Cobblestone
Homes for Sale in Palm City, FL
All 296 homes for sale in Palm City, FL · median $643,950 · 329 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of October 2026, Cobblestone in Palm City, FL has 5 homes for sale, asking from $984,900 to $1,778,000 (median $1,123,203). Over the 12 months ending 2026-08-10, 9 recorded sales closed at a median of $1,200,000, $315 per square foot, a median 71 days on market, sellers accepting 94% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1994–2025 with 1 new construction; 15 of 15 report an HOA (median $152/mo); none of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $18,560 ($17,950 with the full homestead exemption).
Last 30 days in Cobblestone: 1 closed sale (median $1,042,000). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Cobblestone
Live MLS inventory for Cobblestone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 108 daysTop listing
Active · 31 days
Active · 109 days
Active · 48 days
Active · 192 daysActive and pending Cobblestone listings as of 2026-10-18, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Cobblestone right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: Medium (3 active and pending listings, 9 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($1.20M) is down 2.0% from the prior 12 months ($1.23M) and up 231% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Medium (9 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cobblestone market snapshot (as of August 10, 2026): the median sale price is about $1.20M ($315 per sq ft over the trailing 12 months of closed sales), a median 71 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 2% from the prior 12 months and up 231% since 2012, computed from record-level Beaches MLS closed sales (9 closings in the current window).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
Flood zones in Cobblestone: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.
Cobblestone is a community of 131 homes in Palm City, Martin County, built between 1991 and 2024 (median 2006), with a median living area of about 3,191 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Cobblestone. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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CobblestonePhotos from Beaches MLS listings in Cobblestone; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.20M) IS the median in the snapshot above, and the move from 2025 ($1.23M) IS the -2.0% one-year change.
Windows contain 4 to 15 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Cobblestone Market Scorecard
Cobblestone is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $1,123,203, and homes go under contract in about 108 days.
Typical home value in the 34990 ZIP is $611,661, about 2.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Cobblestone on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Cobblestone
- Gated with Guard · reported on 9 of 12 listings
- Basketball Court · reported on 8 of 12 listings
- Golf Course · reported on 7 of 12 listings
- Playground · reported on 6 of 12 listings
- Picnic Area · reported on 6 of 12 listings
- Clubhouse · reported on 5 of 12 listings
- Security Guard · reported on 4 of 12 listings
- Park · reported on 4 of 12 listings
- Baseball/Softball Field · reported on 3 of 12 listings
- Security Gate · reported on 3 of 12 listings
- Gated · reported on 3 of 12 listings
- Security · reported on 3 of 12 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Citrus Grove (Martin) · Elementary
- Hidden Oaks · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent Cobblestone listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cobblestone address.
Shop the zone: Homes zoned for South Fork High School
Recent Developments in Cobblestone
Development, infrastructure, retail, and school activity affecting Cobblestone, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Buc-ee's at I-95 and Indrio Road finishes county planning, awaits state approvals
The planned travel center would be about 76,000 square feet with roughly 120 fuel pumps at Interstate 95 and Indrio Road near Fort Pierce. County planning is complete, but FDOT and DEP approvals are still needed. Nearby proposals include Indrio Town Center on about 85 acres and Indrio Groves with more than 3,000 homes.
What it may mean for the marketA large travel center would add retail and fuel access at the I-95 interchange and draw further development interest along Indrio Road. The site is about 6 miles north of Cobblestone.
Source: CBS12 (WPEC) - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 29 miles southeast of Cobblestone, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The project is about 18 miles southeast of Cobblestone, elsewhere in Martin County.
Source: WJNO (iHeart) - August 2026Infrastructure
St. Lucie County reviews updated Port of Fort Pierce master plan with mega-yacht marina and spaceport recovery facility
The 2026 master plan for the Port of Fort Pierce proposes a mega-yacht marina, a spaceport recovery facility, expanded boat ramps and restaurants, with a marine commercial district at Harbour Pointe. County officials say nearly 15,000 registered boats compete for 147 trailer parking spaces near the inlet. The plan is under county review and Fort Pierce holds final approval.
What it may mean for the marketAdded boat ramp parking and marine commercial space would expand waterfront access and dining options near the Fort Pierce Inlet over a multi-year timeline. The site is about 8 miles northeast of Cobblestone.
Source: WPTV
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Cobblestone buying strategy.
If we were buying in Cobblestone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cobblestone.
A closer look at the Cobblestone market
At a median of $315 per square foot, Cobblestone prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 71 days on market, useful leverage on any listing that has lingered.
