Homes for Sale Under $300K in Debary, FL
This page tracks every Debary listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
48 homes listed under $300,000 are for sale or pending in Debary, FL today across 24 communities. The median asking price is $235,000, from $99,900 to $299,999. Listings in Debary without that feature have a median of $400,000. Most listings right now: Terra Alta (8), Leisure World Park (8), Plantation Estates Unit 01 (3). Updated October 20, 2026 from the MLS.
First-time buyers: what Debary costs at the entry level
20 active single-family homes, townhomes and condos at or below $300,000 — median $275,000, about $1,809/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.
What the payment looks like
| Purchase price | P&I at 7.40%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $987 | $831 | $12,000 |
| $200,000 | $1,316 | $1,108 | $16,000 |
| $250,000 | $1,644 | $1,385 | $20,000 |
| $300,000 | $1,973 | $1,662 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Volusia County · First-time buyer guide
Debary homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Terra Alta | 8 | 0 | $220,000 | $189,000 |
| Leisure World Park | 8 | 0 | $184,500 | $145,000 |
| Plantation Estates Unit 01 | 3 | 0 | $235,000 | $224,000 |
| Plantation Estates Unit 25 | 3 | 0 | $224,900 | $218,500 |
| Plantation Estates Unit 31 | 2 | 0 | $284,500 | $275,000 |
| Plantation Estates Unit 08 | 2 | 0 | $222,000 | $169,000 |
| Plantation Estates Unit 15 | 1 | 0 | $299,999 | $299,999 |
| Plantation Estate Un 08 | 1 | 0 | $299,800 | $299,800 |
| Rivington Ph 1A | 1 | 0 | $299,000 | $299,000 |
| Plantation Estates Unit 03 | 1 | 0 | $295,000 | $295,000 |
| Swallows Golf Villas Unit 01A Ph 01 Condo | 1 | 0 | $285,000 | $285,000 |
| Plantation Estates | 1 | 0 | $275,000 | $275,000 |
| Christberger Manor | 1 | 0 | $258,000 | $258,000 |
| Plantation Estates Unit 24 | 1 | 0 | $258,000 | $258,000 |
| Lake Marie Estates 03 | 1 | 0 | $254,900 | $254,900 |
| Rivington Phase 1A | 1 | 0 | $250,000 | $250,000 |
| Plantation Estates Unit 02 | 1 | 0 | $249,900 | $249,900 |
| Plantation Ests Unit 2 | 1 | 0 | $249,900 | $249,900 |
| Terrace Hill Patio Homes Condo | 1 | 0 | $200,000 | $200,000 |
| Plantation Estates Unit 17 | 1 | 0 | $189,900 | $189,900 |
| Terrace Hill Patio Homes | 1 | 0 | $164,900 | $164,900 |
| Riverside Condo At Debary | 1 | 0 | $130,000 | $130,000 |
| Leisure World Park | 1 | 0 | $119,900 | $119,900 |
| Riverside Condo Debary | 1 | 0 | $99,900 | $99,900 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Debary?
What do homes under $300K cost in Debary?
Which Debary community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Homes Under $300K in nearby Volusia County cities
- Daytona Beach homes under $300K (794 for sale)
- Ormond Beach homes under $300K (282 for sale)
- Port Orange homes under $300K (248 for sale)
- Deltona homes under $300K (208 for sale)
- Deland homes under $300K (167 for sale)
- Daytona Beach Shores homes under $300K (124 for sale)
- Edgewater homes under $300K (120 for sale)
- Holly Hill homes under $300K (108 for sale)
Live data: Daytona Beach Area AOR, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Debary, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.