91 days on marketSingle Family Residence▼ Price cut: $15,000 (8/4)
$659,900
4-Bedroom Home in Mosaic
268 Mosaic Boulevard, Daytona Beach, FL 32124
Single Family Residence in Mosaic, Daytona Beach · No CDD · Built 2024
Mosaic · Daytona Beach, FL 32124 · Volusia
Listing data updated September 11, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,988Sq Ft
2024Year Built
$332Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
26% above
$/sq ft vs community
$332 here vs $263 median sold (12 mo)
Buyer leverage
Balanced market
91 days on market
5.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~31 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 11, 2026, 268 Mosaic Boulevard in Mosaic, Daytona Beach is listed at $659,900 (1,988 sq ft, about $332 per sq ft). It has been 91 days on market. Listing facts: built in 2024, waterfront, HOA dues of $129/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2024 · 2 yrs
1,988 sq ft of living area
2-car garage
Listed at $659,900 — recent neighborhood median sale price ~$500,156 (nearby sales; deemed reliable, not an appraisal)
91 days on market
HOA $129/mo (per listing)
Momentum Research · Mosaic
Pricing & the Mosaic market
How this home is priced against recent nearby sales, and where Mosaic has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2024BuiltPer public record
Jul 2, 2026First trackedObserved at $674,900
Aug 4, 2026Price cut$659,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,310/mo
Principal & interest $3,410/mo79%
Taxes $588/mo14%
Insurance $182/mo4%
HOA $129/mo3%
$4,310/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current Volusia County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $4,825/yr ($402/mo)
+$6,900 more each year
(+143%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$221,293
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
38/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $332/sq ft vs the community 12-month median $263/sq ft.
Affordability0
List price $659,900 vs the community median $500,156. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~31 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity46
Community inventory, ~5.6 months of supply (12-month record).
Renovation upside10
From a 2024 build and $332/sq ft vs the community median $263/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $332 per square foot, about 26% above the community’s $263 median. Mosaic’s 12-month median sold price per square foot is $263. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 20 active listings in Mosaic, no CDD assessment.
Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to 268 Mosaic Blvd., a stunning lakefront POOL home located in the highly sought-after Mosaic community of Daytona Beach. Combining modern design, thoughtful upgrades, and resort-style outdoor living, this beautifully maintained residence offers the perfect blend of luxury and convenience. Step inside through the inviting front porch and private entryway into a bright, open-concept floor plan highlighted by soaring ceilings, abundant natural light, and elegant finishes throughout.
The gourmet kitchen serves as the heart of the home, featuring quartz countertops, a large center island overlooking the family room, designer tile backsplash, 42-inch white wood cabinetry with dovetail construction, soft-close drawers, pull-out shelving, and GE Profile stainless steel appliances including a flat-top range and decorative hood. The spacious family room showcases 12-foot ceilings and triple sliding glass doors that seamlessly connect indoor and outdoor living spaces while CONTINUED ... framing beautiful views of the pool and lake.
Adjacent dining area are filled with natural light and provide the perfect setting for everyday living and entertaining. The private owner's suite overlooks the pool and lake and features a large walk-in closet with direct access to the laundry room for added convenience. The luxurious en-suite bath includes an extended quartz vanity with dual sinks, a spacious tiled walk-in shower, and a private water closet.
Three additional bedrooms offer generous accommodations for family and guests, including an oversized fourth bedroom with a walk-in closet. Secondary bath has tile tub/shower combo and quartz vanity. Outdoor living is truly exceptional.
Enjoy Florida living year-round from the covered lanai finished with travertine flooring and overlooking the sparkling lake. The premium custom, 1 YEAR OLD pool area features an elevated spa, sun shelf, waterfall fountain, and expansive deck space, creating a private backyard retreat. Pool and spa have electric heat, SALT WATER, and all controlled remotely through Pentair app.
Additional features include a fenced backyard, beautiful landscaping, security system, epoxy-coated garage floor, hybrid water heater, Culligan water treatment system, paver driveway and walkway, and a laundry room pre-plumbed for a utility sink. Residents of Mosaic enjoy resort-style amenities including a community pool, clubhouse, fitness center, playgrounds, walking trails, full events calendar, and scenic lakes throughout the neighborhood. Conveniently located near I-95 and I-4, Mosaic provides easy access to Daytona Beach, shopping, dining, healthcare facilities, golf courses, entertainment venues, and the area's beautiful beaches.
Whether commuting, enjoying local attractions, or heading to Orlando, this prime location places everything within easy reach. This exceptional lakefront pool home offers the perfect combination of luxury, comfort, and location in one of the area's most desirable communities.
Description provided by Venture Development Realty, Inc and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$659,900
Bed / bath4 / 2
Living area1,988 sq ft
Year built2024
Property typeSingle Family Residence
Garage2-car
MLS #1227504
Listing status91 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~31 ft
Windstorm exposureModerate
CountyVolusia
Area listings20 active · 2 under contract
Estimated first-year tax~$7,061/yr
CDD assessmentNone on record
HOA (per listing)$129/mo
Calculated estimates
Price per sq ft$332
Estimated monthly payment$4,310
Insurance (illustrative)$2k–$3k/yr
Messtimate range$461,216 – $556,640
Comparable-sales median$500,156
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$461,216the mess$556,640
Actual list price: $659,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 21% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $129/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
20 active listings competing
≈5.6 months of supply
39 closed here in the last 12 months
For reference, this home is listed at $659,900 ($332/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,988 sq ft × $232–$280/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.
Keep looking
Similar homes for sale near Mosaic
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $659,900Momentum Realty · on market 91 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,061/yr
A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$129/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~31 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 268 Mosaic Boulevard?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by Venture Development Realty, Inc · MLS # 1227504
Request a showing
Market data · public records
Recent sales activity in Mosaic
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Mosaic neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$500,156
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$263
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Mosaic
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
Why it matters: Design and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 9 miles northwest of Mosaic, elsewhere in Volusia County.
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The site is less than a mile south of Mosaic.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The project is about 12 miles southeast of Mosaic, elsewhere in Volusia County.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Sep 2026
$510,000
125 Mosaic Boulevard, Daytona Beach
3 / 2 bd/ba · 1,988 sq ft · $257/sq ft
Courtesy of RE/MAX Signature · View details →
Sold Jun 2026
$490,312
309 Mosaic Boulevard, Daytona Beach
4 / 2 bd/ba · 2,115 sq ft · $232/sq ft
Courtesy of ICI Select Realty Inc · View details →
Sold Aug 2026
$431,500
204 Azure Mist Way, Daytona Beach
4 / 2.5 bd/ba · 2,249 sq ft · $192/sq ft
Courtesy of Realty Pros Assured · View details →
Sold May 2026
$642,000
234 Magenta Road, Daytona Beach
4 / 3 bd/ba · 2,293 sq ft · $280/sq ft
Courtesy of EXP Realty LLC · View details →
Sold May 2026
$448,900
195 Azure Mist Way, Daytona Beach
3 / 2 bd/ba · 1,666 sq ft · $269/sq ft
Courtesy of Premier Sotheby's International Realty · View details →
Sold Jul 2026
$525,000
135 Azure Court, Daytona Beach
3 / 2 bd/ba · 1,661 sq ft · $316/sq ft
Courtesy of Keller Williams Realty Florida Partners · View details →
Community 12-month median: $263/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,025 – $4,399/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,374 – −$138At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 268 Mosaic Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $129/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,988 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,061/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Daytona Beach
Groceries, dining, and parks for this city — see the city guide.
DBAAR, refreshed twice daily (last: September 11, 2026)
Community market stats
DBAAR closed sales, as of July 12, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 268 Mosaic Boulevard and when was it built?
Per the listing record, 268 Mosaic Boulevard was built in 2024 and has 1,988 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 268 Mosaic Boulevard in?
268 Mosaic Boulevard is in Mosaic in Daytona Beach, Volusia County. The community section on this page shows recent closed sales, days on market, and active inventory for Mosaic from the same MLS data.
Does 268 Mosaic Boulevard have an HOA, and how much are the dues?
The listing reports HOA dues of $129 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 268 Mosaic Boulevard differ from the current owner's?
The estimate on this page (about $7,061 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 268 Mosaic Boulevard in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 268 Mosaic Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
