What $500K Buys in Polk County, FL

A $500K budget buys a very different house depending on which Polk County city you point it at. This page compares every city with at least five active listings within 10% of $500K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 451 homes for sale in Polk County, FL priced between $450,000 and $550,000 right now. At $500K, the typical home is 2,496 sq ft, built 2008, at $197/sq ft; 12% of them are new construction and the median has been on the market 81 days. The most house for the money is in Bartow (2,692 sq ft median); the least in Polk City (1,638 sq ft); the newest in Bartow (median build year 2026).

What $500K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Davenport1962,6215 / 42017$1879%91
Lakeland982,4244 / 2.52002$21312%65
Winter Haven302,5064 / 2.51995$1993%77
Auburndale222,5084 / 32021$21027%51
Polk City211,6382 / 22013$2875%162
Haines City162,4864 / 3.52006$19531%87
Lake Wales132,2553 / 21999$2160%137
Kissimmee122,5173 / 2.52005$1960%136
Lake Alfred102,4274 / 2.52025$19560%136
Bartow92,6924 / 32026$18567%59
Poinciana82,3853 / 32006$2120%37
Frostproof61,7693 / 2.251988$2630%85

By ZIP code: where $500K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
33837 Davenport942,7712017$17914%
33897 Davenport732,3382018$2003%
33896 Davenport292,6152009$1847%
33823 Auburndale222,5082021$21027%
33813 Lakeland222,5711987$1900%
33810 Lakeland222,5312007$19214%
33868 Polk City211,6382013$2875%
34759 Kissimmee202,4522006$1990%
33844 Haines City162,4862006$19531%
33884 Winter Haven152,6381990$1957%
33811 Lakeland152,3142009$21620%
33809 Lakeland152,4852002$21440%

Communities with the most homes near $500K

CommunityCityHomes for sale near $500KMedian sq ftMedian year built
Pollard ShoresWINTER HAVEN12,4001973
One Highlands PlaceLAKELAND12,3451987
ESTATES/ENGLISH CreekLAKELAND11,7162020

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $500K ($450,000–$550,000) as of October 24, 2026; property mix at this price: Single-family 88%, Townhouse 9%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Polk County: $300K, $400K, $750K, $1M. Back to homes for sale in Polk County, FL.

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Common questions

What does $500K buy in Polk County, FL?

Across 451 active listings within 10% of $500K, the median home is 2,496 sq ft and was built in 2008, at about $197 per square foot. Bartow gives the most space at that price (2,692 sq ft median); Polk City the least.

Which Polk County city has the newest homes around $500K?

Bartow, where the median listing near $500K was built in 2026 and 67% of them are new construction.

How much new construction is there at $500K in Polk County?

About 12% of the 451 homes listed near $500K are new construction. The highest builder share is in Bartow (67%), Lake Alfred (60%), Haines City (31%).