Rustic Hills
Homes for Sale in Palm City, FL
All 314 homes for sale in Palm City, FL · median $649,000 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Erin Duke-Warren PA, Keller Williams Realty Of The Treasure Coast · via Beaches MLS
As of November 2026, Rustic Hills in Palm City, FL has 4 homes for sale. Homes listed or recently sold were built 1973–2017; 11 of 13 report an HOA (median $22/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft).
Last 30 days in Rustic Hills: 1 under contract right now, 1 closed sale (median $805,000). As of November 7, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Rustic Hills Palm City is a small, established pocket of 156 homes, most built with a median year of 1978 and running to a median of 1875 square feet. With that age range stretching from 1970 up to 2021, condition and updates vary house to house — the story here is less about location premium and more about what's been done to the individual home.
Only 4 active listings against roughly 8 months of supply puts this in buyer-leaning territory: there's room to negotiate, but the pool of available homes is thin enough that a well-priced, well-maintained listing won't sit unnoticed. Sellers should price to condition rather than assume urgency; buyers should expect to move deliberately once they find the right one, since there isn't a deep bench of alternatives to fall back on.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Rustic Hills right now
🟢 Buyer-leaning market. 8.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A modest, low-turnover community in Palm City where a high share of owners (84%) hold homestead status, pointing to longer-term occupancy rather than frequent resale churn.
Flood zones in Rustic Hills: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Rustic Hills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Rustic Hills
Rustic Hills
Rustic Hills
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Rustic HillsPhotos from Beaches MLS listings in Rustic Hills; content deemed reliable but not guaranteed.
Who Rustic Hills is best for.
Best for
- Buyers comfortable evaluating a home built anywhere from 1970 to 2021 on its individual merits
- Buyers seeking a settled, low-turnover community rather than a fast-flip resale market
- Buyers who can move decisively once a well-matched listing appears, given limited active inventory
Probably not for
- Buyers who want a large pool of comparable listings to shop simultaneously
- Buyers seeking uniform, newer construction throughout the community
- Buyers unwilling to budget for condition variance tied to older build years
The market around Rustic Hills
Rustic Hills is too small for its own price trend, so here is the market around it.
Across Martin County, 179 homes are active and 75 pending (30% under contract).
ZIP and county figures describe the wider market, not Rustic Hills specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Rustic Hills
Live MLS inventory for Rustic Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 93 daysTop listing
Active · 140 days
Under Contract · 128 daysActive and pending Rustic Hills listings as of 2026-11-06, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Rustic Hills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Rustic Hills
- Boating · reported on 4 of 11 listings
- Maintained Community · reported on 1 of 11 listings
- Jogging Path · reported on 1 of 11 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bessey Creek · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Rustic Hills listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Rustic Hills address.
Shop the zone: Homes zoned for Martin County High School
Recent Developments in Rustic Hills
Development, infrastructure, retail, and school activity affecting Rustic Hills, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is about 2 miles east of Rustic Hills.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 3 miles southwest of Rustic Hills.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 5 miles south of Rustic Hills.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 1 mile southwest of Rustic Hills.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 12 miles southeast of Rustic Hills, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 2 miles east of Rustic Hills.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Rustic Hills buying strategy.
If we were buying in Rustic Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rustic Hills.
An established, low-turnover pocket
The age spread across Rustic Hills — homes from 1970 through 2021 — means the market here isn't uniform. A property from the earlier decades will likely need a different conversation about mechanicals and finishes than one built more recently, so due diligence has to be done on a house-by-house basis rather than assumed from the neighborhood average.
The 84% homestead share is a useful signal: most owners here have settled in rather than flipping or holding as investment inventory. Combined with only 4 active listings against about 8 months of supply, that tells you inventory turns over slowly, and when something does list, it tends to reflect long-term ownership rather than a quick resale.
The location and the amenities are priced into every listing in Rustic Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 4 homes active at any given time, missing a new listing or misreading a dated one costs real opportunity. We track this community's inventory directly and can walk a buyer through what a given build year and square footage actually mean for condition and updates, and help a seller price against genuine local supply rather than guesswork.
