Single Family Residence in Heron Preserve, Port St. Lucie · No CDD on record
Heron Preserve · Port St. Lucie, FL 34987 · St. Lucie County
Listing data updated October 10, 2026 at 7:37 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
2,914Sq Ft
2020Year Built
$291Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
41% above
$/sq ft vs community
$291 here vs $206 median sold (12 mo)
Buyer leverage
Buyer advantage
20 days on market
16.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $849k tops 12 of the last 12 closed sales; also one of the largest homes here at 2,914 sq ft
As of October 10, 2026, 12557 SW GRAY FOX Lane in Heron Preserve, Port St. Lucie is listed at $849,000 (2,914 sq ft, about $291 per sq ft). That is 73% above Heron Preserve's median closed sale of $490,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $206/sq ft by about 41%. It has been 20 days on market, well inside the community's typical 68 days. Listing facts: built in 2020, a private pool, waterfront, HOA dues of $497/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2020 · 6 yrs
2,914 sq ft of living area
2-car garage
Listed at $849,000 — recent neighborhood median sale price ~$490,000 (nearby sales; deemed reliable, not an appraisal)
20 days on market
HOA $497/mo (per listing)
Listing description
About this home
Magnificent Luxury Home in Heron Preserve with an added financial benefit of an assumable FHA mortgage at an attractive 2.75% interest rate. This gorgeous five-bedroom, 3.5-bath residence offers over 2,900 square feet of beautifully designed living space with a spacious, open-concept floor plan. Exceptional upgrades include impact windows and doors throughout, a custom indoor electric fireplace, crown molding, and tile flooring throughout.
The upgraded kitchen features a large center island, breakfast area, and huge walk-in pantry, making it perfect for everyday living and entertaining. A desirable triple-split bedroom floor plan provides plenty of privacy for family and guests. The huge primary suite features a four-foot extension, providing the perfect space for a relaxing sitting area.
The beautiful primary bath offers dual sinks, a spacious walk-in shower and an oversized walk-in closet with custom built-ins. Custom built-ins are in every bedroom and kitchen pantry. Perfectly situated on an extremely private, oversized cul-de-sac lakefront lot, the outdoor living space is truly spectacular.
Enjoy your own private Florida retreat featuring a custom-built pool and spa, hot tub, gas fire pit, and a fully automated outdoor environment that can be conveniently controlled through an app. The entire backyard has been thoughtfully designed for entertaining and relaxation, with customized landscaping and professionally installed outdoor lighting that beautifully enhances the property day and night. The fenced yard and beautiful waterfront views provide an exceptional combination of privacy, tranquility, and resort-style living.
The four-foot extended garage features epoxy flooring, pull-down attic stairs, and overhead ceiling storage racks for additional storage. This exceptional home is loaded with upgrades and is truly a must-see—you have to see it to fully appreciate everything it has to offer!
All 70 photos
Description provided by Century 21 Tenace Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$849,000
Bed / bath5 / 3.5
Living area2,914 sq ft
Year built2020
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #B26078167
Listing status20 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~28 ft
CountySt. Lucie
Area listings7 active · 3 under contract
Estimated first-year tax~$8,914/yr
CDD assessmentNone on record
HOA$497/mo
Calculated estimates
Price per sq ft$291
Estimated monthly payment$6,201
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$490,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$6,201/mo
Principal & interest $4,703/mo76%
Taxes $743/mo12%
Insurance $258/mo4%
HOA $497/mo8%
$6,201/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$8,914/yr
Estimate: a typical St. Lucie effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$497/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~28 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Lucie County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningVery High
Strong windRelatively High
DroughtRelatively Moderate
HailVery Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Heron Preserve
Pricing & the Heron Preserve market
How this home is priced against recent nearby sales, and where Heron Preserve has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Heron Preserve
Each dot is a closed sale since 2021 (39 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2023–2026. This home lists at $291/sq ft.
Median sale price by year
12-month median closed price, 2023–2026.
