3 bedroom Single Family Residence at 13994 SW Gingerline Drive, Del Webb, Port St. Lucie — photo 1Front elevation
3 bedroom Single Family Residence at 13994 SW Gingerline Drive, Del Webb, Port St. Lucie — photo 2Living space
3 bedroom Single Family Residence at 13994 SW Gingerline Drive, Del Webb, Port St. Lucie — photo 3Kitchen
3 bedroom Single Family Residence at 13994 SW Gingerline Drive, Del Webb, Port St. Lucie — photo 4Owner's suite
3 bedroom Single Family Residence at 13994 SW Gingerline Drive, Del Webb, Port St. Lucie — photo 5Exterior / yardView all 96 photos →
148 days on market (MLS) Single Family Residence ▼ Price cut: $6,500 (8/18)
$568,500
3-Bedroom Home in DEL WEBB

13994 SW Gingerline Drive, Port St. Lucie, FL 34987

Single Family Residence in DEL WEBB, Port St. Lucie · Built 2025
DEL WEBB · Port St. Lucie, FL 34987 · St. Lucie County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
2.5Bathrooms
2,110Sq Ft
2025Year Built
$269Per Sq Ft
Waterfront2-car garageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
14% above
$/sq ft vs community
$269 here vs $237 median sold (12 mo)
Buyer leverage
Buyer advantage
148 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~32 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $568k tops 10 of the last 12 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 13994 SW Gingerline Drive in Del Webb, Port St. Lucie is listed at $568,500 (2,110 sq ft, about $269 per sq ft). That is 42% above Del Webb's median closed sale of $400,000 over the last 12 months (88 recorded sales). Per square foot it is above the community's recent $237/sq ft by about 14%. It has been 148 days on market, longer than the community's typical 96 days to contract. Listing facts: built in 2025, waterfront, HOA dues of $562/mo, a CDD assessment of about $2,100/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$2,100/yr
  • Built 2025 · 1 yrs
  • 2,110 sq ft of living area
  • 2-car garage
  • Listed at $568,500 — recent neighborhood median sale price ~$400,000 (nearby sales; deemed reliable, not an appraisal)
  • 148 days on market
  • HOA $562/mo (per listing)
Listing description

About this home

Welcome to exceptional waterfront living in the highly sought-after Del Webb community of Port Saint Lucie. Perfectly positioned on a premium water lot, this beautifully brand new upgraded 2-bedroom plus den, 2 ½ bath residence offers the ideal blend of luxury, comfort, and effortless Florida living. This Stunning home is furnished with new furniture and has never been lived in!!!

Designed with both style and functionality in mind, the home features a bright, open-concept layout that seamlessly connects the main living spaces. The upgraded kitchen is a true standout, showcasing enhanced finishes and many upgrades, high end cabinetry, and a layout perfect for entertaining new friends and everyday lifestyle. The spacious primary suite serves as a private retreat, complete with an upgraded spa-like bath designed for relaxation and comfort.

A versatile den provides the perfect space for a home office, guest room, or hobby area... Step outside to your extended screened-in lanai and take in serene water views—an ideal setting for morning coffee or evening gatherings. This premium lot offers both privacy and a tranquil backdrop that's hard to find.

Additional highlights include gas service—a sought-after feature in the community—and the convenience of a fully furnished home, allowing for a truly move-in-ready experience. Fabulous upgrades include: tile roof, extended large screened-in lanai, 8-foot doors with black hardware throughout, crown molding, wide trim and baseboards, upgraded gourmet kitchen with gas range and wood-clad hood, KitchenAid appliances including large french door refrigerator, dishwasher, built in microwave and wall oven, under cabinet lighting, pullout cabinet drawers, large pantry, pendant lights, oversized island with large single sink and industrial black faucet. Master bedroom suite: tray ceiling, ceiling light/fan, 2 large walk-in closets, and window treatments include electric banded shade.

Spa-like master bath includes custom mosaic floor tile, large open shower with floor to ceiling tiles, listello, niche, black fixtures and hardware, plus linen closet. The 2nd bedroom boasts a large bay window, fan/light, on-suite bath with frameless shower door, black fixtures and hardware, listello, shelving, floor to ceiling tile, linen closet, and large walk-in closet. Office/3rd bedroom: glass french doors, tray ceiling, additional overhead dimmable lighting, fan/light, closet, and double window with banded shade.

This home also includes a centrally located half bath and additional large storage closet just off the entry hallway. Entry from the 2 car garage includes a spacious drop zone. Laundry room has been upgraded to include: sink, cabinetry, and front load whirlpool washer and gas dryer.

