Cobblestone in Palm City

Cobblestone
Homes for Sale in Palm City, FL

All 117 homes for sale in Palm City, FL · median $742,000 · 310 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
131 homesBuilt 1991–2024Median sale $1.20M
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Live Market Pulse
45/100
Market Heat
Normal for Cobblestone
2013 → 2026 · 91 at the 2022 peak
0 is Cobblestone's coldest market since 2013, 100 its hottest. Today: 45. How it's scored

Photo via Beaches MLS

Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Cobblestone in Palm City, FL has 5 homes for sale, asking from $984,900 to $1,778,000 (median $1,129,000). Over the 12 months ending 2026-08-10, 9 recorded sales closed at a median of $1,200,000, $315 per square foot, a median 71 days on market, sellers accepting 94% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1994–2025 with 1 new construction; 15 of 15 report an HOA (median $152/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $18,560 ($17,950 with the full homestead exemption).

COBBLESTONE key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community131 (FL DOR 2025 assessment roll)
Years built1991–2024 (median 2006)
Typical living area3,191 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGated with Guard, Basketball Court, Golf Course, Picnic Area, Playground, Security Guard
Sale prices, last 12 months$1,200,000 median across 9 closed sales · $315 per sq ft · -2.0% vs the prior 12 months
Days on market (closed sales)71 median
For sale right now3 active, 0 pending · median asking $1,225,000 · 4.0 months of supply
Owner-occupied (homestead) share83%

Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “COBBLESTONE key facts,” movewithmomentum.com/neighborhoods/cobblestone-palm-city, data as of August 10, 2026.

Last 30 days in Cobblestone: 2 new listings (median asking $1,209,500), 1 closed sale (median $1,042,000). As of September 29, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Cobblestone Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.20M ▼
Median sold · 12 mo
down 2.0% vs the prior 12 months
-2.0% ▼
1-yr price change
n = 9 and 6 sales in the two windows
$315/sf
Sold $/sqft · 12 mo
peak $330 in 2024
93.8%
Sale vs ask
+231%
T12M median vs 2012
from a $362K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
71days
Median DOM · closed
11 days at the 2022 low
0%
Under contract
Martin: 25% (305 of 1,214)
3 · 0
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 9 a year
Ownership and context
83%
Owner-occupied · Cobblestone
120 of 145 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Cobblestone
incl. 12% trust or LLC-held · 3% out-of-state
131
Homes in the community
plus 14 vacant residential lots · 145 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1991
Community established
homes built 1991-2024, median 2006 (FL DOR 2025)
3,419sqft
Median sold home size
12-mo windows, closed sales
6.9%/yr
Turnover rate
about 9 of 131 homes trade a year

Homes For Sale Right Now in Cobblestone

Live MLS inventory for Cobblestone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cobblestone listings as of 2026-09-28, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Cobblestone Palm City Right Now (4)

All 4 active and pending Cobblestone Palm City listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1608 SW Cattail Court · $1,289,999 · 3 bd / 3 ba · listed Sep 16, 2026 · listed by Realty One Group Engage
  • 10520 SW Fiddlers Way · $1,129,000 · 4 bd / 3.5 ba · listed Aug 31, 2026 · listed by Premier Brokers International
  • 559 SW Squire Johns Lane · $1,123,203 · 5 bd / 3 ba · listed Jul 1, 2026 · listed by Coldwell Banker Realty
  • 10475 SW Lands End Place · $1,778,000 · 4 bd / 4 ba · listed Jun 30, 2026 · listed by Illustrated Properties LLC
Cobblestone Housing Pulse · Momentum Research · as of August 10, 2026

Cobblestone right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: Medium (3 active and pending listings, 9 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($1.20M) is down 2.0% from the prior 12 months ($1.23M) and up 231% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Medium (9 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 29, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cobblestone market snapshot (as of August 10, 2026): the median sale price is about $1.20M ($315 per sq ft over the trailing 12 months of closed sales), a median 71 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 2% from the prior 12 months and up 231% since 2012, computed from record-level Beaches MLS closed sales (9 closings in the current window).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

Flood zones in COBBLESTONE: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.

