7073 Torrey Pines Circle, Port St. Lucie, FL 34986
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 5, 2026, 7073 Torrey Pines Circle in Pod 7B At The Reserve, Pud I - Torrey Pines, Port St. Lucie is listed at $319,000 (1,527 sq ft, about $209 per sq ft). That sits within a few percent of Pod 7B At The Reserve, Pud I - Torrey Pines's median closed sale of $300,000 over the last 12 months (3 recorded sales). It has been 23 days on market, longer than the community's typical 13 days to contract. Listing facts: built in 2003. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2003 · 23 yrs
- 1,527 sq ft of living area
- 1-car garage
- Listed at $319,000 — recent neighborhood median sale price ~$300,000 (nearby sales; deemed reliable, not an appraisal)
- 23 days on market
About this home
Rare opportunity to purchase in PGA Torrey Pines. Very reasonable H. O.
A fees too! This fortress is a well-maintained concrete block home, with paver driveway and sidewalk that builders don't create like this anymore. Move in condition with 2 bedrooms, 2 baths, and a large den with HUGE living room.
Soaring ceilings that stretch well over 11 feet high. This particular floor plan lives larger than its square footage of just over 1,500 under a/c, with an open floor plan and split bedrooms. Large kitchen with generous cabinetry and uplighting on the top cabinets (use as a night light or to cast some ambiance into the home while dining).
Stainless steel look whirlpool appliances stay. Beautiful sleek cream and pale gray corian/silestone counters that overlook semi-formal dining room and HUGE Living room. There is a breakfast bar where you can grab a quick bite on the run, or while the chef is in the kitchen he or she can converse with guests at the breakfast bar.
Steps from the kitchen leads to the double door entry into the Master bedroom oasis where you can retreat with high vaulted ceilings, the master has a large slider that leads out to the screened porch for quiet solitude and relaxation. Master has 2 closets (His and Her)... sorry gents you get the smaller one.
Rounding out the master is a large master bath. Dual sinks- no more juggling for time in the morning! Separate shower, big enough for two and a jetted spa tub for deep pulsing water, massaging your sore and tired muscles, rejuvenating with a cool fruity pina colada.
When you are ready a HUGE living room awaits you with a connecting screen porch which leads back to the master retreat. All tile in kitchen, living room, dining and master bath is cut on a diagonal which opens the rooms to feel even larger. The bedrooms as mentioned earlier are a split plan for privacy and quiet contemplation.
The guest bedroom has a beautiful Palladian window catching the morning sun as it breaks over the trees. This home lives large than most as it has a den which is oversized. The den can be an office, craft room, music room, man cave or even, yes, a Third bedroom~ or a combination of two.
Unlike other homes, you can conform this home to YOUR NEEDS. a guest bath separates the den from the guest bedroom. High ceilings in the garage just off the hallway allows anyone to add additional cabinets with everything in its place and a place for everything tucked away to be TOTALLY organized.
A deep sink, a pull down staircase and a large breaker box with extra blanks for additional expansion rounds out this well thought out floor plan. NEW AC System installed in 2023. Accordian shutters or windows makes locking up a breeze in 15 minutes or less.
Minutes to St. Lucie West (10 min) with all the shopping, restaurants, movie theaters, doctor offices etc. Additional shopping in Tradition is available without the huge price tag attached to it.
8 minutes to pick up Interstate 95 North or South if you are traveling for work or going on vacation. Lots of amenities are offered in the PGA Reserve of Torrey Pines. Come see what all the talk is about for yourself.
Quiet Oak lined streets and shifting shade as you stroll or drive through the community.
All 51 photos
Description provided by Coldwell Banker/ Res. Real Est and reproduced from the MLS; not independently verified.
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,746/mo 81%
- Taxes $279/mo 13%
- Insurance $135/mo 6%
$2,160/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
St. Lucie County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Pod 7B At The Reserve, Pud I - Torrey Pines market
How this home is priced against recent nearby sales, and where Pod 7B At The Reserve, Pud I - Torrey Pines has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2003BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 23 cumulative days on market as of October 5, 2026
- Sep 13, 2026First seen on movewithmomentum.comObserved at $319,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $300,000 ($194/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $319,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 43% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 23 days on market vs. a 13-day community median
- 2 active listings competing
- ≈8.0 months of supply
- 3 closed here in the last 12 months
For reference, this home is listed at $319,000 ($209/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,527 sq ft × $161–$231/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 5, 2026.
Momentum Property Score
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 8.0 months of supply in the surrounding market and 23 days on market for this home, against a 13-day area median.Days on market:this home 23Area median: 13 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of September 20, 2026.
🟡 Asking $209 per square foot, about 8% above the community’s $194 median. Pod 7B At The Reserve, Pud I - Torrey Pines’s 12-month median sold price per square foot is $194. Confidence: Low · 3 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
62% of homes in Pod 7B At The Reserve, Pud I - Torrey Pines are owner-occupied. An estimated 38% are non-owner-occupied, including 2% held in a company or trust and 19% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 63 homes matched. Community-level context.
Recent Pod 7B At The Reserve, Pud I - Torrey Pines sales closed near 90.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Pod 7B At The Reserve, Pud I - Torrey Pines, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Coldwell Banker/ Res. Real Est · MLS # B26075560
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More on POD 7B AT THE RESERVE, PUD I - TORREY PINES
Go deeper on POD 7B AT THE RESERVE, PUD I - TORREY PINES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the POD 7B AT THE RESERVE, PUD I - TORREY PINES guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 7073 Torrey Pines Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,527 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,350/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | BeachesMLS, refreshed hourly (last: October 5, 2026) |
| Comparable sales | BeachesMLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 7073 Torrey Pines Circle and when was it built?
Per the listing record, 7073 Torrey Pines Circle was built in 2003 and has 1,527 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 7073 Torrey Pines Circle in?
7073 Torrey Pines Circle is in Pod 7B At The Reserve, Pud I - Torrey Pines in Port St. Lucie, St. Lucie County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Why might property taxes on 7073 Torrey Pines Circle differ from the current owner's?
The estimate on this page (about $3,350 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 7073 Torrey Pines Circle in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.