Highlands Reserve
Homes for Sale in Palm City, FL
All 320 homes for sale in Palm City, FL · median $629,950 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of November 2026, Highlands Reserve in Palm City, FL has 4 homes for sale, asking from $500,000 to $949,888 (median $662,500). Over the 12 months ending 2026-08-10, 13 recorded sales closed at a median of $765,000, $254 per square foot, a median 56 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 2006–2019; 16 of 16 report an HOA (median $430/mo); 1 of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $11,830 ($11,220 with the full homestead exemption).
Last 30 days in Highlands Reserve: 1 closed sale (median $715,000). As of November 4, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Highlands Reserve
Live MLS inventory for Highlands Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 121 daysTop listing
Active · 71 days
Active · 262 daysActive · 57 daysActive and pending Highlands Reserve listings as of 2026-11-01, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Price in Highlands Reserve is driven by the homes themselves, not a wide range of product types. This is a gated (no guard) community of 261 homes built between 2006 and 2024, with a median living area just over 3,000 square feet and a median build year around 2011. At a $765,000 median and roughly $254 per square foot, you are paying for size and relatively recent construction behind a gate — so condition and updates inside a given house will move the number more than anything else.
The posture here is genuinely balanced: 4.8 months of supply, a median 56 days on market, and a market heat score of 40. Only 4 homes are active against 13 recent closings, so inventory is thin but demand is not frantic. Sellers have support — values are up 11.7 percent year over year and 149 percent since 2012 — but a nearly two-month typical marketing time means buyers have room to inspect, negotiate, and walk. Neither side owns the table.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Highlands Reserve right now
🟡 Balanced market. 4.8 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (8 active and pending listings, 13 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($765K) is up 11.7% from the prior 12 months ($685K) and up 149% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: Low (13 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 4, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Highlands Reserve market snapshot (as of August 10, 2026): the median sale price is about $765K ($254 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is up 12% from the prior 12 months and up 149% since 2012, computed from record-level Beaches MLS closed sales (13 closings in the current window).
In ZIP 33990 (Palm City), 270 homes closed in the last 12 months at a median of $359K ($198/sq ft), up 2.8% year over year, with a median 66 days on market. Right now 88 active and 24 pending listings put supply at about 4.8 months — a buyer's market. See the live ZIP 33990 housing market and the Lee County market.
Flood zones in Highlands Reserve: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 93% sit outside the FEMA Special Flood Hazard Area (Zone X); 7% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.
Highlands Reserve is a community of 261 homes in Palm City, Martin County, built between 2006 and 2024 (median 2011), with a median living area of about 3,006 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Highlands Reserve is a gated, amenity-rich enclave of newer, larger homes in Palm City, Martin County. With an 88 percent homestead share, it reads as a stay-put community rather than a high-churn one, which helps explain why so little is listed at any given moment.
The setting & the homes.
Aerial and on-site photos of Highlands Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Highlands ReservePhotos from Beaches MLS listings in Highlands Reserve; content deemed reliable but not guaranteed.
Who Highlands Reserve is best for.
Best for
- Buying to hold, in a community where 88 percent of homes are homesteaded and turnover is low
- Wanting a newer, larger home with pool, fitness, tennis, and trails behind a gate
- Buyers who value negotiating room and time to inspect in a balanced market
Probably not for
- Needing to choose among many floor plans or price points at once
- Wanting a fast, no-wait purchase without tolerating thin inventory
- Buying with no interest in HOA amenities or gated-community fees
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($765K) IS the median in the snapshot above, and the move from 2025 ($685K) IS the +11.7% one-year change.
Windows contain 5 to 25 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-04).
Highlands Reserve Market Scorecard
Highlands Reserve is currently a buyer-leaning market (limited data). About 3.2 months of supply, a median asking price of $662,500, and homes go under contract in about 99.0 days.
