Santa Rosa Beach
Housing Market
Median sale price $925,000, up 0.4% year over year, with homes going under contract in about 77 days, 359 homes on the market.
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Housing Market Analyst
Prices are up 0.4% versus the prior year and sellers are still collecting 93.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Mortgage sensitivity — at 8.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Santa Rosa Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Santa Rosa Beach is hot — and where it isn't
Each dot is a community (90 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Santa Rosa Beach
The median sale price across Santa Rosa Beach currently stands at $925,000, up 0.4% from a year ago. The typical home goes under contract in about 77 days. Sellers are capturing 93.1% of their original asking price on average.
There are 359 active listings on the market, with 70 more already under contract.
Santa Rosa Beach prices sit above the Walton County median by roughly 45%. Zillow's home value index for Walton County stands at $654,436. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Santa Rosa Beach is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Santa Rosa Beach since 2012 — and where it’s heading
A median home here sold for $298,316 in 2012 and $1,124,097 over the last recorded year — 277% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (6,202 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving Santa Rosa Beach
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Walton County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Santa Rosa Beach ← this page | $925K | 359 | 47 | |
| Miramar Beach | $778K | 346 | 40 | Open → |
| Freeport | $389K | 234 | 55 | Open → |
| Inlet Beach | $1.54M | 127 | 40 | Open → |
| Defuniak Springs | $190K | 41 | 50 | Open → |
Neighborhoods on the move
| EAGLE BAYSanta Rosa Beach | $485K | ▲ 33% |
| PEACH CREEKSanta Rosa Beach | $558K | ▲ 15% |
| ESCADASanta Rosa Beach | $500K | ▲ 15% |
| DAUGHETTES AMENDEDSanta Rosa Beach | $1.02M | ▲ 14% |
| BOTANY BAYOUSanta Rosa Beach | $1.07M | ▲ 10% |
| BEACH HIGHLAND 1ST ADDSanta Rosa Beach | $1.62M | ▼ 41% |
| GULF SHORE MANORSanta Rosa Beach | $1.48M | ▼ 26% |
| WATERSOUND WEST BEACHSanta Rosa Beach | $1.91M | ▼ 26% |
| SERENITY AT DUNE ALLENSanta Rosa Beach | $925K | ▼ 24% |
| LAKESIDE AT BLUE MOUNTAIN BEACHSanta Rosa Beach | $1.25M | ▼ 14% |
| DRIFTWOOD ESTATESSanta Rosa Beach | $570K | 15 |
| GULF SHORE MANORSanta Rosa Beach | $1.48M | 15 |
| HIGHLAND PARKSSanta Rosa Beach | $925K | 14 |
| PEACH CREEKSanta Rosa Beach | $558K | 13 |
| CYPRESS DUNESSanta Rosa Beach | $1.20M | 11 |
| THE SHOALSanta Rosa Beach | $874K | 1 days |
| COTTAGE GROVESanta Rosa Beach | $1.24M | 4 days |
| WATERSOUND WEST BEACHSanta Rosa Beach | $1.91M | 30 days |
| CHURCH STREET VILLAGESanta Rosa Beach | $500K | 32 days |
| DRIFTWOOD ESTATESSanta Rosa Beach | $570K | 44 days |
Santa Rosa Beach ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Santa Rosa Beach right now?
The data says conditions currently favor neither side decisively in Santa Rosa Beach — the Momentum Score reads 47/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Santa Rosa Beach becoming more affordable?
No — the median sale price in Santa Rosa Beach is $925,000, up 0.4% versus the prior year, while sellers still capture 93.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Santa Rosa Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BEACH HIGHLAND 1ST ADD (-41%); GULF SHORE MANOR (-26%); WATERSOUND WEST BEACH (-26%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Santa Rosa Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are THE SHOAL (1 days); COTTAGE GROVE (4 days); WATERSOUND WEST BEACH (30 days) — homes there go under contract well ahead of the market-wide pace of 77 days.
How does Santa Rosa Beach compare to the rest of Walton County?
Santa Rosa Beach's median of $925,000 runs 45% above the county-wide median of $640,000, and homes here take 77 days to go under contract versus 77 county-wide.
Santa Rosa Beach housing market FAQ
What is the median home price in Santa Rosa Beach?
The median sale price in Santa Rosa Beach is currently $925,000, up 0.4% from a year ago, based on MLS sales data updated August 6, 2026.
Is Santa Rosa Beach a buyer's or seller's market right now?
The data currently is roughly balanced. Santa Rosa Beach scores 47 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Santa Rosa Beach?
The typical home in Santa Rosa Beach goes under contract in about 77 days, per current MLS data.
How many homes are for sale in Santa Rosa Beach?
There are approximately 359 active listings in Santa Rosa Beach as of August 6, 2026.
Are home prices in Santa Rosa Beach rising or falling?
Median sale prices are up 0.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Santa Rosa Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.