Homes for Sale Under $300K in Crystal River, FL
This page tracks every Crystal River listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
70 homes listed under $300,000 are for sale or pending in Crystal River, FL today across 50 communities. The median asking price is $209,000, from $55,000 to $299,900. Listings in Crystal River without that feature have a median of $519,900. Most listings right now: The Bay Villas (5), Holiday Acres Unit 01 (5), Pelican Cove Unrec Condo (3). Updated October 2, 2026 from the MLS.
First-time buyers: what Crystal River costs at the entry level
34 active single-family homes, townhomes and condos at or below $300,000 — median $219,900, about $1,383/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Crystal River
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Citrus County · First-time buyer guide
Crystal River homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| The Bay Villas | 5 | 0 | $175,000 | $112,000 |
| Holiday Acres Unit 01 | 5 | 0 | $119,900 | $104,500 |
| Pelican Cove Unrec Condo | 3 | 0 | $287,900 | $267,500 |
| Hourglass Lake Rep | 3 | 0 | $224,900 | $189,900 |
| Fox Hollow Village | 3 | 0 | $215,000 | $205,000 |
| The Islands | 3 | 0 | $120,000 | $85,000 |
| Meadow Wood | 2 | 0 | $207,450 | $200,000 |
| Aero Estates | 2 | 0 | $152,450 | $115,000 |
| Pearsons Black Creek Unrec Sub | 2 | 0 | $129,500 | $99,000 |
| Crystal River Village Unit 01 | 2 | 0 | $107,450 | $89,900 |
| Yates Scenic Gardens Unrec Sub | 1 | 0 | $299,900 | $299,900 |
| Potterfields Mayfair Gulf Stream Acres | 1 | 0 | $299,000 | $299,000 |
| Kellywood Estates | 1 | 0 | $299,000 | $299,000 |
| Paradise Country Club Unit 3 | 1 | 0 | $275,000 | $275,000 |
| Connells Heights Unit 03 | 1 | 0 | $273,500 | $273,500 |
| Country Oaks | 1 | 0 | $260,000 | $260,000 |
| Thereto Sub | 1 | 0 | $259,900 | $259,900 |
| St Martins Estuary Retreats Unit 02 | 1 | 0 | $250,000 | $250,000 |
| Cedar Lake Estates | 1 | 0 | $249,000 | $249,000 |
| Kellywood Estates Unrec Sub | 1 | 0 | $249,000 | $249,000 |
| Pinehurst Village | 1 | 0 | $240,000 | $240,000 |
| Unrec Tracts In 27-18S-17E | 1 | 0 | $239,900 | $239,900 |
| Rainbow Forest | 1 | 0 | $239,900 | $239,900 |
| Fairmont Village 2Nd Add | 1 | 0 | $239,000 | $239,000 |
| Crystal River Manor | 1 | 0 | $234,300 | $234,300 |
| New Fairmont Unrec Sub | 1 | 0 | $229,900 | $229,900 |
| Meadowcrest Single Family Add 01 | 1 | 0 | $229,000 | $229,000 |
| Seven Rivers Ranches Unrec Sub | 1 | 0 | $228,900 | $228,900 |
| Crystal Paradise Estates Unit 01 | 1 | 0 | $228,848 | $228,848 |
| Fairmont Village 1St Add | 1 | 0 | $225,000 | $225,000 |
| Seven River Heights Unrec Sub | 1 | 1 | $224,990 | $224,990 |
| Marquette Village Unit 01 | 1 | 0 | $224,900 | $224,900 |
| Nick Al Corp Unrec Sub | 1 | 1 | $219,900 | $219,900 |
| Crystal Woods | 1 | 0 | $213,000 | $213,000 |
| Indian Waters Unit 02 Unrec | 1 | 0 | $204,900 | $204,900 |
| Foxcroft Unrec Sub | 1 | 0 | $199,990 | $199,990 |
| Indian Woods | 1 | 0 | $199,900 | $199,900 |
| Combs Sub | 1 | 0 | $199,900 | $199,900 |
| Crystal Heights Dev Co Sec 01 | 1 | 0 | $184,000 | $184,000 |
| Echo Hills | 1 | 0 | $180,000 | $180,000 |
| Knights Add | 1 | 0 | $179,900 | $179,900 |
| Crystal View | 1 | 0 | $169,900 | $169,900 |
| Arbor Court 1St Add | 1 | 0 | $155,900 | $155,900 |
| Thunderbird Estates Unrec Sub | 1 | 0 | $150,000 | $150,000 |
| Hardwood Hammock Unrec | 1 | 0 | $149,000 | $149,000 |
| Bay Villas | 1 | 0 | $144,000 | $144,000 |
| Nick Al Corp Unrec | 1 | 0 | $140,000 | $140,000 |
| Crystal Heights Dev Co Sec 02 | 1 | 0 | $110,000 | $110,000 |
| Seven Rivers Trails | 1 | 0 | $85,000 | $85,000 |
| Crystal River Oaks | 1 | 0 | $55,000 | $55,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Crystal River?
What do homes under $300K cost in Crystal River?
Which Crystal River community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Crystal River
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Homes Under $300K in nearby Citrus County cities
- Citrus Springs homes under $300K (193 for sale)
- Inverness homes under $300K (122 for sale)
- Homosassa homes under $300K (90 for sale)
- Beverly Hills homes under $300K (65 for sale)
- Hernando homes under $300K (33 for sale)
- Floral City homes under $300K (19 for sale)
- Lecanto homes under $300K (18 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Crystal River, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.