Rustic Hills in 15 seconds.
Tools for a Rustic Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rustic Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Rustic Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Rustic Hills home worth?
Get a no-obligation home value based on real comparable sales in Rustic Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in Rustic Hills
Homes in Rustic Hills that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 1272 SW Evergreen Lane · off market
- 1338 SW Evergreen Lane · off market
- 1447 SW Peninsula Lane · off market
- 1468 SW Peninsula Lane · off market
- 2493 SW Murphy Road · off market
- 3049 SW Woodland Trail · off market
- 3082 SW Lake Terrace · off market
- 3327 SW Bessey Creek Trail · off market
| Location | Palm City, Martin County, FL |
|---|---|
| Homes in the community | 156 (FL DOR 2025 assessment roll) |
| Years built | 1970–2021 (median 1978) |
| Typical living area | 1,875 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | None, Boating, Carbon Monoxide Detector(s), Jogging Path, Maintained Community |
| For sale right now | 4 active, 1 pending · median asking $862,000 · 8.0 months of supply |
| Owner-occupied (homestead) share | 84% |
Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Rustic Hills key facts,” movewithmomentum.com/neighborhoods/rustic-hills-palm-city, data as of July 15, 2026.
Housing distress & ownership in Rustic Hills, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Rustic Hills
The newest homes for sale in Rustic Hills right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3247 SW Bessey Creek Trail $880,000 · 3 bd · 4 ba · 2,959 sq ft · listed Aug 4, 2026 Courtesy of Realty One Group Precision
- 3027 SW Cedar Trail $665,000 · 3 bd · 2 ba · 1,636 sq ft · listed Jun 18, 2026 Courtesy of RE/MAX of Stuart
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Rustic Hills Palm City Right Now (3)
All 3 active and pending Rustic Hills Palm City listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3247 SW Bessey Creek Trail · $880,000 · 3 bd / 4 ba · listed Aug 8, 2026 · listed by Realty One Group Precision
- 3027 SW Cedar Trail · $665,000 · 3 bd / 2 ba · listed Aug 8, 2026 · listed by RE/MAX of Stuart
- 2483 SW Murphy Road · $825,000 · 5 bd / 3 ba · pending · listed Aug 8, 2026 · listed by Coldwell Banker Realty
Recently sold in Rustic Hills Palm City
- 1338 Sw Evergreen Lane · sold $805,000
- 1468 Sw Peninsula Lane · sold $1,292,300
- 1272 Sw Evergreen Lane · sold $540,000
- 2493 Sw Murphy Road · sold $655,000
- 3082 Sw Lake Terrace · sold $770,000
- 3049 Sw Woodland Trail · sold $679,000
- 3049 Sw Woodland Trail · sold $679,000
- 1447 Sw Peninsula Lane · sold $785,000
- 3327 Sw Bessey Creek Trail · sold $1,300,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Palm City home searches
- All homes for sale in Palm City, FL
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- Palm City home values: what is my house worth?
Palm City guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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What it really costs to own in Rustic Hills
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,242/yr across 12 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $21/month across 10 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1981 across 12 listings. An original roof here would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Rustic Hills
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Rustic Hills
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Rustic Hills will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Martin County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Martin County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
Rustic Hills Market Scorecard
Rustic Hills is currently a balanced market (limited data). About 2.4 months of supply, a median asking price of $772,500, and homes go under contract in about 118.5 days.
Typical home value in the 34990 ZIP is $611,661, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Rustic Hills a buyer's or seller's market right now?
How many homes are in Rustic Hills?
What share of Rustic Hills is owner-occupied?
When were the homes in Rustic Hills built?
Who is the best real estate agent for Rustic Hills?
How do I find a top Palm City real estate agent who knows Rustic Hills?
Can Momentum Realty connect me with an agent for Rustic Hills?
Where is Rustic Hills, and what county is it in?
Is Rustic Hills in a flood zone?
Should you buy in Rustic Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Rustic Hills fits the bigger picture — live prices, inventory, and Momentum Scores:
