Mosaic
Homes for Sale in Daytona Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Christopher Schiffermiller, United Real Estate Preferred · via DBAMLS
As of September 2026, Mosaic in Daytona Beach, FL has 20 homes for sale, asking from $439,900 to $774,900 (median $607,168). Homes listed or recently sold were built 2018–2024; 32 of 32 report an HOA (median $124/mo); none of the 28 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft).
Homes For Sale Right Now in Mosaic
Live MLS inventory for Mosaic. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 101 daysTop listing
Active · 322 days
Active · 108 days
Active · 15 days
Active · 113 days
Active · 7 days
Active · 22 days
Active · 91 days
Active · 144 days
Active · 156 days
Active · 7 days
Active · 583 days
Active · 63 days
Active · 6 daysActive and pending Mosaic listings as of 2026-09-13, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.
Mosaic Daytona Beach is a newer-construction master-planned community with a full amenity suite — pool, fitness center, clubhouse, spa, jogging path, and playground. What sets the price here is condition and floorplan: you're buying relatively modern finishes and community infrastructure that doesn't require immediate capital outlay. The HOA covers grounds maintenance, water, and cable, which narrows your variable expenses but adds a fixed monthly cost.
With 20 active listings and 5.6 months of supply, the market sits in balanced territory. Sellers won't command the premiums of a tight market, and buyers have time to compare layouts and negotiate on condition or upgrades. If you're deciding between resale and new construction elsewhere, Mosaic offers turnkey living without the wait, but you'll pay for that convenience in HOA dues and density.
Mosaic right now
🟡 Balanced market. 5.6 months of supply and 9% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 12, 2026. Confidence: High (22 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A master-planned community in Daytona Beach with developer-managed amenities and newer homes. The market currently holds 20 active listings and sits in balanced supply, giving buyers selection and sellers realistic pricing discipline.
Flood zones in Mosaic: of 28 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Daytona Beach.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Mosaic. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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MosaicPhotos from DBAMLS listings in Mosaic; content deemed reliable but not guaranteed.
Who Mosaic is best for.
Best for
- Buyers who want turnkey modern living with resort amenities and minimal exterior responsibilities.
- Downsizers or second-home buyers seeking predictable costs and managed common areas.
- First-time buyers or relocators who value community infrastructure and don't want to manage landscaping or pool maintenance.
Probably not for
- Buyers seeking larger lots, lower density, or freedom from recurring HOA fees.
- Those who want architectural variety, mature trees, or the character of older Daytona Beach neighborhoods.
- Investors counting on immediate cash-flow returns, given the HOA expense and balanced inventory levels.
The market around Mosaic
Mosaic is too small for its own price trend, so here is the market around it.
Across Volusia County, 4,230 homes are active and 1,084 pending (20% under contract).
ZIP and county figures describe the wider market, not Mosaic specifically. Momentum Research analysis of MLS records.
Mosaic on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from DBAMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Mosaic
- Pool · reported on 30 of 32 listings
- Fitness Center · reported on 27 of 32 listings
- Clubhouse · reported on 26 of 32 listings
- Playground · reported on 23 of 32 listings
- Maintenance Grounds · reported on 13 of 32 listings
- Park · reported on 8 of 32 listings
- Children's Pool · reported on 5 of 32 listings
- Jogging Path · reported on 4 of 32 listings
- Spa/Hot Tub · reported on 3 of 32 listings
- Management - Developer · reported on 2 of 32 listings
- Water · reported on 2 of 32 listings
- Barbecue · reported on 2 of 32 listings
Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Volusia County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Champion · Elementary
- Hinson · Middle
- Mainland · High
Zoned schools reflect the assignments reported on recent Mosaic listings and can change; always confirm with Volusia County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mosaic address.
Shop the zone: Homes zoned for Mainland High School
Recent Developments in Mosaic
Development, infrastructure, retail, and school activity affecting Mosaic, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
What it may mean for the marketDesign and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 9 miles northwest of Mosaic, elsewhere in Volusia County.
Source: CFL Roads - May 2026Development
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
What it may mean for the marketA large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The site is less than a mile south of Mosaic.
Source: Observer Local News - March 2026Infrastructure
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
What it may mean for the marketA new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The project is about 12 miles southeast of Mosaic, elsewhere in Volusia County.
Source: Florida DOT (cflroads)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Mosaic buying strategy.
If we were buying in Mosaic today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mosaic.
What you're buying: amenity access and newer product
Mosaic Daytona Beach delivers the amenity package typical of modern planned developments: resort-style pool, children's pool, spa, fitness center, clubhouse, barbecue areas, jogging path, playground, and park. The HOA handles grounds maintenance, water, and cable TV, so your baseline cost structure is predictable. Management is off-site developer-run, which usually means professional execution but less owner control until turnover.
The housing stock is newer construction, so you're trading the character and lot size of older Daytona neighborhoods for modern open floorplans, lower near-term maintenance risk, and shared recreational infrastructure. Density is higher than traditional single-family subdivisions, and privacy depends on your specific lot and home configuration. The community's appeal rests on convenience: you get community features and low-maintenance exteriors without building from scratch or managing a yard.
At 5.6 months of supply, the market is neither hot nor stalled. Twenty active listings means real choice, and buyers can be selective about lot position, upgrades, and condition. Sellers need to price to the comps and recognize that move-in ready condition and desirable floorplans will separate quickly while fixer-uppers or less-popular layouts will sit. This is a market where preparation and honest pricing matter more than timing.
The location and the amenities are priced into every listing in Mosaic. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Mosaic's value proposition hinges on HOA fees, resale comparables, and the specific condition of each home relative to builder baseline. We pull the governing documents before you write an offer, compare your target home's upgrades and lot premium against closed sales, and calculate your true monthly cost including dues. In a community where twenty listings compete and every floorplan variation affects value differently, you need an agent who reads the market by the unit, not the marketing brochure.
Mosaic in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $120/month (about $1,440/yr) · median of 20 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $120 per month ($1,440 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mosaic buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mosaic sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mosaic, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mosaic home worth?
Get a no-obligation home value based on real comparable sales in Mosaic, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Daytona Beach →
Recently off market in Mosaic
Homes in Mosaic that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.
- 125 Mosaic Boulevard · off market
- 128 Mosaic Boulevard · off market
- 137 Azure Mist Way · off market
- 204 Azure Mist Way · off market
- 216 Fuchsia Street · off market
- 305 Aquamarine Way · off market
- 321 Aquamarine Way · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Volusia County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Mosaic Market Scorecard
Mosaic is currently a buyer's market. About 6.2 months of supply, a median asking price of $607,168, and homes go under contract in about 96.0 days.
Typical home value in the 32124 ZIP is $437,098, about 2.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Mosaic a buyer's or seller's market right now?
Who is the best real estate agent for Mosaic?
How do I find a top Daytona Beach real estate agent who knows Mosaic?
Can Momentum Realty connect me with an agent for Mosaic?
Should you buy in Mosaic?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Mosaic fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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