Homes for Sale Under $300K in Bartow, FL
This page tracks every Bartow listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
74 homes listed under $300,000 are for sale or pending in Bartow, FL today across 44 communities. The median asking price is $235,000, from $59,900 to $299,990. Listings in Bartow without that feature have a median of $379,999. Most listings right now: Floral Lakes (12), Richland Manor (3), Wind Mdws South Ph 1 (2). Updated October 2, 2026 from the MLS.
First-time buyers: what Bartow costs at the entry level
43 active single-family homes, townhomes and condos at or below $300,000 — median $258,000, about $1,622/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Bartow
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Polk County · First-time buyer guide
Bartow homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Floral Lakes | 12 | 0 | $170,950 | $134,900 |
| Richland Manor | 3 | 0 | $189,900 | $147,000 |
| Wind Mdws South Ph 1 | 2 | 0 | $297,000 | $295,000 |
| Liberty Rdg Ph 2 | 2 | 0 | $287,500 | $285,000 |
| Thompson Preserve Ph 2 | 2 | 2 | $280,437 | $277,900 |
| Thompson Preserve | 2 | 0 | $279,950 | $260,000 |
| Westover Park & 02 Rep Westover Park | 2 | 0 | $252,499 | $219,999 |
| Wheeler Heights | 2 | 0 | $234,500 | $229,000 |
| Lake Garfield Estates | 2 | 0 | $233,950 | $227,900 |
| Hacklake | 2 | 0 | $212,550 | $199,500 |
| Millers Manor | 2 | 0 | $195,499 | $171,000 |
| Liberty Ridge And Windsor Reserve | 1 | 0 | $299,990 | $299,990 |
| Washington Booker Park Sub | 1 | 1 | $299,900 | $299,900 |
| Wind Mdws South Ph 2A | 1 | 0 | $299,900 | $299,900 |
| Laurel Meadows Ph 02 | 1 | 0 | $299,000 | $299,000 |
| Wind Meadows South | 1 | 0 | $290,000 | $290,000 |
| Wind Meadows | 1 | 0 | $290,000 | $290,000 |
| Grove/Stuart Xing Ph 1 | 1 | 0 | $290,000 | $290,000 |
| Lakesthe 02 | 1 | 0 | $289,500 | $289,500 |
| Townsite Of Gardenia | 1 | 0 | $285,000 | $285,000 |
| Highland Park Sub | 1 | 0 | $280,000 | $280,000 |
| Parkview Sub | 1 | 0 | $279,900 | $279,900 |
| Richland Manor Unit 01 Rep | 1 | 0 | $274,950 | $274,950 |
| The Grove At Stuart Crossing | 1 | 0 | $274,530 | $274,530 |
| Lakes 01 | 1 | 0 | $270,000 | $270,000 |
| Scott Lane Sub | 1 | 0 | $262,500 | $262,500 |
| Lockwoods East Bartow Add | 1 | 0 | $258,000 | $258,000 |
| Commerce Park | 1 | 0 | $244,900 | $244,900 |
| Fox Run Sub | 1 | 0 | $240,000 | $240,000 |
| Prestons W S Add | 1 | 0 | $235,000 | $235,000 |
| Browns Add | 1 | 0 | $235,000 | $235,000 |
| Skipper E E Sub | 1 | 0 | $234,000 | $234,000 |
| Bartow City | 1 | 0 | $220,000 | $220,000 |
| Clyatts L J Sub | 1 | 0 | $219,900 | $219,900 |
| The Oaks Add | 1 | 0 | $214,000 | $214,000 |
| Sweets Sub | 1 | 0 | $210,000 | $210,000 |
| Gordon Heights Ph 01 | 1 | 0 | $205,000 | $205,000 |
| Dudleys 1St Add | 1 | 0 | $204,900 | $204,900 |
| Resubdivision/Blount & Whitled | 1 | 0 | $200,000 | $200,000 |
| Bellaire Heights Add | 1 | 0 | $199,000 | $199,000 |
| Avalon Heights | 1 | 0 | $189,900 | $189,900 |
| Unre Sub | 1 | 0 | $189,500 | $189,500 |
| Citrus Highlands Ph 04 | 1 | 0 | $181,900 | $181,900 |
| Peace River Golf Condo 100 | 1 | 0 | $99,900 | $99,900 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Bartow?
What do homes under $300K cost in Bartow?
Which Bartow community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Polk County cities
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- Dundee homes under $300K (59 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Bartow, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.