4 bedroom Single Family Residence at 1340 SW Squire Johns Lane, COBBLESTONE, Palm City — photo 1Front elevation
4 bedroom Single Family Residence at 1340 SW Squire Johns Lane, COBBLESTONE, Palm City — photo 2Living space
4 bedroom Single Family Residence at 1340 SW Squire Johns Lane, COBBLESTONE, Palm City — photo 3Kitchen
4 bedroom Single Family Residence at 1340 SW Squire Johns Lane, COBBLESTONE, Palm City — photo 4Owner's suite
4 bedroom Single Family Residence at 1340 SW Squire Johns Lane, COBBLESTONE, Palm City — photo 5Exterior / yardView all 44 photos →
80 days on market Single Family Residence
$1,225,000

1340 SW Squire Johns Lane, Palm City, FL 34990

Single Family Residence in COBBLESTONE, Palm City · No CDD · FEMA Zone X · Built 2023
COBBLESTONE · Palm City, FL 34990 · Martin
Listing data updated July 2, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,704Sq Ft
2023Year Built
$453Per Sq Ft
WaterfrontPrivate pool3-car garageNo CDDFEMA Zone X4 bedrooms
Listing courtesy of NextHome Treasure Coast · Listing agent: Marissa Leenig · 833-435-5635Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2023 · 3 yrs
  • $453/sq ft — compared with the displayed median of $376 from recent nearby sales
  • 80 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $1,225,000, with 4 bedrooms and 3 bathrooms, and 2,704 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms4
Bathrooms3
Living area2,704 sq ft
Lot sizeNot available on this page
Year built2023
Property typeSingle Family Residence

Financial

Est. monthly payment$7,858
Est. taxes / yr~$12,862
Est. insurance / yr~$4,167
HOA$50/mo
CDDNone on record
Price / sq ft$453

Risk

Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$4,167/yr

Market

Days on market80
Neighborhood median DOM15
Active listings (area)3
Months of supply5.1
Comparable-sales median$1,227,500

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

49/100

A rules-based composite of the objective indicators below. Higher is generally more favorable to a buyer on that single metric.

Price vs area0
This home $453/sq ft vs area median $376/sq ft from recent nearby sales.
Affordability50
List price $1,225,000 vs area median $1,227,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity63
Area median 15 days on market, ~5.1 months of supply.
Investment metrics44
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2023 build and $453/sq ft vs area $376/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$1,225,000
List price
As listed in the MLS
4 / 3
Bed / bath
Per the listing
2,704
Living area
Sq ft (approx.)
$453
Price / sq ft
List ÷ living area

The home

Year built2023
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$12,862/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Price benchmark

Pricing & market trend in COBBLESTONE

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales10375 SW Whooping Cr…10375 SW Whooping Crane Way: $315/sq ft$315523 SW Squire Johns …523 SW Squire Johns Lane: $352/sq ft$352499 SW Squire Johns …499 SW Squire Johns Lane: $367/sq ft$3671232 SW Squire Johns…1232 SW Squire Johns Lane: $386/sq ft$38610375 SW Stones Thro…10375 SW Stones Throw Terrace: $414/sq ft$4141560 SW Cattail Court1560 SW Cattail Court: $421/sq ft$421This homeThis home: $453/sq ft$453Median $376

Recent sold prices in this community

$910,000$1,147,500$1,385,000Jul 2025: $1,385,000Nov 2025: $1,255,000Dec 2025: $1,315,000Jan 2026: $1,200,000Mar 2026: $910,000May 2026: $1,060,000Jun 2026: $1,049,000This home (list price): $1,225,000This homeJul 2025Jun 2026
The Messtimate™

The Messtimate: $951,808 – $1,119,456

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$951,808the mess$1,119,456

A 18% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 80 days on market vs. a ~15-day neighborhood median
  • 3 active listings competing in COBBLESTONE
  • 3 under contract now
  • 50% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 5.1 months of supply (one market-context metric; should not be used alone)
  • 7 closed here in the last 12 months

For reference, this home is listed at $1,225,000 ($453/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,704 sq ft × $352–$414/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.

Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,225,000
Bed / bath4 / 3
Living area2,704 sq ft
Year built2023
Property typeSingle Family Residence
MLS #B26014431
Listing status80 days on market
Days on market80

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyMartin
Estimated first-year tax~$12,862/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$453
Estimated monthly payment$7,858
Estimated insurance~$4,167/yr
Messtimate range$951,808 – $1,119,456
Comparable-sales median$1,227,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$7,858
Principal & interest$6,389
Property tax$1,072
Insurance$347
CDD assessment$0
HOA$50
PMI$0

Down payment $245,000 · Loan $980,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$12,862/yr

The seller likely pays less due to the homestead cap. At a $1,225,000 purchase, expect your first full-year Martin bill near $12,862 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$4,167/yr

Estimate for a 2023 build in Martin. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in COBBLESTONE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the COBBLESTONE neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Median sale price (set)
$1,227,500

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$376

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$453

List price divided by living area. Provided as data, not a value judgment.

Go deeper on COBBLESTONE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Citrus Grove (Martin)Assigned elementary school · Martin County School District
Hidden OaksAssigned middle school · Martin County School District
South ForkAssigned high school · Martin County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $376/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near COBBLESTONE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Welcome to this exceptional waterfront single-family residence in the prestigious Cobblestone community of Palm City, Florida. This thoughtfully designed 2023 home offers four spacious bedrooms and three full bathrooms across 2,704 square feet of finished living space on a single floor, providing excellent accessibility and flow. The three-car garage accommodates multiple vehicles and storage needs with convenient access to the home. As a waterfront property, this residence offers the distinctive appeal of water proximity and outdoor living opportunities. Located in the Cobblestone subdivision, this home presents an outstanding opportunity for those seeking waterfront living in Palm City. Completely transformed from the inside out, this exceptional 2023 Palm City home offers the peace of mind and luxury feel of new construction within an established community setting. The property was stripped down to the concrete floors and studs before being thoughtfully rebuilt with quality craftsmanship and high-end finishes throughout. Major upgrades include new plumbing, electrical, AC systems and ductwork, spray foam insulation, impact windows and sliders, hurricane-rated garage doors, new well and water system, new hot water heater, and a premium metal tile roof engineered for durability and Florida living. The open and airy interior features soaring ceilings, luxury flooring, designer lighting, custom cabinetry, quartz surfaces, beautifully renovated bathrooms, and a stunning gourmet kitchen centered around an oversized mitered-edge island ideal for entertaining. Outdoor living is equally impressive with updated pool features, LED lighting, spacious entertaining areas, and a private setting designed to embrace the Florida lifestyle. This is a rare opportunity to own a truly move-in-ready home where nearly every major component has already been upgraded and thoughtfully redesigned.

Description provided by NextHome Treasure Coast and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms3
  • Living area2,704 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built2023
  • Age3 yrs

Listing

  • MLS #B26014431
  • StatusActive
  • Days on market80
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $1,225,000Momentum Realty · on market 80 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1340 SW Squire Johns Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.