Homes for Sale Under $300K in Citrus Springs, FL
This page tracks every Citrus Springs listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
193 homes listed under $300,000 are for sale or pending in Citrus Springs, FL today across 43 communities. The median asking price is $268,990, from $160,000 to $299,900. Listings in Citrus Springs without that feature have a median of $330,000. Most listings right now: Citrus Spgs Unit 07 (17), Citrus Springs (16), Citrus Spgs Unit 04 (13). Updated October 2, 2026 from the MLS.
First-time buyers: what Citrus Springs costs at the entry level
159 active single-family homes, townhomes and condos at or below $300,000 — median $268,900, about $1,691/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Citrus Springs
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Citrus County · First-time buyer guide
Citrus Springs homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Citrus Spgs Unit 07 | 17 | 15 | $278,000 | $259,000 |
| Citrus Springs | 16 | 14 | $268,245 | $242,000 |
| Citrus Spgs Unit 04 | 13 | 9 | $264,900 | $209,500 |
| Citrus Spgs Unit 03 | 12 | 10 | $269,900 | $249,990 |
| Citrus Spgs Unit 01 | 12 | 7 | $264,445 | $160,000 |
| Citrus Spgs Unit 02 | 11 | 2 | $233,000 | $169,000 |
| Citrus Spgs Unit 05 | 10 | 9 | $278,450 | $259,000 |
| Citrus Spgs Unit 23 | 8 | 5 | $267,200 | $247,500 |
| Citrus Spgs Unit 11 | 8 | 8 | $259,750 | $249,900 |
| Citrus Spgs Unit 13 | 6 | 5 | $274,495 | $249,000 |
| Citrus Spgs Unit 08 | 6 | 3 | $267,000 | $234,500 |
| Citrus Spgs Unit 06 | 5 | 4 | $279,900 | $229,900 |
| Citrus Spgs Unit 21 | 5 | 5 | $258,900 | $249,990 |
| Citrus Spgs Unit 27 | 4 | 4 | $285,900 | $279,000 |
| Citrus Spgs Unit 22 | 4 | 3 | $277,450 | $249,900 |
| Citrus Spgs Unit 18 | 4 | 3 | $262,200 | $245,000 |
| Aspire At Citrus Springs | 3 | 3 | $279,990 | $269,990 |
| Citrus Spgs Unit 14 | 3 | 2 | $279,900 | $229,900 |
| Citrus Spgs Unit 16 | 3 | 2 | $265,990 | $262,550 |
| Citrus Springs Unit 22 | 3 | 3 | $259,888 | $249,888 |
| Citrus Spgs Unit 25 | 2 | 0 | $296,250 | $293,500 |
| Citrus Springs Unit 21 | 2 | 2 | $280,440 | $275,990 |
| Citrus Spgs Unit 20 | 2 | 2 | $279,900 | $259,900 |
| Citrus Spgs Un 13 | 2 | 2 | $279,000 | $279,000 |
| Citrus Spgs Unit 09 | 2 | 2 | $261,900 | $259,900 |
| Citrus Spgs Un 24 | 1 | 0 | $295,000 | $295,000 |
| Citrus Springs Unit 13 | 1 | 1 | $294,900 | $294,900 |
| Citrus Spgs Unit 1 | 1 | 1 | $288,500 | $288,500 |
| Citrus Springs Unit 24 | 1 | 1 | $285,358 | $285,358 |
| Citrus Spgs Unit 12 | 1 | 1 | $285,000 | $285,000 |
| Citrus Springs Unit 3 | 1 | 1 | $284,900 | $284,900 |
| Citrus Spgs Unit 26 | 1 | 1 | $279,900 | $279,900 |
| Citrus Springs Unti 06 | 1 | 0 | $279,000 | $279,000 |
| Citrus Springs Unit 11 | 1 | 1 | $278,990 | $278,990 |
| Citrus Springs Unit 23 | 1 | 1 | $274,900 | $274,900 |
| Citrus Springs Unit 27 | 1 | 1 | $271,990 | $271,990 |
| Citrus Spgs Unit 19 | 1 | 1 | $269,000 | $269,000 |
| Citrus Springs Unit 03 | 1 | 1 | $266,990 | $266,990 |
| Citrus Springs Unit 15 | 1 | 0 | $264,000 | $264,000 |
| Citrus Springs Unit 9 | 1 | 1 | $263,900 | $263,900 |
| Citrus Springs Unit 06 | 1 | 1 | $259,990 | $259,990 |
| Citrus Spgs Unit 3 | 1 | 1 | $259,500 | $259,500 |
| Citrus Springs Unit 25 | 1 | 1 | $259,000 | $259,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Citrus Springs?
What do homes under $300K cost in Citrus Springs?
Which Citrus Springs community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Citrus County cities
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Citrus Springs, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.