEF, TARPON FLATS. The market tracker, price bands and community pages on this site carry the full numbers.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Upper Matecumbe Key Islamorada as of 2026-09-25 and refresh as homes list and sell. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Upper Matecumbe Key Islamorada?

See any home on this page with a local agent.

A Momentum agent who works Upper Matecumbe Key Islamorada every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Upper Matecumbe Key Islamorada

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461