Homes for Sale Under $300K in Crystal River, FL
This page tracks every Crystal River listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
78 homes listed under $300,000 are for sale or pending in Crystal River, FL today across 55 communities. The median asking price is $214,950, from $55,000 to $299,900. Listings in Crystal River without that feature have a median of $509,900. Most listings right now: The Bay Villas (4), Crystal Park (3), Holiday Heights Unit 01 (3). Updated October 20, 2026 from the MLS.
First-time buyers: what Crystal River costs at the entry level
39 active single-family homes, townhomes and condos at or below $300,000 — median $214,900, about $1,414/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Crystal River
What the payment looks like
| Purchase price | P&I at 7.40%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $987 | $831 | $12,000 |
| $200,000 | $1,316 | $1,108 | $16,000 |
| $250,000 | $1,644 | $1,385 | $20,000 |
| $300,000 | $1,973 | $1,662 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Citrus County · First-time buyer guide
Crystal River homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| The Bay Villas | 4 | 0 | $172,000 | $129,000 |
| Crystal Park | 3 | 0 | $259,000 | $189,990 |
| Holiday Heights Unit 01 | 3 | 2 | $233,000 | $225,000 |
| Holiday Heights Unit 02 | 3 | 2 | $219,000 | $169,900 |
| Fox Hollow Village | 3 | 0 | $215,000 | $205,000 |
| Holiday Acres Unit 01 | 3 | 0 | $119,900 | $99,000 |
| The Islands | 3 | 0 | $119,700 | $85,000 |
| Pelican Cove Unrec Condo | 2 | 0 | $288,900 | $277,900 |
| Cedar Lake Estates | 2 | 0 | $261,500 | $249,000 |
| Potterfields Mayfair Gulf Stream Acres | 2 | 0 | $246,950 | $199,900 |
| Meadow Wood | 2 | 0 | $207,450 | $200,000 |
| Hourglass Lake Rep | 2 | 0 | $197,450 | $189,900 |
| Aero Estates | 2 | 0 | $152,450 | $115,000 |
| Pearsons Black Creek Unrec Sub | 2 | 0 | $129,500 | $99,000 |
| Crystal River Oaks | 2 | 0 | $85,000 | $55,000 |
| Village Picardy | 1 | 0 | $299,900 | $299,900 |
| Kellywood Estates | 1 | 0 | $299,000 | $299,000 |
| Paradise Country Club Unit 3 | 1 | 0 | $275,000 | $275,000 |
| Connells Heights Unit 03 | 1 | 0 | $273,500 | $273,500 |
| Country Oaks | 1 | 0 | $260,000 | $260,000 |
| Thereto Sub | 1 | 0 | $259,900 | $259,900 |
| River Bend Unit 06 | 1 | 0 | $250,000 | $250,000 |
| St Martins Estuary Retreats Unit 02 | 1 | 0 | $250,000 | $250,000 |
| Kellywood Estates Unrec Sub | 1 | 0 | $249,000 | $249,000 |
| Pinehurst Village | 1 | 0 | $240,000 | $240,000 |
| Unrec Tracts In 27-18S-17E | 1 | 0 | $239,900 | $239,900 |
| Rainbow Forest | 1 | 0 | $239,900 | $239,900 |
| Fairmont Village 2Nd Add | 1 | 0 | $239,000 | $239,000 |
| Crystal River Manor | 1 | 0 | $234,300 | $234,300 |
| Riverwood Shores | 1 | 0 | $229,000 | $229,000 |
| Meadowcrest Single Family Add 01 | 1 | 0 | $229,000 | $229,000 |
| Seven Rivers Ranches Unrec Sub | 1 | 0 | $228,900 | $228,900 |
| Fairmont Village 1St Add | 1 | 0 | $225,000 | $225,000 |
| Seven River Heights Unrec Sub | 1 | 1 | $224,990 | $224,990 |
| Marquette Village Unit 01 | 1 | 0 | $224,900 | $224,900 |
| Crystal Paradise Estates Unit 01 | 1 | 0 | $219,900 | $219,900 |
| Nick Al Corp Unrec Sub | 1 | 1 | $219,900 | $219,900 |
| Weavers Oak Grove | 1 | 0 | $219,000 | $219,000 |
| Crystal Woods | 1 | 0 | $213,000 | $213,000 |
| Indian Waters Unit 02 Unrec | 1 | 0 | $204,900 | $204,900 |
| Foxcroft Unrec Sub | 1 | 0 | $199,990 | $199,990 |
| Indian Woods | 1 | 0 | $199,900 | $199,900 |
| Combs Sub | 1 | 0 | $199,900 | $199,900 |
| Echo Hills | 1 | 0 | $180,000 | $180,000 |
| Knights Add | 1 | 0 | $179,900 | $179,900 |
| Crystal Heights Dev Co Sec 01 | 1 | 0 | $179,000 | $179,000 |
| Crystal View | 1 | 0 | $159,900 | $159,900 |
| Thunderbird Estates Unrec Sub | 1 | 0 | $150,000 | $150,000 |
| Hardwood Hammock Unrec | 1 | 0 | $149,000 | $149,000 |
| Arbor Court 3Rd Add | 1 | 0 | $141,000 | $141,000 |
| Nick Al Corp Unrec | 1 | 0 | $140,000 | $140,000 |
| Crystal River Village Unit 01 | 1 | 0 | $125,000 | $125,000 |
| Crystal Heights Dev Co Sec 02 | 1 | 0 | $110,000 | $110,000 |
| Bay Villas | 1 | 0 | $97,500 | $97,500 |
| Seven Rivers Trails | 1 | 0 | $85,000 | $85,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Crystal River?
What do homes under $300K cost in Crystal River?
Which Crystal River community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Crystal River
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Homes Under $300K in nearby Citrus County cities
- Citrus Springs homes under $300K (198 for sale)
- Inverness homes under $300K (128 for sale)
- Homosassa homes under $300K (96 for sale)
- Beverly Hills homes under $300K (66 for sale)
- Hernando homes under $300K (30 for sale)
- Floral City homes under $300K (25 for sale)
- Lecanto homes under $300K (19 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Crystal River, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.