2 bedroom Condominium at 4280 Galt Ocean Drive #15B, PLAZA SOUTH CONDO, Fort Lauderdale — photo 1Front elevation
2 bedroom Condominium at 4280 Galt Ocean Drive #15B, PLAZA SOUTH CONDO, Fort Lauderdale — photo 2Living space
2 bedroom Condominium at 4280 Galt Ocean Drive #15B, PLAZA SOUTH CONDO, Fort Lauderdale — photo 3Kitchen
2 bedroom Condominium at 4280 Galt Ocean Drive #15B, PLAZA SOUTH CONDO, Fort Lauderdale — photo 4Owner's suite
2 bedroom Condominium at 4280 Galt Ocean Drive #15B, PLAZA SOUTH CONDO, Fort Lauderdale — photo 5Exterior / yardView all 29 photos →
74 days on market Condominium
$869,000
2-Bedroom Condo in PLAZA SOUTH CONDO

4280 Galt Ocean Drive #15B, Fort Lauderdale, FL 33308

Condominium in PLAZA SOUTH CONDO, Fort Lauderdale · No CDD
PLAZA SOUTH CONDO · Fort Lauderdale, FL 33308 · Broward
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1970Year Built
Waterfront1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Buyer leverage
Balanced market
74 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 4280 Galt Ocean Drive #15B in Plaza South Condo, Fort Lauderdale is listed at $869,000. That is 17% above Plaza South Condo's median closed sale of $742,500 over the last 12 months (4 recorded sales). It has been 74 days on market. Listing facts: built in 1970, waterfront, HOA dues of $1,594/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1970 · 56 yrs
  • 1-car garage
  • 74 days on market
  • HOA $1,594/mo (per listing)
Property timeline

This home’s history

  • 1970BuiltPer public record
  • Aug 4, 2026First trackedObserved at $869,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$7,316/mo
  • Principal & interest $4,491/mo 61%
  • Taxes $760/mo 10%
  • Insurance $471/mo 6%
  • HOA $1,594/mo 22%

$7,316/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$16,250/yr
$1,354/mo·effective rate ~1.87%
Estimated from today’s asking price and current Broward County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $14,025/yr ($1,169/mo)
+$2,225 more each year
(+16%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$707,100
Market value
$707,100
Assessed
$707,100
Taxable
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A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Flood safety (90), Pricing power (87)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability22
List price $869,000 vs the community median $742,500. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1970 build. Obtain a property-specific quote.
Market liquidity20
Community median 136 days on market (12-month record).
Pricing power87
Recent sales closed at about 90.6% of original asking (~9.4% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing description

About this home

Completely remodeled residence featuring stunning direct ocean and Intracoastal views. This beautifully updated unit showcases polished porcelain tile flooring throughout, a modern high-gloss white kitchen with sleek cabinetry, and top-of-the-line appliances. Both bathrooms have been fully renovated with contemporary finishes and fixtures.

Enjoy breathtaking direct ocean views from the living room and kitchen, creating the perfect setting for everyday living and entertaining. The bedrooms offer serene direct Intracoastal views, providing spectacular sunsets and a tranquil ambiance. Additional upgrades include new lighting fixtures throughout, enhancing the bright and modern feel of the home.

This exceptional residence offers the perfect blend of luxury, comfort, and breathtaking views. A must-see!

Description provided by FI Real Estate Brokerage LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$869,000
Bed / bath2 / 2
Year built1970
Property typeCondominium
Garage1-car
MLS #A12042716
Listing status74 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
Windstorm exposureLow
CountyBroward
Estimated first-year tax~$9,124/yr
CDD assessmentNone on record
HOA (per listing)$1,594/mo

Calculated estimates

Estimated monthly payment$7,316
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$742,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FI Real Estate Brokerage LLC · Listing agent: John E Verea · 646-662-8504Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near PLAZA SOUTH CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $869,000Momentum Realty · on market 74 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,124/yr

A rough first-year estimate only, applying a typical Broward rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$1,594/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 4280 Galt Ocean Drive #15B?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FI Real Estate Brokerage LLC · MLS # A12042716

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in PLAZA SOUTH CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PLAZA SOUTH CONDO neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$742,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$420

Canonical 12-month median $/sq ft. Reference only.

Go deeper on PLAZA SOUTH CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
BayviewAssigned elementary school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
SunriseAssigned middle school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
Fort LauderdaleAssigned high school · Broward County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,983 – $5,793/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate2.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,451 – −$1,822At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4280 Galt Ocean Drive #15B, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1970 (56 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Broward County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,124/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: September 6, 2026)
Community market statsBeachesMLS closed sales, as of September 6, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4280 Galt Ocean Drive #15B and when was it built?

Per the listing record, 4280 Galt Ocean Drive #15B was built in 1970 and has 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4280 Galt Ocean Drive #15B in?

4280 Galt Ocean Drive #15B is in Plaza South Condo in Fort Lauderdale, Broward County. The community section on this page shows recent closed sales, days on market, and active inventory for Plaza South Condo from the same MLS data.

Does 4280 Galt Ocean Drive #15B have an HOA, and how much are the dues?

The listing reports HOA dues of $1,594 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4280 Galt Ocean Drive #15B differ from the current owner's?

The estimate on this page (about $9,124 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4280 Galt Ocean Drive #15B in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4280 Galt Ocean Drive #15B in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.