5 bedroom Single Family Residence at 639 & 659 John Anderson Drive, Bellewood, Ormond Beach — photo 1Front elevation
5 bedroom Single Family Residence at 639 & 659 John Anderson Drive, Bellewood, Ormond Beach — photo 2Living space
5 bedroom Single Family Residence at 639 & 659 John Anderson Drive, Bellewood, Ormond Beach — photo 3Kitchen
5 bedroom Single Family Residence at 639 & 659 John Anderson Drive, Bellewood, Ormond Beach — photo 4Owner's suite
5 bedroom Single Family Residence at 639 & 659 John Anderson Drive, Bellewood, Ormond Beach — photo 5Exterior / yardView all 61 photos →
138 days on market (MLS) Single Family Residence ▼ Price cut: $25,000 (9/23)
$1,374,000
5-Bedroom Home in Bellewood

639 & 659 John Anderson Drive, Ormond Beach, FL 32176

Single Family Residence in Bellewood, Ormond Beach · No CDD on record
Bellewood · Ormond Beach, FL 32176 · Volusia County
Listing data updated October 1, 2026 · refreshed hourly
5Bedrooms
4.5Bathrooms
4,948Sq Ft
1910Year Built
$278Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
45% below
$/sq ft vs community
$278 here vs $502 median sold (12 mo)
Buyer leverage
Strong buyer advantage
138 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~8 ft elevation
$6k–$13k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.37M tops 12 of the last 12 closed sales

Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 639 & 659 John Anderson Drive in Bellewood, Ormond Beach is listed at $1,374,000 (4,948 sq ft, about $278 per sq ft). It has been 138 days on market. Listing facts: built in 1910, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1910 · 116 yrs
  • 4,948 sq ft of living area
  • 2-car garage
  • Listed at $1,374,000 — recent neighborhood median sale price ~$2,643,750 (nearby sales; deemed reliable, not an appraisal)
  • 138 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Set on over 3 acres in the heart of Ormond Beach, this unique estate offers 5 bedrooms, 4.5 bathrooms, and over 5,000 square feet just across from the Halifax River. Major upgrades include new plumbing, upgraded electrical, multiple HVAC systems, three updated water heaters, hurricane-rated garage doors, and extensive pool renovations. Inside, you'll find two primary suites, multiple living and entertaining spaces, original wood floors and architectural details, plus a separate flex building and 2-car drive-through garage.

Mature landscaping, a private pool, and a circular driveway with parking for 14+ vehicles complete the property. There's so much more to see—come tour this one-of-a-kind Ormond Beach estate and experience everything it has to offer!

All 61 photos

639 & 659 John Anderson Drive, Ormond Beach FL - photo 6 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 7 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 8 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 9 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 10 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 11 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 12 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 13 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 14 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 15 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 16 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 17 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 18 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 19 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 20 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 21 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 22 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 23 of 61639 & 659 John Anderson Drive, Ormond Beach FL - photo 24 of 61

Description provided by Realty Pros Assured and reproduced from the MLS; not independently verified.

Listing courtesy of Realty Pros Assured · Listing agent: Patricia McKinley · 386-677-7653Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,374,000
Bed / bath5 / 4.5
Living area4,948 sq ft
Year built1910
Property typeSingle Family Residence
Garage2-car
MLS #1226450
Listing status138 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~8 ft
CountyVolusia
Area listings2 active · 1 under contract
Estimated first-year tax~$25,450/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$278
Estimated monthly payment$10,201
Insurance (illustrative)$6k–$13k/yr
Comparable-sales median$2,643,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$10,201/mo
  • Principal & interest $7,335/mo 72%
  • Taxes $2,121/mo 21%
  • Insurance $745/mo 7%

$10,201/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$25,450/yr
≈ $2,121/mo·effective rate ~1.85%
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,425/yr ($369/mo) — taxable value $230,084 × 19.21 mills
$21,025 more each year
(+475%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$904,062
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,134,146
Market value
$230,084
Assessed
$230,084
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$6k–$13k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Bellewood

Pricing & the Bellewood market

How this home is priced against recent nearby sales, and where Bellewood has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales34 Manderley Lane34 Manderley Lane: $200/sq ft$200This homeThis home: $278/sq ft$278285 Ocean Shore Boulevard285 Ocean Shore Boulevard: $428/sq ft$428770 John Anderson Drive770 John Anderson Drive: $577/sq ft$577770 John Anderson Drive770 John Anderson Drive: $577/sq ft$577Community median $502
Property timeline

This home’s history

  • 1910BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 138 cumulative days on market as of October 1, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $1,399,000
  • Sep 23, 2026Price cut$1,374,000 (-$25,000, -1.8%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,374,000Momentum Realty · on market 138 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $2,643,750 ($502/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$2,187,016the mess$2,780,776

Stronger local evidence — 4 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,374,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1910 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing
  • ≈24.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $1,374,000 ($278/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,948 sq ft × $442–$562/sq ft (±12% around the median of 4 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

75/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional

75/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $278/sq ft vs the community 12-month median $502/sq ft.
Affordability100
List price $1,374,000 vs the community median $2,643,750. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~8 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1910 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 138 days on market for this home, against a 75-day area median.Days on market:this home 138Area median:  75 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of July 12, 2026.

🟡 Asking $278 per square foot, about 45% below the community’s $502 median. Bellewood’s 12-month median sold price per square foot is $502. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in Bellewood, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Realty Pros Assured · MLS # 1226450

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Bellewood

Just listed: new homes for sale in Volusia & Flagler in the last 48 hours · updated hourly · RSS · Volusia & Flagler market today: new listings, price cuts, pendings

Go deeper

More on Bellewood

Go deeper on Bellewood

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 639 & 659 John Anderson Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1910 (116 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 4,948 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $25,450/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $21,025 more per year than the current owner’s estimated bill (+475%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordDBAAR, refreshed hourly (last: October 1, 2026)
Comparable salesDBAAR closed sales within about 3 miles, last 18 months, as of July 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 639 & 659 John Anderson Drive and when was it built?

Per the listing record, 639 & 659 John Anderson Drive was built in 1910 and has 4,948 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 639 & 659 John Anderson Drive in?

639 & 659 John Anderson Drive is in Bellewood in Ormond Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 639 & 659 John Anderson Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 639 & 659 John Anderson Drive differ from the current owner's?

The estimate on this page (about $25,450 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $21,025 more per year than the current owner’s estimated bill (+475%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 639 & 659 John Anderson Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.