Single Family Residence in HIGHLANDS RESERVE, Palm City · No CDD on record
HIGHLANDS RESERVE · Palm City, FL 34990 · Martin County
Listing data checked against the MLS November 4, 2026 at 5:02 AM ET · rechecked hourly
Listed by RE/MAX Select Group (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
4.5Bathrooms
4,309Sq Ft
2008Year Built
$220Per Sq Ft
3-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% below
$/sq ft vs community
$220 here vs $254 median sold (12 mo)
Buyer leverage
Buyer advantage
123 days on market
4.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~16 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $950k tops 9 of the last 12 closed sales; also one of the largest homes here at 4,309 sq ft
5718 SW Bald Eagle Drive in Highlands Reserve, Palm City is listed at $949,888 (4,309 sq ft, about $220 per sq ft). That is 24% above Highlands Reserve's median closed sale of $765,000 over the last 12 months (13 recorded sales). Per square foot it is below the community's recent $254/sq ft by about 13%. It has been listed Jul 3, 2026, longer than the community's typical 56 days to contract. Listing facts: built in 2008, HOA dues of $430/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2008 · 18 yrs
4,309 sq ft of living area
3-car garage
Listed at $949,888 — recent neighborhood median sale price ~$765,000 (nearby sales; deemed reliable, not an appraisal)
listed Jul 3, 2026
HOA $430/mo (per listing)
Listing description
About this home
Rare opportunity in prestigious Highland Reserve! This impressive 5BR, 5BA CBS residence offers exceptional space, quality construction, and timeless design. Built entirely of concrete block on both floors, the home features a grand chef's kitchen with abundant cabinetry, expansive countertops, stainless appliances, and a large center island overlooking spacious living areas.
Enjoy formal and casual entertaining with elegant living and dining rooms, a generous family room, and flexible extra spaces. The luxurious owner's suite is complemented by well-appointed guest accommodations. Nearly 50 windows fill the home with natural light.
A covered lanai overlooks the private backyard with room for a future pool. Located in a gated community with resort-style amenities including clubhouse, heated pool, tennis courts, nature trails, cable, high-speed internet, and lawn care included in the low HOA. A remarkable value among Palm City's finest homes.
All 75 photos
Description provided by RE/MAX Select Group and reproduced from the MLS; not independently verified.
6 closed sales in HIGHLANDS RESERVE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$900,000
5621 SW Longspur Lane, Palm City
5 / 4.5 bd/ba · 4,309 sq ft · $209/sq ft
Courtesy of Illustrated Properties · View details →
Sold Aug 2026
$900,000
5621 SW Longspur Lane, Palm City
5 / 4.5 bd/ba · 4,309 sq ft · $209/sq ft
Courtesy of Illustrated Properties · View details →
Sold Sep 2026
$870,000
5753 SW LONGSPUR Lane, Palm City
5 / 4.5 bd/ba · 4,309 sq ft · $202/sq ft
Courtesy of RE/MAX of Stuart · View details →
Sold Sep 2026
$870,000
5753 SW LONGSPUR Lane, Palm City
5 / 4.5 bd/ba · 4,309 sq ft · $202/sq ft
Courtesy of RE/MAX of Stuart · View details →
Sold Jan 2026
$1,100,000
6458 SW Key Deer Lane, Palm City
5 / 4.5 bd/ba · 4,343 sq ft · $253/sq ft
Courtesy of Keller Williams Realty Of The · View details →
Sold Jan 2026
$1,100,000
6458 SW Key Deer Lane, Palm City
5 / 4.5 bd/ba · 4,343 sq ft · $253/sq ft
Courtesy of Keller Williams Realty Of The · View details →
Median of these 6 sales: $765,000 ($254/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$949,888
Bed / bath5 / 4.5
Living area4,309 sq ft
Year built2008
Property typeSingle Family Residence
Garage3-car
MLS #B26047634
Listing statuslisted Jul 3, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~16 ft
CountyMartin
Area listings4 active · 4 under contract
Estimated first-year tax~$13,925/yr
CDD assessmentNone on record
HOA$430/mo
Calculated estimates
Price per sq ft$220
Estimated monthly payment$7,138
Insurance (illustrative)$3k–$6k/yr
Messtimate range$870,418 – $1,090,177
Comparable-sales median$765,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$7,138/mo
Principal & interest $5,179/mo73%
Taxes $1,160/mo16%
Insurance $369/mo5%
HOA $430/mo6%
$7,138/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Martin County rate (15.47 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $7,125/yr ($594/mo) — taxable value $460,461 × 15.47 mills
$6,800 more each year
(+95%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$288,999
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$749,460
Market value
$511,183
Assessed
$460,461
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5718 Sw Bald Eagle Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $7,125/yr (certified county roll, taxable value × millage). Buy at the asking price of $949,888 and the first-year bill resets to about $13,925/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.47 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues
$430/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2008. An original roof would be about 18 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,805/month (tax $1,160, HOA $430, insurance $215). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$430/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~16 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Martin County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Martin County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · HIGHLANDS RESERVE
Pricing & the HIGHLANDS RESERVE market
How this home is priced against recent nearby sales, and where HIGHLANDS RESERVE has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in HIGHLANDS RESERVE
Each dot is a closed sale since 2007 (304 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $220/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 40 (normal).
