HIGHLANDS RESERVE
Homes for Sale in Palm City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
HIGHLANDS RESERVE right now
🟡 Balanced market. 4.8 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (8 active and pending listings, 13 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($765K) is up 11.7% from the prior 12 months ($685K) and up 149% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Low (13 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 10, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
HIGHLANDS RESERVE market snapshot (as of August 10, 2026): the median sale price is about $765K ($254 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 12% from the prior 12 months and up 149% since 2012, computed from record-level Beaches MLS closed sales (13 closings in the current window).
HIGHLANDS RESERVE is a community of 261 homes in Palm City, Martin County, built between 2006 and 2024 (median 2011), with a median living area of about 3,006 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of HIGHLANDS RESERVE. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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HIGHLANDS RESERVEPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($765K) IS the median in the snapshot above, and the move from 2025 ($685K) IS the +11.7% one-year change.
Windows contain 5 to 25 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Martin County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Martin County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Highlands Reserve Market Scorecard
Highlands Reserve is currently a balanced market. About 4.4 months of supply, a median asking price of $849,500, and homes go under contract in about 36.0 days.
Typical home value in the 34990 ZIP is $611,775, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HIGHLANDS RESERVE, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in HIGHLANDS RESERVE
Live MLS inventory for HIGHLANDS RESERVE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 42 daysTop listing
Active · 24 days
Active · 28 days
Active · 182 days
Pending · 9 days
Pending · 130 days
Pending · 62 daysActive and pending HIGHLANDS RESERVE listings as of 2026-08-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
HIGHLANDS RESERVE on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at HIGHLANDS RESERVE
- Pool · reported on 14 of 16 listings
- Clubhouse · reported on 13 of 16 listings
- Tennis Court(s) · reported on 13 of 16 listings
- Fitness Center · reported on 11 of 16 listings
- Picnic Area · reported on 9 of 16 listings
- Gated - No Guard · reported on 9 of 16 listings
- Jogging Path · reported on 8 of 16 listings
- Playground · reported on 8 of 16 listings
- Community Room · reported on 8 of 16 listings
- Trail(s) · reported on 7 of 16 listings
- Park · reported on 5 of 16 listings
- Manager On Site · reported on 4 of 16 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Citrus Grove (Martin) · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent HIGHLANDS RESERVE listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HIGHLANDS RESERVE address.
The HIGHLANDS RESERVE buying strategy.
If we were buying in HIGHLANDS RESERVE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HIGHLANDS RESERVE.
A closer look at the HIGHLANDS RESERVE market
At a median of $254 per square foot, HIGHLANDS RESERVE prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.8 months of supply, a balanced market and the trailing-12-month median up 12% year over year. Homes that do trade take a median 56 days on market, useful leverage on any listing that has lingered.
The housing stock is 261 homes built between 2006 and 2024, and 88% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in HIGHLANDS RESERVE. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in HIGHLANDS RESERVE buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.5). Basis: Long-Term Appreciation +149% since 2012; Recent Direction +11.7% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 93.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HIGHLANDS RESERVE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HIGHLANDS RESERVE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HIGHLANDS RESERVE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HIGHLANDS RESERVE home worth?
Get a no-obligation home value based on real comparable sales in HIGHLANDS RESERVE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in HIGHLANDS RESERVE on the map →
Frequently Asked Questions
What is the median home price in HIGHLANDS RESERVE?
How long do homes in HIGHLANDS RESERVE take to sell?
Is HIGHLANDS RESERVE a buyer's or seller's market right now?
How many homes are in HIGHLANDS RESERVE?
What share of HIGHLANDS RESERVE is owner-occupied?
When were the homes in HIGHLANDS RESERVE built?
Have HIGHLANDS RESERVE home prices gone up?
Who is the best real estate agent for HIGHLANDS RESERVE?
How do I find a top Palm City real estate agent who knows HIGHLANDS RESERVE?
Can Momentum Realty connect me with an agent for HIGHLANDS RESERVE?
Nearby Communities
Explore more neighborhoods near HIGHLANDS RESERVE with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: August 10, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33990/34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2007 (304 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how HIGHLANDS RESERVE fits the bigger picture — live prices, inventory, and Momentum Scores:
More Palm City & Stuart & Martin County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Stuart & Martin County or the full Neighborhood Finder.
Buying or selling in Highlands Reserve? Find the best agent in Highlands Reserve · Find the best agent in Martin County · Get a cash offer.