Homes for Sale Under $300K in Arcadia, FL
This page tracks every Arcadia listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
66 homes listed under $300,000 are for sale or pending in Arcadia, FL today across 54 communities. The median asking price is $207,450, from $60,000 to $299,999. Listings in Arcadia without that feature have a median of $515,000. Most listings right now: Sunnybreeze Harbor Sec 1 (2), Gibson & Smiths Add (2), Country Shores Sec 01 (2). Updated October 2, 2026 from the MLS.
First-time buyers: what Arcadia costs at the entry level
40 active single-family homes, townhomes and condos at or below $300,000 — median $228,000, about $1,434/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in DeSoto County · First-time buyer guide
Arcadia homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Sunnybreeze Harbor Sec 1 | 2 | 1 | $264,950 | $250,000 |
| Gibson & Smiths Add | 2 | 0 | $259,900 | $219,900 |
| Country Shores Sec 01 | 2 | 0 | $232,450 | $229,000 |
| Mills Add | 2 | 0 | $224,000 | $149,000 |
| A W Gilchrists Sub | 2 | 0 | $179,750 | $119,500 |
| A W Gilchrists East End Add | 2 | 0 | $164,500 | $140,000 |
| Welles Park | 2 | 0 | $151,000 | $123,000 |
| Sunnybreeze Palms Golf Course | 1 | 0 | $299,999 | $299,999 |
| Ambra Kay Terrace | 1 | 0 | $299,000 | $299,000 |
| Welleswood Estates | 1 | 0 | $299,000 | $299,000 |
| Lake Suzy Villas | 1 | 0 | $298,000 | $298,000 |
| Villa Rica Park Amblers Repl | 1 | 0 | $292,000 | $292,000 |
| Genes Little Acres Add 01 | 1 | 0 | $274,900 | $274,900 |
| Chase Re-Sub | 1 | 0 | $255,000 | $255,000 |
| Hendrys Add | 1 | 0 | $253,000 | $253,000 |
| Peaceful Pine Acres | 1 | 0 | $249,000 | $249,000 |
| A W Gilchrist East End Add Tr8 | 1 | 0 | $243,000 | $243,000 |
| Orange Heights Sub | 1 | 0 | $239,900 | $239,900 |
| Oak Rdg Park Add | 1 | 0 | $239,500 | $239,500 |
| Meadow/Arcadia | 1 | 0 | $239,000 | $239,000 |
| Fenns Add | 1 | 0 | $235,000 | $235,000 |
| Thornton Crk Motorcoach Residence | 1 | 0 | $235,000 | $235,000 |
| Joe Louis Farms Sub | 1 | 0 | $229,000 | $229,000 |
| Emma C Johnson West End | 1 | 0 | $227,000 | $227,000 |
| Airport Estates | 1 | 0 | $225,000 | $225,000 |
| Arcadia Hy-Lands | 1 | 0 | $225,000 | $225,000 |
| Spring Lake Add | 1 | 0 | $224,900 | $224,900 |
| Royal Howard Sub | 1 | 0 | $224,900 | $224,900 |
| Sunnybreeze Harbor Golf Course | 1 | 0 | $224,900 | $224,900 |
| Arcadia | 1 | 0 | $216,000 | $216,000 |
| Hinckleys Sub | 1 | 0 | $215,000 | $215,000 |
| Eller & Hurst Add 02 | 1 | 0 | $199,900 | $199,900 |
| Orange Heights 1St Add | 1 | 0 | $199,900 | $199,900 |
| Golden Melody | 1 | 0 | $194,900 | $194,900 |
| Arcadia Unrec Subdivisio | 1 | 0 | $190,000 | $190,000 |
| A W Gillburts East End Add Tr | 1 | 0 | $189,000 | $189,000 |
| Sunny Breeze Mobile Home Park | 1 | 0 | $189,000 | $189,000 |
| Town/Arcadia | 1 | 0 | $185,000 | $185,000 |
| A S Watsons Sw Add | 1 | 0 | $184,500 | $184,500 |
| Daughtreys Add | 1 | 0 | $179,999 | $179,999 |
| Joe Lewis Farms | 1 | 0 | $179,990 | $179,990 |
| Sunnybreeze Mobile Home Park | 1 | 0 | $179,900 | $179,900 |
| Gilchrists East End Add T | 1 | 0 | $179,000 | $179,000 |
| T J Peppers Add | 1 | 0 | $179,000 | $179,000 |
| Second Spring Lake Add | 1 | 0 | $179,000 | $179,000 |
| Virgil Kellam Estates | 1 | 0 | $179,000 | $179,000 |
| Harlem Heights Sub | 1 | 0 | $175,900 | $175,900 |
| Peace River Hlnds Mobile Park | 1 | 0 | $159,500 | $159,500 |
| East Wood Estates | 1 | 0 | $150,000 | $150,000 |
| Lake Side Estates | 1 | 0 | $149,000 | $149,000 |
| Robertsons Southside Add | 1 | 0 | $129,900 | $129,900 |
| F M Waldrons Add | 1 | 0 | $123,000 | $123,000 |
| Eldorado Park | 1 | 0 | $77,000 | $77,000 |
| Harlem Heights | 1 | 0 | $60,000 | $60,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Arcadia?
What do homes under $300K cost in Arcadia?
Which Arcadia community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Arcadia
- All homes for sale in Arcadia
- Arcadia ZIP codes with prices
- Arcadia pool homes
- Arcadia waterfront homes
- Arcadia 4-bedroom homes
- Arcadia homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby DeSoto County cities
- Lake Suzy homes under $300K (12 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Arcadia, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.