Property timeline
This home’s history
2008BuiltPer public record
About Jul 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jul 2, 2026)
Jul 2, 2026First seen on movewithmomentum.comObserved at $949,888
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $949,888RE/MAX Select Group · listed Jul 3, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
64/100
Strongest on: Flood safety (95), Price vs area (83)
0 limited50100 exceptional
64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area83
This home $220/sq ft vs the community 12-month median $254/sq ft.
Affordability10
List price $949,888 vs the community median $765,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2008 build. Obtain a property-specific quote.
Market liquidity49
Community median 56 days on market, ~4.8 months of supply (12-month record).
Pricing power74
Recent sales closed at about 93.1% of original asking (~6.9% below). More room below asking generally favors buyers.
Market timing60
Momentum Market Heat is 40/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $220 per square foot, about 13% below the community’s $254 median. HIGHLANDS RESERVE’s 12-month median sold price per square foot is $254. Median sold price per square foot is up 11.7% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
88% of homes in HIGHLANDS RESERVE are owner-occupied. An estimated 12% are non-owner-occupied, including 7% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 261 homes matched. Community-level context.
Recent HIGHLANDS RESERVE sales closed near 93.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4 active listings in HIGHLANDS RESERVE, no CDD assessment.
Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RE/MAX Select Group · MLS # B26047634
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Keep looking
Similar homes for sale near HIGHLANDS RESERVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
Why it matters: Preserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 3 miles northwest of Highlands Reserve.
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
Why it matters: Replaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The project is about 5 miles north of Highlands Reserve, elsewhere in Martin County.
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
Why it matters: Sets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 2 miles southwest of Highlands Reserve.
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
Why it matters: Affects county-wide bus access and commute options until service resumes. The site is about 3 miles northwest of Highlands Reserve.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Citrus Grove (Martin)Assigned elementary school · Martin County School District · Grade A (Florida DOE 2025-26)
GRADEA
Hidden OaksAssigned middle school · Martin County School District · Grade A (Florida DOE 2025-26)
GRADEB
Martin CountyAssigned high school · Martin County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 5718 SW Bald Eagle Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $430/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Martin County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 4,309 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,925/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,800 more per year than the current owner’s estimated bill (+95%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: November 4, 2026)
Comparable sales
BeachesMLS closed sales in HIGHLANDS RESERVE, last 18 months, as of August 10, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5718 SW Bald Eagle Drive and when was it built?
Per the listing record, 5718 SW Bald Eagle Drive was built in 2008 and has 4,309 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5718 SW Bald Eagle Drive in?
5718 SW Bald Eagle Drive is in Highlands Reserve in Palm City, Martin County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5718 SW Bald Eagle Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $430 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5718 SW Bald Eagle Drive differ from the current owner's?
The estimate on this page (about $13,925 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,800 more per year than the current owner’s estimated bill (+95%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5718 SW Bald Eagle Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of RE/MAX Select Group
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