Typical home value in the 34990 ZIP is $611,661, about 2.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Highlands Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Highlands Reserve
- Pool · reported on 14 of 16 listings
- Clubhouse · reported on 13 of 16 listings
- Tennis Court(s) · reported on 13 of 16 listings
- Fitness Center · reported on 11 of 16 listings
- Picnic Area · reported on 9 of 16 listings
- Gated - No Guard · reported on 9 of 16 listings
- Jogging Path · reported on 8 of 16 listings
- Playground · reported on 8 of 16 listings
- Community Room · reported on 8 of 16 listings
- Trail(s) · reported on 7 of 16 listings
- Park · reported on 5 of 16 listings
- Manager On Site · reported on 4 of 16 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Citrus Grove (Martin) · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Highlands Reserve listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Highlands Reserve address.
Shop the zone: Homes zoned for Martin County High School
Recent Developments in Highlands Reserve
Development, infrastructure, retail, and school activity affecting Highlands Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 3 miles northwest of Highlands Reserve.
Source: WPTV - October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The project is about 5 miles north of Highlands Reserve, elsewhere in Martin County.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 2 miles southwest of Highlands Reserve.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 3 miles northwest of Highlands Reserve.
Source: WPTV - September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 9 miles southeast of Highlands Reserve, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 5 miles north of Highlands Reserve.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Highlands Reserve buying strategy.
If we were buying in Highlands Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highlands Reserve.
What $765,000 actually buys
The spread in Highlands Reserve is condition-driven more than square-footage-driven, because the housing stock is fairly consistent: 3,000-plus square feet is typical, and the oldest homes date to 2006. That means the practical question is not which section you buy in but how updated a particular house is relative to its 2011-era median. Two homes of similar size can price apart purely on kitchens, systems, and finishes.
The amenity package is broad for a community this size — pool, clubhouse, fitness center, tennis, trails and a jogging path, playground, park, and picnic areas, all behind a gate with a manager on site. Listings also report internet included and kitchen facilities tied to the community room. Treat that list as reported across MLS listings and confirm current access and fees directly with the HOA before you count on any single item.
The location and the amenities are priced into every listing in Highlands Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Highlands Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.5). Basis: Long-Term Appreciation +149% since 2012; Recent Direction +11.7% year-over-year; Liquidity & Demand 4.8 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 93.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only a handful of homes active at a time and pricing that turns on condition, the margin for error is in reading a specific house correctly — not in knowing the zip code. We track every closing in Highlands Reserve, so we can tell you whether a list price reflects updates you are actually getting or just the median, and we can move quickly when the right listing surfaces in a thin market.
Highlands Reserve in 15 seconds.
Tools for a Highlands Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highlands Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highlands Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highlands Reserve home worth?
Get a no-obligation home value based on real comparable sales in Highlands Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in HIGHLANDS RESERVE
Homes in HIGHLANDS RESERVE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 14 on record.
- 5496 SW Gray Fox Drive · off market
- 5621 SW Longspur Lane · off market
- 5753 SW Longspur Lane · off market
- 5764 SW Longspur Lane · off market
- 5800 SW Longspur Lane · off market
- 5887 SW Longspur Lane · off market
- 5947 SW Bald Eagle Drive · off market
- 6019 SW Longspur Lane · off market
| Location | Palm City, Martin County, FL · ZIP 33990, 34990 |
|---|---|
| Homes in the community | 261 (FL DOR 2025 assessment roll) |
| Years built | 2006–2024 (median 2011) |
| Typical living area | 3,006 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Fitness Center, Pool, Clubhouse, Tennis Court(s), Gated - No Guard, Picnic Area |
| Sale prices, last 12 months | $765,000 median across 13 closed sales · $254 per sq ft · +11.7% vs the prior 12 months |
| Days on market (closed sales) | 56 median |
| For sale right now | 4 active, 4 pending · median asking $849,500 · 4.8 months of supply |
| Owner-occupied (homestead) share | 88% |
Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highlands Reserve key facts,” movewithmomentum.com/neighborhoods/highlands-reserve-palm-city, data as of August 10, 2026.
