Rustic Hills in Palm City

Rustic Hills
Homes for Sale in Palm City, FL

All 118 homes for sale in Palm City, FL · median $740,500 · 309 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County
156 homesBuilt 1970–2021
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Photo courtesy of Erin Duke-Warren PA, Keller Williams Realty Of The Treasure Coast · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Rustic Hills in Palm City, FL has 5 homes for sale and 1 pending, asking from $665,000 to $995,000 (median $880,000). Homes listed or recently sold were built 1973–2017; 13 of 15 report an HOA (median $22/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Rustic Hills key facts
LocationPalm City, Martin County, FL
Homes in the community156 (FL DOR 2025 assessment roll)
Years built1970–2021 (median 1978)
Typical living area1,875 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersNone, Boating, Carbon Monoxide Detector(s), Jogging Path, Maintained Community, Security System
For sale right now4 active, 1 pending · median asking $862,000 · 8.0 months of supply
Owner-occupied (homestead) share84%

Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Rustic Hills key facts,” movewithmomentum.com/neighborhoods/rustic-hills-palm-city, data as of July 15, 2026.

Last 30 days in Rustic Hills: 1 under contract right now, 1 closed sale (median $730,000). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Rustic Hills Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
20%
Under contract
Martin: 30% (75 of 254)
4 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
84%
Owner-occupied · Rustic Hills
131 of 156 parcels homesteaded (FL DOR 2025)
16%
Non-owner-occupied · Rustic Hills
incl. 6% trust or LLC-held · 4% out-of-state
156
Homes in the community
156 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1970
Community established
homes built 1970-2021, median 1978 (FL DOR 2025)

Homes For Sale Right Now in Rustic Hills

Live MLS inventory for Rustic Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rustic Hills listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rustic Hills Palm City is a small, established pocket of 156 homes, most built with a median year of 1978 and running to a median of 1875 square feet. With that age range stretching from 1970 up to 2021, condition and updates vary house to house — the story here is less about location premium and more about what's been done to the individual home.

Only 4 active listings against roughly 8 months of supply puts this in buyer-leaning territory: there's room to negotiate, but the pool of available homes is thin enough that a well-priced, well-maintained listing won't sit unnoticed. Sellers should price to condition rather than assume urgency; buyers should expect to move deliberately once they find the right one, since there isn't a deep bench of alternatives to fall back on.

Rustic Hills Housing Pulse · Momentum Research · as of July 15, 2026

Rustic Hills right now

🟢 Buyer-leaning market. 8.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A modest, low-turnover community in Palm City where a high share of owners (84%) hold homestead status, pointing to longer-term occupancy rather than frequent resale churn.

Flood zones in Rustic Hills: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable evaluating a home built anywhere from 1970 to 2021 on its individual merits
  • Buyers seeking a settled, low-turnover community rather than a fast-flip resale market
  • Buyers who can move decisively once a well-matched listing appears, given limited active inventory

Probably not for

  • Buyers who want a large pool of comparable listings to shop simultaneously
  • Buyers seeking uniform, newer construction throughout the community
  • Buyers unwilling to budget for condition variance tied to older build years

The market around Rustic Hills

Rustic Hills is too small for its own price trend, so here is the market around it.

Across Martin County, 179 homes are active and 75 pending (30% under contract).

ZIP and county figures describe the wider market, not Rustic Hills specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Rustic Hills, Palm City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bessey Creek · Elementary
  • Hidden Oaks · Middle
  • Martin County · High

Zoned schools reflect the assignments reported on recent Rustic Hills listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rustic Hills address.

If we were buying in Rustic Hills today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rustic Hills.

Best Buy
Buyers looking for an established, low-turnover Palm City address rather than new construction.
Biggest Risk
Wide build-year spread (1970–2021) means condition and system age vary significantly and must be vetted individually.
Sweet Spot
A move-in ready or updated home near the median 1875 square feet, priced to its actual condition.
Avoid If
You need a wide selection to compare at once — only 4 active listings limits real-time choice.

An established, low-turnover pocket

The age spread across Rustic Hills — homes from 1970 through 2021 — means the market here isn't uniform. A property from the earlier decades will likely need a different conversation about mechanicals and finishes than one built more recently, so due diligence has to be done on a house-by-house basis rather than assumed from the neighborhood average.