Property timeline
This home’s history
2020BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 10, 2026
Sep 20, 2026First seen on movewithmomentum.comObserved at $849,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $849,000Momentum Realty · on market 20 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in Heron Preserve in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Dec 2025
$580,000
10377 SW Captiva Drive, Port St. Lucie
4 / 2.5 bd/ba · 2,820 sq ft · $206/sq ft
Courtesy of Illustrated Properties LLC · View details →
Sold Dec 2025
$580,000
10377 SW Captiva Drive, Port St. Lucie
4 / 2.5 bd/ba · 2,820 sq ft · $206/sq ft
Courtesy of Illustrated Properties LLC · View details →
Sold Dec 2025
$580,000
10377 SW Captiva Drive, Port St. Lucie
4 / 2.5 bd/ba · 2,820 sq ft · $206/sq ft
Courtesy of Illustrated Properties LLC · View details →
Sold Dec 2025
$580,000
10377 SW Captiva Drive, Port St. Lucie
4 / 2.5 bd/ba · 2,820 sq ft · $206/sq ft
Courtesy of Illustrated Properties LLC · View details →
Median of these 4 sales: $490,000 ($206/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$527,434the mess$673,134
Stronger local evidence — 4 comparable closed sales in Heron Preserve, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $849,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $497/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
This home: 20 days on market vs. a 68-day community median
8 active listings competing, 1 under contract
≈16.8 months of supply
7 closed here in the last 12 months
For reference, this home is listed at $849,000 ($291/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,914 sq ft × $181–$231/sq ft (±12% around the median of 4 comparable closed sales in Heron Preserve, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
24/100
Strongest on: Pricing power (69), Market liquidity (28)
0 limited50100 exceptional
24/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $291/sq ft vs the community 12-month median $206/sq ft.
Affordability0
List price $849,000 vs the community median $490,000. Not a measure of personal affordability.
Market liquidity28
Community median 68 days on market, ~16.8 months of supply (12-month record).
Pricing power69
Recent sales closed at about 94.2% of original asking (~5.8% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $291 per square foot, about 41% above the community’s $206 median. Heron Preserve’s 12-month median sold price per square foot is $206. Median sold price per square foot is down 1.8% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Heron Preserve sales closed near 94.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 7 active listings in Heron Preserve, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Century 21 Tenace Realty · MLS # B26078167
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Keep looking
Similar homes for sale near Heron Preserve
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Port St. Lucie board considers rezoning for up to 1,200 homes at Wilson Grove
The Planning and Zoning Board took up a rezoning of nearly 360 acres of agricultural land north of SW Becker Road, between SW Sundance Vista Boulevard and Rangeline Road, to a master planned unit development. The concept plan allows up to 1,200 homes plus parks, lakes and clubhouses. City Council would vote later in October.
Why it matters: Up to 1,200 new homes in western Port St. Lucie would add housing supply and increase traffic demand on Becker Road. The project is about 11 miles west of Heron Preserve At Traditi, elsewhere in St. Lucie County.
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
Why it matters: Bridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 7 miles south of Heron Preserve At Traditi.
St. Lucie County reviews updated Port of Fort Pierce master plan with mega-yacht marina and spaceport recovery facility
The 2026 master plan for the Port of Fort Pierce proposes a mega-yacht marina, a spaceport recovery facility, expanded boat ramps and restaurants, with a marine commercial district at Harbour Pointe. County officials say nearly 15,000 registered boats compete for 147 trailer parking spaces near the inlet. The plan is under county review and Fort Pierce holds final approval.
Why it matters: Added boat ramp parking and marine commercial space would expand waterfront access and dining options near the Fort Pierce Inlet over a multi-year timeline. The project is about 12 miles north of Heron Preserve At Traditi, elsewhere in St. Lucie County.
St. Lucie Public Schools broke ground on July 28, 2026 on a 70 million dollar K-8 school behind Dan McCarty Middle School in Fort Pierce, with capacity for 1,500 to 1,800 students and completion expected in August 2028. The school will consolidate Dan McCarty Middle, St. Lucie Elementary, and Lawnwood Elementary, all built in the 1950s and 1960s. The district plans to sell the three existing school properties to offset costs.
Why it matters: The consolidated campus adds modern school capacity in northern Fort Pierce and frees three older school sites for potential reuse. The project is about 11 miles northwest of Heron Preserve At Traditi, elsewhere in St. Lucie County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the St. Lucie County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 12557 SW GRAY FOX Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $497/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,914 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,914/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
BeachesMLS closed sales in Heron Preserve, last 18 months, as of August 10, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 12557 SW GRAY FOX Lane and when was it built?
Per the listing record, 12557 SW GRAY FOX Lane was built in 2020 and has 2,914 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 12557 SW GRAY FOX Lane in?
12557 SW GRAY FOX Lane is in Heron Preserve in Port St. Lucie, St. Lucie County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 12557 SW GRAY FOX Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $497 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 12557 SW GRAY FOX Lane differ from the current owner's?
The estimate on this page (about $8,914 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 12557 SW GRAY FOX Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