Housing distress & ownership in HIGHLANDS RESERVE, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Highlands Reserve
The newest homes for sale in Highlands Reserve right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 6074 SW Bald Eagle Drive $500,000 · 4 bd · 2 ba · 2,328 sq ft · listed Sep 4, 2026 Courtesy of Keller Williams Realty Consult
- 6181 SW Bald Eagle Drive $675,000 · 3 bd · 3 ba · 2,675 sq ft · listed Aug 22, 2026 Courtesy of RE/MAX of Stuart
- 5718 SW Bald Eagle Drive $949,888 · 5 bd · 4.5 ba · 4,309 sq ft · listed Jul 3, 2026 Courtesy of RE/MAX Select Group
- 5962 SW Bald Eagle Drive $649,999 · 3 bd · 3 ba · 2,675 sq ft · listed Feb 13, 2026 Courtesy of Coldwell Banker Paradise
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Highlands Reserve Palm City Right Now (4)
All 4 active and pending Highlands Reserve Palm City listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6074 SW Bald Eagle Drive · $560,000 · 4 bd / 2 ba · listed Sep 5, 2026 · listed by Keller Williams Realty Consult
- 6181 SW Bald Eagle Drive · $675,000 · 3 bd / 3 ba · listed Aug 22, 2026 · listed by RE/MAX of Stuart
- 5718 SW Bald Eagle Drive · $949,888 · 5 bd / 4.5 ba · listed Aug 4, 2026 · listed by RE/MAX Select Group
- 5962 SW Bald Eagle Drive · $649,999 · 3 bd / 3 ba · listed Aug 4, 2026 · listed by Coldwell Banker Paradise
Recently sold in Highlands Reserve Palm City
- 6019 Sw Longspur Lane · sold $715,000
- 5753 Sw Longspur Lane · sold $870,000
- 6621 Sw Silver Wolf Drive · sold $2,695,888
- 5496 Sw Gray Fox Drive · sold $585,000
- 5621 Sw Longspur Lane · sold $900,000
- 5887 Sw Longspur Lane · sold $700,000
- 5800 Sw Longspur Lane · sold $774,000
- 6591 Sw Key Deer Lane · sold $825,000
- 5947 Sw Bald Eagle Drive · sold $765,000
- 6133 Sw Bald Eagle Drive · sold $745,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Palm City home searches
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- Palm City home values: what is my house worth?
Palm City guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Longspur Lane (19 homes on record)
- SW Longspur Lane (14 homes on record)
- SW Bald Eagle Drive (13 homes on record)
- SW Bald Eagle Drive (12 homes on record)
- SW Key Deer Lane (10 homes on record)
- SW Key Deer Lane (6 homes on record)
- SW Longspur Lane (1 homes on record)
- SW Longspur Lane (1 homes on record)
- SW Longspur Lane (1 homes on record)
What it really costs to own in Highlands Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,527/yr across 16 listings here (MLS tax records, 2026-11-04). |
|---|---|
| HOA dues | Median $430/month across 16 MLS listings (most billed monthly; 2026-11-04). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 93% sit outside the high-risk zone and 7% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2009 across 16 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,272/month (tax $627, HOA $430, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Highlands Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Highlands Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Highlands Reserve will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Highlands Reserve?
How long do homes in Highlands Reserve take to sell?
Is Highlands Reserve a buyer's or seller's market right now?
How many homes are in Highlands Reserve?
What share of Highlands Reserve is owner-occupied?
When were the homes in Highlands Reserve built?
Have Highlands Reserve home prices gone up?
Who is the best real estate agent for Highlands Reserve?
How do I find a top Palm City real estate agent who knows Highlands Reserve?
Can Momentum Realty connect me with an agent for Highlands Reserve?
Where is Highlands Reserve, and what county is it in?
Is Highlands Reserve in a flood zone?
Is Highlands Reserve a good place to live?
Should you buy in Highlands Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 1, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33990/34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2007 (304 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how HIGHLANDS RESERVE fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Highlands Reserve
- Home values · What homes in Highlands Reserve actually sell for
- Find an agent · How to choose the best real estate agent in Highlands Reserve
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