Sold · Oct 2025 Townhouse
$710,000
3-Bedroom Townhome in Permenters R/p Atlantic

1712 1st Street, Jacksonville Beach, FL 32250

Elizabeth Katherine Mcelhinny, listing agent
Listed by
Elizabeth Katherine Mcelhinny
Momentum Realty
Townhouse in Permenters R/p Atlantic, Jacksonville Beach · No CDD on record
Permenters R/p Atlantic · Jacksonville Beach, FL 32250 · Duval County
Listing data updated October 2, 2026 · refreshed twice daily
Sold Oct 2025 · $710,000
3Bedrooms
2.5Bathrooms
1,512Sq Ft
1990Year Built
$470Per Sq Ft
No CDD on record
This home is sold. It closed on Oct 2025 for $710,000. This page is shown for reference and is no longer for sale.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% above
$/sq ft vs community
$470 here vs $431 median sold (12 mo)
Buyer leverage
Balanced market
6.0-month supply
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~8 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $710k tops 12 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 2, 2026, 1712 1ST Street in Permenters R/p Atlantic, Jacksonville Beach is listed at $710,000 (1,512 sq ft, about $470 per sq ft). That sits within a few percent of Permenters R/p Atlantic's median closed sale of $645,000 over the last 12 months (6 recorded sales). Listing facts: built in 1990. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 1,512 sq ft of living area
  • Listed at $710,000 — recent neighborhood median sale price ~$645,000 (nearby sales; deemed reliable, not an appraisal)
Listing description

About this home

No listing description is available for this property.

Listing descriptions are screened for fair-housing and accuracy compliance before display.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$710,000
Bed / bath3 / 2.5
Living area1,512 sq ft
Year built1990
Property typeTownhouse
MLS #2102988
Listing statusSold · Oct 2025

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~8 ft
CountyDuval
Area listings3 active · 0 under contract
Estimated first-year tax~$11,800/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$470
Estimated monthly payment$5,235
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$645,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,235/mo
  • Principal & interest $3,886/mo 74%
  • Taxes $983/mo 19%
  • Insurance $365/mo 7%

$5,235/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$11,800/yr
≈ $983/mo·effective rate ~1.66%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $10,275/yr ($856/mo) — taxable value $575,084 × 17.86 mills
$1,525 more each year
(+15%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$575,084
Market value
$575,084
Assessed
$575,084
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Permenters R/p Atlantic

Pricing & the Permenters R/p Atlantic market

How this home is priced against recent nearby sales, and where Permenters R/p Atlantic has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2149 2ND Street2149 2ND Street: $415/sq ft$4152151 2ND Street2151 2ND Street: $425/sq ft$4251867 S 2ND Street1867 S 2ND Street: $437/sq ft$437This homeThis home: $470/sq ft$470Community median $431

Price vs. size in Permenters R/p Atlantic

Each dot is a closed sale since 2002 (104 total). This home is the gold marker.

$0$1.6M$3.2M3822,4154,448This home: $710,000, 1,512 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $470/sq ft.

$113$438$7622013: $17620132014: $2212015: $22520152016: $2132017: $27120172018: $2822019: $28520192020: $3242021: $40420212022: $3582023: $47520232024: $6992025: $55720252026: $4312026

Median sale price by year

12-month median closed price, 2013–2026.

$19k$928k$1.8M2013: $195k20132014: $365k2015: $420k20152016: $326k2017: $277k20172018: $490k2019: $435k20192020: $436k2021: $1.1M20212022: $702k2023: $880k20232024: $1.7M2025: $820k20252026: $645k2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 65 (hot).

846842014: 5020142015: 342016: 1520162017: 672018: 6320182019: 352020: 5420202021: 492022: 3420222023: 492024: 7720242025: 482026: 652026
Property timeline

This home’s history

  • 1990BuiltPer public record
  • Oct 2025SoldClosed

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $710,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

3 closed sales in Permenters R/p Atlantic in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 3 sales: $645,000 ($431/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$573,048the mess$730,296

Directional estimate — 3 comparable closed sales in Permenters R/p Atlantic, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $710,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 3 active listings competing
  • ≈6.0 months of supply
  • 6 closed here in the last 12 months

For reference, this home is listed at $710,000 ($470/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,512 sq ft × $379–$483/sq ft (±12% around the median of 3 comparable closed sales in Permenters R/p Atlantic, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 2, 2026.

Momentum Scores

Momentum Property Score

38/100
Strongest on: Market liquidity (56), Flood safety (45)
0 limited50100 exceptional

38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area27
This home $470/sq ft vs the community 12-month median $431/sq ft.
Affordability33
List price $710,000 vs the community median $645,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~8 ft elevation. Verify the parcel with FEMA.
Insurance cost27
From FEMA Zone AE and a 1990 build. Obtain a property-specific quote.
Market liquidity56
Community median 19 days on market, ~6.0 months of supply (12-month record).
Pricing power44
Recent sales closed at about 99.2% of original asking (~0.8% below). More room below asking generally favors buyers.
Market timing35
Momentum Market Heat is 65/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $470 per square foot, about 9% above the community’s $431 median. Permenters R/p Atlantic’s 12-month median sold price per square foot is $431. Median sold price per square foot is down 21.3% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

44% of homes in Permenters R/p Atlantic are owner-occupied. An estimated 56% are non-owner-occupied, including 23% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 359 homes matched. Community-level context.

Recent Permenters R/p Atlantic sales closed near 99.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Permenters R/p Atlantic, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Go deeper

More on Permenters R/p Atlantic

Go deeper on Permenters R/p Atlantic

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Duval County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1712 1ST Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,512 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,800/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,525 more per year than the current owner’s estimated bill (+15%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: October 2, 2026)
Comparable salesrealMLS closed sales in Permenters R/p Atlantic, last 18 months, as of October 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1712 1ST Street and when was it built?

Per the listing record, 1712 1ST Street was built in 1990 and has 1,512 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1712 1ST Street in?

1712 1ST Street is in Permenters R/p Atlantic in Jacksonville Beach, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 1712 1ST Street differ from the current owner's?

The estimate on this page (about $11,800 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,525 more per year than the current owner’s estimated bill (+15%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1712 1ST Street in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1712 1ST Street in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and Elizabeth Katherine Mcelhinny, the listing agent, will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

Listing agent · Momentum Realty
See all of ELIZABETH KATHERINE MCELHINNY's listings

Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.