Homes for Sale Under $300K in Crystal River, FL
This page tracks every Crystal River listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
156 homes listed under $300,000 are for sale or pending in Crystal River, FL today across 49 communities. The median asking price is $214,950, from $55,000 to $299,900. Listings in Crystal River without that feature have a median of $489,900. Most listings right now: Crystal Park (4), The Bay Villas (4), Holiday Heights Unit 01 (3). Updated November 11, 2026 from the MLS.
First-time buyers: what Crystal River costs at the entry level
104 active single-family homes, townhomes and condos at or below $300,000 — median $215,000, about $1,384/mo principal & interest at 7.18% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Crystal River
What the payment looks like
| Purchase price | P&I at 7.18%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $965 | $813 | $12,000 |
| $200,000 | $1,287 | $1,084 | $16,000 |
| $250,000 | $1,609 | $1,355 | $20,000 |
| $300,000 | $1,931 | $1,626 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Citrus County · First-time buyer guide
Crystal River homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Crystal Park | 4 | 0 | $253,950 | $189,990 |
| The Bay Villas | 4 | 0 | $167,000 | $129,000 |
| Holiday Heights Unit 01 | 3 | 2 | $230,000 | $225,000 |
| Holiday Acres Unit 01 | 3 | 0 | $119,900 | $105,000 |
| The Islands | 3 | 0 | $119,700 | $85,000 |
| Potterfields Mayfair Gulf Stream Acres | 2 | 0 | $244,450 | $199,900 |
| Meadow Wood | 2 | 0 | $199,000 | $190,000 |
| Hourglass Lake Rep | 2 | 0 | $197,450 | $189,900 |
| Crystal Heights Dev Co Sec 02 | 2 | 0 | $89,500 | $69,000 |
| Crystal River Oaks | 2 | 0 | $85,000 | $55,000 |
| Village Picardy | 1 | 0 | $299,900 | $299,900 |
| Pelican Cove Unrec Condo | 1 | 0 | $299,900 | $299,900 |
| Casa Rio Condo Association | 1 | 0 | $299,000 | $299,000 |
| Paradise Cove Unit 02 Unrec | 1 | 0 | $295,000 | $295,000 |
| Kellywood Estates | 1 | 0 | $295,000 | $295,000 |
| Pelican Cove | 1 | 0 | $277,900 | $277,900 |
| Paradise Country Club Unit 3 | 1 | 0 | $275,000 | $275,000 |
| Cedar Lake Estates | 1 | 0 | $274,000 | $274,000 |
| Connells Heights Unit 03 | 1 | 0 | $262,900 | $262,900 |
| Country Oaks | 1 | 0 | $260,000 | $260,000 |
| Thereto Sub | 1 | 0 | $259,900 | $259,900 |
| River Bend Unit 06 | 1 | 0 | $250,000 | $250,000 |
| Mayfair Garden Acres | 1 | 0 | $249,900 | $249,900 |
| Kellywood Estates Unrec Sub | 1 | 0 | $249,000 | $249,000 |
| Unrec Tracts In 27-18S-17E | 1 | 0 | $239,900 | $239,900 |
| Connell Heights | 1 | 0 | $234,900 | $234,900 |
| Crystal River Manor | 1 | 0 | $234,300 | $234,300 |
| La Jolla Palms | 1 | 0 | $230,000 | $230,000 |
| Seven Rivers Ranches Unrec Sub | 1 | 0 | $228,900 | $228,900 |
| Indian Spgs Unit 01 | 1 | 0 | $225,000 | $225,000 |
| Fairmont Village 1St Add | 1 | 0 | $225,000 | $225,000 |
| Seven River Heights Unrec Sub | 1 | 1 | $224,990 | $224,990 |
| Holiday Heights Unit 02 | 1 | 1 | $219,948 | $219,948 |
| Crystal Paradise Estates Unit 01 | 1 | 0 | $214,900 | $214,900 |
| Indian Waters Unit 02 Unrec | 1 | 0 | $204,900 | $204,900 |
| Combs Sub | 1 | 0 | $199,900 | $199,900 |
| Woodland Estates Unit 01 | 1 | 0 | $199,900 | $199,900 |
| Indian Woods | 1 | 0 | $194,900 | $194,900 |
| Aero Estates | 1 | 0 | $189,900 | $189,900 |
| Echo Hills | 1 | 0 | $180,000 | $180,000 |
| Knights Add | 1 | 0 | $164,900 | $164,900 |
| Crystal View | 1 | 0 | $159,900 | $159,900 |
| Thunderbird Estates Unrec Sub | 1 | 0 | $150,000 | $150,000 |
| Arbor Court 3Rd Add | 1 | 0 | $141,000 | $141,000 |
| Nick Al Corp Unrec | 1 | 0 | $140,000 | $140,000 |
| Thunderbird | 1 | 0 | $134,900 | $134,900 |
| Crystal River Village Unit 01 | 1 | 0 | $125,000 | $125,000 |
| Pearsons Black Creek Unrec Sub | 1 | 0 | $99,000 | $99,000 |
| Bay Villas | 1 | 0 | $97,500 | $97,500 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Crystal River?
What do homes under $300K cost in Crystal River?
Which Crystal River community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Crystal River
- All homes for sale in Crystal River
- Crystal River ZIP codes with prices
- Crystal River pool homes
- Crystal River waterfront homes
- Crystal River 4-bedroom homes
- Crystal River homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Citrus County cities
- Citrus Springs homes under $300K (278 for sale)
- Inverness homes under $300K (239 for sale)
- Homosassa homes under $300K (207 for sale)
- Beverly Hills homes under $300K (133 for sale)
- Hernando homes under $300K (86 for sale)
- Floral City homes under $300K (51 for sale)
- Lecanto homes under $300K (41 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Crystal River, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.