3510 S Ocean Shore Boulevard #215, Flagler Beach, FL 32136
Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 17, 2026, 3510 S Ocean Shore Boulevard #215 in Ocean Beach Club II, Flagler Beach is listed at $345,900 (1,201 sq ft, about $288 per sq ft). That sits within a few percent of Ocean Beach Club II's median closed sale of $322,500 over the last 12 months (24 recorded sales). Per square foot it is above the community's recent $193/sq ft by about 49%. It has been 39 days on market, well inside the community's typical 133 days. Listing facts: built in 1978, waterfront, HOA dues of $890/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1978 · 48 yrs
- 1,201 sq ft of living area
- Listed at $345,900 — recent neighborhood median sale price ~$322,500 (nearby sales; deemed reliable, not an appraisal)
- 39 days on market
- HOA $890/mo (per listing)
About this home
WELCOME BIKERS! Scenic Loop Gem! TURN-KEY OCEANFRONT RETREAT WITH SPECTACULAR ATLANTIC VIEWS!
Beautifully updated, move-in-ready, two-story oceanfront condo at Ocean Breeze in timeless Flagler Beach. This southeast-facing unit captures gorgeous ocean views and abundant natural light, offering the perfect blend of relaxed coastal living, everyday convenience, and carefree Florida lifestyle. This 2 bedrooms and 2.5 bathroom, spacious condo is designed for both comfortable everyday living and effortless entertaining.
Meticulously maintained and cherished by multiple generations of the original owner's family. The bright, functional kitchen offers generous storage, a built-in pantry, granite countertops, and a beautiful, tumbled travertine backsplash. Durable ceramic tile flows throughout the main living level, making the home as practical as it is inviting.
The dining area easily accommodates a super-sized dinner party, while the oversized covered balcony provides the ideal setting for morning coffee, afternoon breezes, and dolphin watching. The primary suite is a peaceful haven with two closets plus a built-in desk/vanity, and private ensuite. While the secondary bedroom features a walk-in closet and a private entry access is perfect for guests that prefer to by-pass the stairs.
Just take the elevator to the third floor to access the second level of the condo unit. Spacious guest bathroom features step-in shower, travertine tile accents, granite countertops, and charming beach-inspired wainscoting. The main floor offers a nifty half bath.
New HVAC in 2023. No smoke, pet, or musty odors! Since 2023, Ocean Breeze has received a new roof, new exterior coatings, staircase rebar repair and replacement, railing refinishing, and a rebuilt pool and pool deck.
Milestone inspections have been completed, and the building meets the necessary engineering standards. SIRS available providing valuable peace of mind for the next owner. Step outside and immerse yourself in the natural beauty that makes Flagler Beach so special.
Ocean Breeze sits between Gamble Rogers Intracoastal and Beach State Park and North Peninsula State Park, placing miles of pristine shoreline, natural landscapes, and outdoor recreation right at your fingertips. Enjoy kayaking, biking, boating, jogging, fishing, or simply taking leisurely walks along the beach. Also nearby; The Intracoastal Waterway, High Bridge Fishing Dock, Flagler Beach Pier, and Historic Scenic Loop.
The location also offers remarkable convenience. Explore local beach shops, dining, and entertainment, or head to Town Center shopping in Palm Coast and outlet shopping in Daytona. St.
Augustine and Daytona Beach are both within easy reach, along with the Daytona Beach Amusement Boardwalk, Lagoon Park, Daytona Pier, and Ocean Walk. Major hospitals and medical facilities are conveniently accessible, and Daytona Beach International Airport is approximately 30 minutes away. Whether you're searching for a full-time coastal residence, a relaxing second home, or a turnkey oceanfront retreat, this exceptional Flagler Beach condo delivers the views, lifestyle, updates, and location you've been waiting for.
Furnished with a full-ask. Don't miss this incredible opportunity to live on Flagler's fabulous coast! Monthly association fee includes amenities, management, water, trash, basic cable and internet, exterior building insurance and maintenance.
All 67 photos
Description provided by Worth Clark Realty and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,916/mo 57%
- Taxes $360/mo 11%
- Insurance $188/mo 6%
- HOA $890/mo 27%
$3,354/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3510 S Ocean Shore Boulevard #215
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $3,800/yr (certified county roll, taxable value × millage). Buy at the asking price of $345,900 and the first-year bill resets to about $4,325/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 14.65 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $890/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Flagler County is $1,626/yr (435 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. |
| Roof and age | Built in 1978. An original roof would be about 48 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $1,386/month (tax $360, HOA $890, insurance $136). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Flagler County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Flagler County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Flagler County market
How this home is priced against recent nearby sales, and where Flagler County has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Flagler County
Each dot is a closed sale since 2015 (97 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $288/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 1978BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 39 cumulative days on market as of October 17, 2026
- Sep 9, 2026First seen on movewithmomentum.comObserved at $345,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
4 closed sales within about 10 miles in Flagler County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 4 sales: $322,500 ($193/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Directional estimate — built from 4 comparable closed sales within about 10 miles in Flagler County (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.
Actual list price: $345,900 ($288/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 15% spread on the same house — here is what a model can't see:
- Condition & updates — a 1978 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
- The lot — this listing is waterfront; water frontage is priced far off nearby averages.
- Carrying costs & concessions — this home carries HOA dues of $890/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- This home: 39 days on market vs. a 134-day community median
- 95 active listings competing, 18 under contract
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.
Momentum Property Score
32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $288 per square foot, about 49% above the community’s $193 median. Flagler County’s 12-month median sold price per square foot is $193. Median sold price per square foot is down 5.7% year over year. Confidence: High · 24 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
60% of homes in Flagler County are owner-occupied. An estimated 40% are non-owner-occupied, including 10% held in a company or trust and 18% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 643 homes matched. Community-level context.
Recent Flagler County sales closed near 94.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 72 active listings in Flagler County, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Worth Clark Realty · MLS # 1230585
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Every home on S Ocean Shore Boulevard: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Volusia & Flagler in the last 48 hours · updated hourly · RSS · Volusia & Flagler market today: new listings, price cuts, pendings
More on Flagler County
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Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 3510 S Ocean Shore Boulevard #215, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1978 (48 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,201 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,325/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $525 more per year than the current owner’s estimated bill (+14%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | DBAAR, checked against the MLS hourly (last: October 17, 2026) |
| Comparable sales | DBAAR closed sales within about 10 miles in Flagler County, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3510 S Ocean Shore Boulevard #215 and when was it built?
Per the listing record, 3510 S Ocean Shore Boulevard #215 was built in 1978 and has 1,201 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3510 S Ocean Shore Boulevard #215 in?
3510 S Ocean Shore Boulevard #215 is in Ocean Beach Club II in Flagler Beach, Flagler County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3510 S Ocean Shore Boulevard #215 have an HOA, and how much are the dues?
The listing reports HOA dues of $890 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3510 S Ocean Shore Boulevard #215 differ from the current owner's?
The estimate on this page (about $4,325 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $525 more per year than the current owner’s estimated bill (+14%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3510 S Ocean Shore Boulevard #215 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3510 S Ocean Shore Boulevard #215 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.