The 84% homestead share is a useful signal: most owners here have settled in rather than flipping or holding as investment inventory. Combined with only 4 active listings against about 8 months of supply, that tells you inventory turns over slowly, and when something does list, it tends to reflect long-term ownership rather than a quick resale.

“

The location and the amenities are priced into every listing in Rustic Hills. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 4 homes active at any given time, missing a new listing or misreading a dated one costs real opportunity. We track this community's inventory directly and can walk a buyer through what a given build year and square footage actually mean for condition and updates, and help a seller price against genuine local supply rather than guesswork.

Rustic Hills in 15 seconds.

Best forBuyers looking for an established, low-turnover Palm City address rather than new construction.
Biggest advantageThin active inventory paired with buyer-leaning conditions gives negotiating room when the right home appears.
Biggest riskWide build-year spread (1970–2021) means condition and system age vary significantly and must be vetted individually.
Sweet spotA move-in ready or updated home near the median 1875 square feet, priced to its actual condition.
Avoid ifYou need a wide selection to compare at once — only 4 active listings limits real-time choice.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rustic Hills homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rustic Hills.
In short
  • HOA dues reported around $22/month (about $264/yr) · median of 85 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $22 per month ($264 a year) — the median AssociationFee across 85 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rustic Hills sales matched to your home.

What is your Rustic Hills home worth?

Get a no-obligation home value based on real comparable sales in Rustic Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Rustic Hills

Homes in Rustic Hills that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.

How much local inventory is already under contract

25% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Rustic Hills Market Scorecard

Buyer's Market

Rustic Hills is currently a buyer's market. About 6.7 months of supply, a median asking price of $880,000, and homes go under contract in about 116 days.

6.7
Months supply
$880,000
Median list
$730,000
Median sold
$329
Per sqft
116
Days on mkt
5/1/9
Active/Pend/Sold

Typical home value in the 34990 ZIP is $612,030, about 2.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Rustic Hills a buyer's or seller's market right now?
As of July 15, 2026, Rustic Hills leans toward buyers: 8.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Rustic Hills?
The Florida DOR 2025 assessment roll shows 156 homes in Rustic Hills (public records).
What share of Rustic Hills is owner-occupied?
84% of Rustic Hills parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rustic Hills built?
Homes in Rustic Hills were built between 1970 and 2021, with a median year built of 1978 (FL DOR 2025 roll).
Who is the best real estate agent for Rustic Hills?
The best agent for Rustic Hills is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rustic Hills.
How do I find a top Palm City real estate agent who knows Rustic Hills?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rustic Hills and the wider Palm City area.
Can Momentum Realty connect me with an agent for Rustic Hills?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rustic Hills purchase or sale - no call center and no pressure.
Where is Rustic Hills, and what county is it in?
Rustic Hills is in Palm City, Martin County, FL.
Is Rustic Hills in a flood zone?
No, for the homes we can see: all 11 homes we sampled in Rustic Hills sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buyers comfortable evaluating a home built anywhere from 1970 to 2021 on its individual meritsExcellent fit
Buyers seeking a settled, low-turnover community rather than a fast-flip resale marketExcellent fit
Buyers who can move decisively once a well-matched listing appears, given limited active inventoryExcellent fit
Buyers who want a large pool of comparable listings to shop simultaneouslyProbably not
Buyers seeking uniform, newer construction throughout the communityProbably not
Buyers unwilling to budget for condition variance tied to older build yearsProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Rustic Hills with Momentum Realty’s local guides.

WWWinding Waters0.2 mi away · 8 homes, built 1985–99MBMagnolia Bluff0.2 mi away · 31 homes, built 1959–21HBHidden Bay0.4 mi away · 51 homes, built 1971–17CCCanoe Creek0.5 mi away · 84 homes, built 1977–22, 1 for saleHRHidden River (Martin)0.5 mi away · 92 homes, built 1960–23HBHidden Bay Hideaway Isles0.6 mi awayHIHideaway Isles0.6 mi away · median $1.11M, 4 sales/12 moWCWestwood Country Estates0.6 mi away · median $900K, 3 sales/12 mo

Browse all neighborhood guides →

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