Cobblestone is a community of 131 homes in Palm City, Martin County, built between 1991 and 2024 (median 2006), with a median living area of about 3,191 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 4 to 15 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M20122014201620182020202220242026
Down 2.0% year over year; up 231% since 2012.
Every sale since 2001 · price vs size
$0$1M$2M2k4k
179 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $116 in 2012 to a $330 peak in 2024; $315 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
11 days at the 2022 low; 71 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
93.8% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
4 to 15 a year; 9 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
91 at the 2022 peak, 23 in the troughs, 45 now. Same score as the hero card, full history.
How much local inventory is already under contract

25% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Cobblestone Market Scorecard

Buyer-Leaning Market (limited data)

Cobblestone is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $1,129,000, and homes go under contract in about 89 days.

6.0
Months supply
$1,129,000
Median list
$1,130,000
Median sold
$312
Per sqft
89
Days on mkt
5/0/10
Active/Pend/Sold

Typical home value in the 34990 ZIP is $612,030, about 2.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in COBBLESTONE, Palm City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 23 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Citrus Grove (Martin) · Elementary
  • Hidden Oaks · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Cobblestone listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cobblestone address.

If we were buying in Cobblestone today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cobblestone.

A closer look at the Cobblestone market

At a median of $315 per square foot, Cobblestone prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 4.0 months of supply, a balanced market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 71 days on market, useful leverage on any listing that has lingered.

The housing stock is 131 homes built between 1991 and 2024, and 83% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Cobblestone. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction5.5/10
Liquidity & Demand6.0/10
Owner Commitment8.3/10
Pricing Power5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.1). Basis: Long-Term Appreciation +231% since 2012; Recent Direction -2.0% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 93.8% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cobblestone homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cobblestone.
In short
  • HOA dues reported around $152/month (about $1,824/yr) · median of 54 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $152 per month ($1,824 a year) — the median AssociationFee across 54 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cobblestone sales matched to your home.

What is your Cobblestone home worth?

Get a no-obligation home value based on real comparable sales in Cobblestone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in COBBLESTONE

Homes in COBBLESTONE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 10 on record.

Frequently Asked Questions

What is the median home price in Cobblestone?
The median sale price in Cobblestone was $1.20M over the 12 months ending August 10, 2026 (9 closed sales, Beaches MLS).
How long do homes in Cobblestone take to sell?
Homes that closed in the 12 months ending August 10, 2026 took a median 71 days on market (9 sales, Beaches MLS).
Is Cobblestone a buyer's or seller's market right now?
As of August 10, 2026, Cobblestone is roughly balanced: 4.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Cobblestone?
The Florida DOR 2025 assessment roll shows 131 homes plus 14 vacant residential lots in Cobblestone (public records).
What share of Cobblestone is owner-occupied?
83% of Cobblestone parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cobblestone built?
Homes in Cobblestone were built between 1991 and 2024, with a median year built of 2006 (FL DOR 2025 roll).
Have Cobblestone home prices gone up?
The trailing-12-month median is up 231% since 2012, from $362K to $1.20M (Beaches MLS closed records).
Who is the best real estate agent for Cobblestone?
The best agent for Cobblestone is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cobblestone.
How do I find a top Palm City real estate agent who knows Cobblestone?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cobblestone and the wider Palm City area.
Can Momentum Realty connect me with an agent for Cobblestone?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cobblestone purchase or sale - no call center and no pressure.
Where is Cobblestone, and what county is it in?
Cobblestone is in Palm City, Martin County, FL, ZIP 34990.
Is Cobblestone in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Cobblestone sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Cobblestone a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Cobblestone: the median sale price over the last 12 months was $1.20M (9 sales), 55% above the Palm City median of $776K; homes took a median 71 days to go under contract; the assessment roll counts 131 homes, 83% of them homesteaded (owner-occupied); supply is 4.0 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 28, 2026)
Community market statsBeaches MLS closed sales, 12-month windows ending August 10, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-08-10
Historical depthClosed-sale records back to 2001 (179 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Thinking of selling in COBBLESTONE? 9 recorded closings; median 71 days on market (window ending 2026-08-10). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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