148 Gulf Shore Drive, Santa Rosa Beach, FL 32459
As of September 12, 2026, 148 Gulf Shore Drive in Gulf Trace 1, Santa Rosa Beach is listed at $6,750,000. It has been 115 days on market. Listing facts: built in 1988. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1988 · 38 yrs
- Garage
- 115 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1988BuiltPer public record
- Aug 4, 2026First trackedObserved at $6,750,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $35,060/mo 79%
- Taxes $5,906/mo 13%
- Insurance $3,567/mo 8%
- HOA $50/mo 0%
$44,584/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
About this home
WELCOME HOME to your quintessential Beach Retreat. BAHAMA BREEZE has it all: panoramic Gulf views, unbelievable living, dining, entertaining, relaxing: Gulf Coast living at its finest. Just steps to boardwalk leading to white sand & emerald water.
Renovated with the utmost sophistication while maintaining the relaxed coastal vibes. Excellent investment opportunity. Bahama Breeze sleeps 25 but with a thoughtful floor plan, all guests have privacy and plenty of outdoor relaxation.
Make forever memories in the spacious open concept living, dining, kitchen area with spectacular Gulf views, a gourmet Chef's kitchen, dining al fresco on the fantastic balcony or just being with friends. Wonderful outdoor areas including heated pool and multiple porches provide relaxation after a day in the Gulf. The first floor's casual living room is a great spot to unwind or gather before heading out to explore 30A.
An air hockey table, games, and TV will keep all your guests entertained - even on those rare rainy days. Past the living room, two guest bedrooms share a bathroom with shower. One has 2 queen beds, and the other has 2 twin-over-twin bunk beds.
Guests will appreciate the convenience of a kitchenette and laundry room on the first floor. On the second floor, guests can choose between a bedroom with 2 twin beds perched above a king bed with an en-suite bathroom with shower or a guest bedroom with full-over-full bunk beds. The bunk room bathroom has a shower and is in the hall outside of the bedroom.
A laundry room has a washer, dryer, and a second refrigerator for all those beach drinks. A bright and airy open-concept living and dining room overlooks a large galley-style kitchen. The kitchen's premium stainless-steel appliances, dual ovens, wine cooler, and long marble countertops provide ample space for everyone to mingle and share stories of their wonderful day they have had at the beach!
A tabby fireplace surrounded by plump sofas is an ideal gathering spot for afternoon cocktails. Enjoy toasting sunset from an outdoor living room while barbecuing at the grilling station. A bed swing and bright, cheerful cushioned chairs frame the stairs that lead down to the beach access and pool area.
On the third floor you will find 3 primary suites. The first primary suite has a king bed with a full sleeper sofa, flat-screen TV, desk, and en-suite bathroom with a soaking tub and separate shower. Double doors open onto a balcony.
Two additional primary suites also have king beds with full sleeper sofas and en-suite bathrooms with showers only. The balcony offers a more private space to sunbathe and breathe in the fresh, salt air. Recline on the swinging bed or snuggle up for a late-night chat underneath the stars.
After a sunny day at the beach, come home to a relaxing float in your private pool. Outdoor spaces provide ample room for privacy or large gatherings. 2nd floor balcony is 22x36 with grilling station, large dining area and several areas for lounging and enjoying the gorgeous Gulf views.
3rd floor balcony is 21x40 and offers a quiet and relaxing retreat for enjoying those spectacular sunsets on the Gulf. Premier location in Grayton Beach with shopping, restaurants and all the fun of Scenic 30-A just a walk or bike ride away. Gulf Trace is bordered by Grayton State Park, one of the area's most prized and renowned parks.
The best of both worlds with the emerald water, white sands of the Gulf and the scenic state park and rare Coastal Dune Lake. Start living your DREAM where every day is a weekend. All information deemed correct but should be verified by Buyer.
Description provided by The Premier Property Group Seacrest Office and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near GULF TRACE 1
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 148 Gulf Shore Drive?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by The Premier Property Group Seacrest Office · MLS # 999570
Request a showing
Recent sales activity in GULF TRACE 1
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the GULF TRACE 1 neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on GULF TRACE 1
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 148 Gulf Shore Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1988 (38 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $70,875/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 148 Gulf Shore Drive and when was it built?
Per the listing record, 148 Gulf Shore Drive was built in 1988 and has 7 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 148 Gulf Shore Drive in?
148 Gulf Shore Drive is in Gulf Trace 1 in Santa Rosa Beach, Walton County. The community section on this page shows recent closed sales, days on market, and active inventory for Gulf Trace 1 from the same MLS data.
Why might property taxes on 148 Gulf Shore Drive differ from the current owner's?
The estimate on this page (about $70,875 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 148 Gulf Shore Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 148 Gulf Shore Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.