1341 SW Evergreen Lane, Palm City, FL 34990
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1974 · 52 yrs
- 2,300 sq ft of living area
- 1-car garage
- Listed at $799,000 — recent neighborhood median sale price ~$724,500 (nearby sales; deemed reliable, not an appraisal)
- 119 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Rustic Hills Palm City market
How this home is priced against recent nearby sales, and where Rustic Hills Palm City has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1974BuiltPer public record
- Jul 2, 2026First trackedObserved at $828,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,049/mo 77%
- Taxes $699/mo 13%
- Insurance $433/mo 8%
- HOA $50/mo 1%
$5,231/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 8.0 months of supply in the surrounding market and 119 days on market for this home, against a 42-day area median.Days on market:this home 119Area median: 42 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of July 15, 2026.
🟡 Asking $347 per square foot, about 10% above the community’s $315 median. Rustic Hills Palm City’s 12-month median sold price per square foot is $315. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
84% of homes in Rustic Hills Palm City are owner-occupied. An estimated 16% are non-owner-occupied, including 6% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 156 homes matched. Community-level context.
What’s unique here: one of only 4 active listings in Rustic Hills Palm City, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated August 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Waterfront home with ocean access in Palm City's Rustic Hills — a unique neighborhood entered through one of only ~30 wooden covered bridges in Florida. Fully renovated 3BR/2.5BA plus in-law suite with kitchenette and full bath, 2,300 SF on a cul-de-sac. Pull up to your 62' private dock on a ocean access canal, minutes to the St.
Lucie River, inlet, and Atlantic. Open floor plan, designer island kitchen, beamed ceilings, slate countertops. New roof (2020), AC handler (2021), hot water heater (2024), EV charging, reverse osmosis system, and SimpliSafe security.
A-rated Martin County schools with top-ranked Bessey Creek Elementary. Minutes to downtown Stuart — the Sailfish Capital of the World — beaches, I-95, and FL Turnpike. WELCOME TO RUSTIC HILLS — PALM CITY'S HIDDEN GEM Tucked away in one of Palm City's most unique waterfront neighborhoods, 1341 SW Evergreen Lane offers the rare combination of a fully renovated home, ocean water access, and a lifestyle that feels like a permanent vacation.
THE HOME This beautifully remodeled 3-bedroom, 2.5-bathroom residence with a separate mother-in-law suite (kitchenette and full bath) delivers 2,300 square feet of thoughtfully designed living space. The open floor plan showcases a designer island kitchen appointed with gorgeous slate countertops, stainless steel appliances, and beamed ceilings in the living room. New floors, doors, and fixtures were installed throughout during the complete renovation.
The spacious primary suite features a walk-in closet and stunning en suite bath. Generous guest bedrooms share another beautifully finished bath. The mother-in-law suite provides flexible space — ideal for extended family, guests, or a home office.
WATERFRONT LIVING & OCEAN ACCESS Step outside to multi-level decks leading to your 62-foot private dock on a ocean-access canal. From your backyard, it is a short cruise to the wide St. Lucie River, Stuart Sandbar, downtown Stuart's waterfront dining, and onward through the St.
Lucie Inlet to the Atlantic Ocean. Watch manatees glide through the canal and fish jump from your deck. Whether you enjoy fishing, boating, paddle boarding, or water sports, this location puts you in the heart of it all.
MAJOR UPGRADES & IMPROVEMENTS The home has been meticulously maintained and upgraded since the 2020 renovation: - New Roof (2020) - New AC Air Handler (2021) - New Hot Water Heater (2024) - SimpliSafe Alarm System - Reverse Osmosis Water Filtration for Drinking Water - EV Charging Outlet in Garage - Additional Insulation Over Garage - Professional Tropical Landscaping - New Irrigation System - Large driveway accommodating multiple vehicles THE NEIGHBORHOOD — RUSTIC HILLS Rustic Hills is a waterfront enclave of 178 homes originally developed in the early 1970s as a fishing camp, now evolved into a tight-knit community with a distinctly Key West character. The neighborhood's signature feature is its wooden covered bridge entrance — one of approximately 30 registered wooden covered bridges in all of Florida. Winding one-lane roads, lush tropical landscaping, and a relaxed pace give Rustic Hills a charm all its own.
The community is golf cart friendly and known for its vibrant social scene including regular potluck dinners, holiday gatherings, and what neighbors call the best Halloween party around. HOA dues are approximately $25 per month. LOCATION Situated in the heart of Palm City in Martin County, Florida, this home is ideally positioned: - Minutes to downtown Stuart — officially designated as the Sailfish Capital of the World - Close to Martin County's beautiful beaches and waterways - A-rated Martin County School District with top-ranked Bessey Creek Elementary (rated 9/10 by GreatSchools, #1 in Martin County by Niche) - Minutes to Publix, gyms, restaurants, and everyday conveniences - Quick access to I-95 and the Florida Turnpike - Stuart and Martin County sit on one of the most biodiverse estuaries in the Northern Hemisphere with world-class fishing, b…
Description provided by AV8 Realty and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $799,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 4 active listings competing, 1 under contract
- ≈8.0 months of supply
- 6 closed here in the last 12 months
For reference, this home is listed at $799,000 ($347/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,300 sq ft × $277–$353/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 14, 2026.
Similar homes for sale near RUSTIC HILLS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in RUSTIC HILLS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the RUSTIC HILLS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on RUSTIC HILLS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $315/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | BeachesMLS, refreshed twice daily (last: August 14, 2026) |
| Community market stats | BeachesMLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1341 SW Evergreen Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.