Rinnai instant gas hot water heater ensures ample hot water at a cost savings. Living room has dimmable overhead lighting with a large 72-inch fan/light. Both the dining and living room have large sliders with electric banded shades to easily adjust lighting or privacy leading to paved extended screened-in lanai with privacy shade.

Located within Del Webb, residents enjoy access to resort-style amenities including a clubhouse, fitness center, pool, tennis and pickleball courts, and a vibrant calendar of social activities. This is more than a home—it's a lifestyle. Don't miss the opportunity to own one of the community's most desirable homes!!

Call for a showing today of home and club house...

All 96 photos

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Description provided by Century 21 Tenace Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Century 21 Tenace Realty · Listing agent: Kimberly Kirkman · 772-500-2100Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$568,500
Bed / bath3 / 2.5
Living area2,110 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #B26023781
Listing status148 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~32 ft
CountySt. Lucie
Area listings63 active · 11 under contract
Estimated first-year tax~$5,969/yr
CDD assessment~$2,100/yr
HOA$562/mo

Calculated estimates

Price per sq ft$269
Estimated monthly payment$4,423
Insurance (illustrative)$2k–$2k/yr
Messtimate range$502,180 – $711,070
Comparable-sales median$400,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,423/mo
  • Principal & interest $3,035/mo 69%
  • Taxes $497/mo 11%
  • Insurance $153/mo 3%
  • HOA $562/mo 13%
  • CDD $175/mo 4%

$4,423/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,969/yr

Estimate: a typical St. Lucie effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,100/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$562/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~32 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Lucie County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningVery High
Strong windRelatively High
DroughtRelatively Moderate
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · DEL WEBB

Pricing & the DEL WEBB market

How this home is priced against recent nearby sales, and where DEL WEBB has been over 25 years. Momentum Research analysis of BeachesMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11845 SW Lyra Drive11845 SW Lyra Drive: $200/sq ft$2004026 SW Jaqust4026 SW Jaqust: $238/sq ft$238This homeThis home: $269/sq ft$26912509 SW Laguna Reef Dri…12509 SW Laguna Reef Drive: $285/sq ft$28510961 SW Freshwater Court10961 SW Freshwater Court: $290/sq ft$29012445 SW Laguna Reef Dri…12445 SW Laguna Reef Drive: $337/sq ft$33712557 SW Water Dance Way12557 SW Water Dance Way: $343/sq ft$343Community median $237
Property timeline

This home’s history

  • 2025BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 148 cumulative days on market as of October 1, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $575,000
  • Aug 18, 2026Price cut$568,500 (-$6,500, -1.1%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $568,500Momentum Realty · on market 148 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $400,000 ($237/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$502,180the mess$711,070

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $568,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 42% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $562/mo and a CDD assessment of about $2,100/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 148 days on market vs. a 96-day community median
  • 927 active listings competing, 253 under contract

For reference, this home is listed at $568,500 ($269/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,110 sq ft × $238–$337/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Flood safety (95), Pricing power (86)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area16
This home $269/sq ft vs the community 12-month median $237/sq ft.
Affordability0
List price $568,500 vs the community median $400,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~32 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity23
Community median 96 days on market (12-month record).
Pricing power86
Recent sales closed at about 90.8% of original asking (~9.2% below). More room below asking generally favors buyers.
Market timing84
Momentum Market Heat is 16/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $269 per square foot, about 14% above the community’s $237 median. DEL WEBB’s 12-month median sold price per square foot is $237. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Century 21 Tenace Realty · MLS # B26023781

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Go deeper

More on DEL WEBB

Go deeper on DEL WEBB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the St. Lucie County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 13994 SW Gingerline Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $562/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $2,100/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,110 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,969/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed hourly (last: October 1, 2026)
Comparable salesBeachesMLS closed sales within about 3 miles, last 18 months, as of October 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 13994 SW Gingerline Drive and when was it built?

Per the listing record, 13994 SW Gingerline Drive was built in 2025 and has 2,110 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 13994 SW Gingerline Drive in?

13994 SW Gingerline Drive is in Del Webb in Port St. Lucie, St. Lucie County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 13994 SW Gingerline Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $562 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,100 per year; confirm the exact figure with the county.

Why might property taxes on 13994 SW Gingerline Drive differ from the current owner's?

The estimate on this page (about $5,969 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 13994 SW Gingerline Drive?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 13994 SW Gingerline Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.