Santa Rosa Beach
Housing Market
Median sale price $950,000, up 3.1% year over year, with homes going under contract in about 83 days, 313 homes on the market.
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Housing Market Analyst
Inventory sits at 6.9 months of supply — heavy by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are up 3.1% versus the prior year and sellers are still collecting 92.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 23% of inventory sits under contract.
- Mortgage sensitivity — at 8.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Santa Rosa Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Santa Rosa Beach is hot — and where it isn't
Each dot is a community (91 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Santa Rosa Beach
The median sale price across Santa Rosa Beach currently stands at $950,000, up 3.1% from a year ago. The typical home goes under contract in about 83 days. Sellers are capturing 92.9% of their original asking price on average.
There are 313 active listings on the market, with 59 more already under contract. At the current sales pace that works out to 6.9 months of supply — a buyer-leaning market by the standard six-month benchmark. 520 homes closed here over the trailing 12 months.
Santa Rosa Beach prices sit above the Walton County median by roughly 73%. Zillow's home value index for Walton County stands at $659,312. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Santa Rosa Beach is 41 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Santa Rosa Beach since 2012 — and where it’s heading
A median home here sold for $329,501 in 2012 and $1,224,618 over the last recorded year — 272% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (5,723 recorded sales)
Days on market by year
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Walton County (MLS)
Median price · daily recalculation
What’s driving Santa Rosa Beach
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Santa Rosa Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Walton County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Santa Rosa Beach ← this page | $950K | 313 | 41 | |
| Miramar Beach | $778K | 312 | 33 | Open → |
| Freeport | $385K | 298 | 48 | Open → |
| Watersound | $928K | 160 | 57 | Open → |
| Monroe | $470K | 75 | 51 | Open → |
| Inlet Beach | $1.11M | 48 | 33 | Open → |
Neighborhoods on the move
| EAGLE BAYSanta Rosa Beach | $482K | ▲ 44% |
| HIDDEN GROVESanta Rosa Beach | $720K | ▲ 35% |
| GULFVIEW HEIGHTSSanta Rosa Beach | $1.85M | ▲ 34% |
| ESCADASanta Rosa Beach | $575K | ▲ 32% |
| BEACH HIGHLAND 1ST ADDSanta Rosa Beach | $1.62M | ▲ 20% |
| SEAGROVE 1ST ADDNSanta Rosa Beach | $2.14M | ▼ 59% |
| GULF SHORE MANORSanta Rosa Beach | $1.45M | ▼ 28% |
| SERENITY AT DUNE ALLENSanta Rosa Beach | $925K | ▼ 24% |
| FOREST LAKES PH ISanta Rosa Beach | $1.45M | ▼ 10% |
| VILLAGE AT BLUE MOUNTAIN BEACHSanta Rosa Beach | $620K | ▼ 9% |
| DRIFTWOOD ESTATESSanta Rosa Beach | $605K | 15 |
| HIGHLAND PARKSSanta Rosa Beach | $950K | 13 |
| CYPRESS DUNESSanta Rosa Beach | $1.34M | 11 |
| GULF SHORE MANORSanta Rosa Beach | $1.45M | 10 |
| NATUREWALK AT SEAGROVESanta Rosa Beach | $1.22M | 10 |
| THE SHOALSanta Rosa Beach | $878K | 1 days |
| COTTAGE GROVESanta Rosa Beach | $1.24M | 4 days |
| EASTERN LAKE S/DSanta Rosa Beach | $2.35M | 16 days |
| FOREST LAKES PH ISanta Rosa Beach | $1.45M | 26 days |
| CHURCH STREET VILLAGESanta Rosa Beach | $500K | 29 days |
Santa Rosa Beach ZIP codes
Most active communities
More on Santa Rosa Beach
Put this data to work
The questions people actually ask
Should I buy a house in Santa Rosa Beach right now?
The data says conditions currently favor buyers in Santa Rosa Beach — the Momentum Score reads 41/100 with 6.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Santa Rosa Beach becoming more affordable?
No — the median sale price in Santa Rosa Beach is $950,000, up 3.1% versus the prior year, while sellers still capture 92.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Santa Rosa Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SEAGROVE 1ST ADDN (-59%); GULF SHORE MANOR (-28%); SERENITY AT DUNE ALLEN (-24%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Santa Rosa Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are THE SHOAL (1 days); COTTAGE GROVE (4 days); EASTERN LAKE S/D (16 days) — homes there go under contract well ahead of the market-wide pace of 83 days.
How does Santa Rosa Beach compare to the rest of Walton County?
Santa Rosa Beach's median of $950,000 runs 73% above the county-wide median of $549,900, and homes here take 83 days to go under contract versus 76 county-wide.
Santa Rosa Beach housing market FAQ
How is the housing market in Santa Rosa Beach right now?
As of September 15, 2026, the Santa Rosa Beach housing market favors buyers: the median sale price is $950,000 (up 3.1% year over year), 313 homes are for sale against 520 sales in the last 12 months, which is 6.9 months of supply, and the typical home goes under contract in about 83 days.
How much is a house in Santa Rosa Beach?
The median home sold for $950,000 in Santa Rosa Beach over the last 12 months; asking prices on the 313 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Santa Rosa Beach?
By the numbers, sellers in Santa Rosa Beach are getting 92.9% of asking price and going under contract in about 83 days with 6.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Santa Rosa Beach housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Santa Rosa Beach median sale prices are up 3.1% year over year, inventory stands at 6.9 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Santa Rosa Beach?
The median sale price in Santa Rosa Beach is currently $950,000, up 3.1% from a year ago, based on MLS sales data updated September 15, 2026.
Is Santa Rosa Beach a buyer's or seller's market right now?
The data currently favors buyers. Santa Rosa Beach scores 41 of 100 on the Momentum Score, with 6.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Santa Rosa Beach?
The typical home in Santa Rosa Beach goes under contract in about 83 days, per current MLS data.
How many homes are for sale in Santa Rosa Beach?
There are approximately 313 active listings in Santa Rosa Beach as of September 15, 2026.
Are home prices in Santa Rosa Beach rising or falling?
Median sale prices are up 3.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Santa Rosa Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.