The housing stock is 131 homes built between 1991 and 2024, and 83% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cobblestone. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cobblestone buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.1). Basis: Long-Term Appreciation +231% since 2012; Recent Direction -2.0% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.
What it really costs to own in Cobblestone
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,263/yr across 8 listings here (MLS tax records, 2026-10-18). |
|---|---|
| HOA dues | Median $151/month across 8 MLS listings (most billed monthly; 2026-10-18). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2005 across 8 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $888/month (tax $522, HOA $151, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Cobblestone
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cobblestone
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cobblestone will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $151/month (about $1,810/yr) · median of 8 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $151 per month ($1,810 a year) — the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 12 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=12) · as of 2026-10
Tools for a Cobblestone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cobblestone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cobblestone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cobblestone home worth?
Get a no-obligation home value based on real comparable sales in Cobblestone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in COBBLESTONE
Homes in COBBLESTONE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 10 on record.
- 10255 SW Stones Throw Terrace · off market
- 10375 SW Whooping Crane Way · off market
- 10500 SW Lands End Place · off market
- 10548 SW Lands End Place · off market
- 1232 SW Squire Johns Lane · off market
- 1340 SW Squire Johns Lane · off market
- 1560 SW Cattail Court · off market
- 499 SW Squire Johns Lane · off market
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 131 (FL DOR 2025 assessment roll) |
| Years built | 1991–2024 (median 2006) |
| Typical living area | 3,191 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated with Guard, Basketball Court, Golf Course, Picnic Area, Playground, Security Guard |
| Sale prices, last 12 months | $1,200,000 median across 9 closed sales · $315 per sq ft · -2.0% vs the prior 12 months |
| Days on market (closed sales) | 71 median |
| For sale right now | 3 active, 0 pending · median asking $1,225,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 83% |
Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cobblestone key facts,” movewithmomentum.com/neighborhoods/cobblestone-palm-city, data as of August 10, 2026.
Housing distress & ownership in COBBLESTONE, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Cobblestone
The newest homes for sale in Cobblestone right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1608 SW Cattail Court $1,289,999 · 3 bd · 3 ba · 2,627 sq ft · 31 days on market Courtesy of Realty One Group Engage
- 10520 SW Fiddlers Way $1,109,000 · 4 bd · 3.5 ba · 3,327 sq ft · 48 days on market Courtesy of Premier Brokers International
- 10475 SW Lands End Place $1,778,000 · 4 bd · 4 ba · 3,814 sq ft · 108 days on market Courtesy of Illustrated Properties LLC
- 559 SW Squire Johns Lane $1,123,203 · 5 bd · 3 ba · 3,247 sq ft · 109 days on market Courtesy of Coldwell Banker Realty
- 511 SW Squire Johns Lane $984,900 · 3 bd · 3 ba · 2,627 sq ft · 192 days on market Courtesy of Berkshire Hathaway Florida Realty
Checked against the MLS Oct 18, 2026. All new listings in this market.
Recently sold in Cobblestone Palm City
- 10548 Sw Lands End Place · sold $855,000
- 10500 Sw Lands End Place · sold $1,500,000
- 716 Sw Squire Johns Lane · sold $1,500,000
- 523 Sw Squire Johns Lane · sold $1,049,000
- 10375 Sw Whooping Crane Way · sold $1,060,000
- 10255 Sw Stones Throw Terrace · sold $910,000
- 1560 Sw Cattail Court · sold $1,200,000
- 1232 Sw Squire Johns Lane · sold $1,315,000
- 499 Sw Squire Johns Lane · sold $1,255,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Squire Johns Lane (11 homes on record)
- SW Squire Johns Lane (4 homes on record)
- SW Fiddlers Way (1 homes on record)
Frequently Asked Questions
What is the median home price in Cobblestone?
How long do homes in Cobblestone take to sell?
Is Cobblestone a buyer's or seller's market right now?
How many homes are in Cobblestone?
What share of Cobblestone is owner-occupied?
When were the homes in Cobblestone built?
Have Cobblestone home prices gone up?
Who is the best real estate agent for Cobblestone?
How do I find a top Palm City real estate agent who knows Cobblestone?
Can Momentum Realty connect me with an agent for Cobblestone?
Where is Cobblestone, and what county is it in?
Is Cobblestone in a flood zone?
Is Cobblestone a good place to live?
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 18, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2001 (179 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how COBBLESTONE fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Cobblestone with Momentum Realty’s local guides.
More on Cobblestone
- Home values · What homes in Cobblestone actually sell for
- Find an agent · How to choose the best real estate agent in Cobblestone