171 S Driftwood Bay #Unit 105, Miramar Beach, FL 32550
As of September 26, 2026, 171 S Driftwood Bay #UNIT 105 in Seascape S/D, Miramar Beach is listed at $698,000. It has been 30 days on market. Listing facts: built in 1982. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1982 · 44 yrs
- 30 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1982BuiltPer public record
- Aug 28, 2026First trackedObserved at $699,000
- Sep 22, 2026Price cut$698,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,726/mo 78%
- Taxes $611/mo 13%
- Insurance $379/mo 8%
- HOA $50/mo 1%
$4,766/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
19% of homes in SEASCAPE S/D are owner-occupied. An estimated 81% are non-owner-occupied, including 31% held in a company or trust and 56% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 16 homes matched. Community-level context.
What’s unique here: one of only 3 active listings in SEASCAPE S/D, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Wake Up to the Water. Walk to the Gulf. Make the Beach Yours.
Some beach properties give you a place to stay. Others give you a lifestyle you'll want to come back to again and again. *Can be converted to a 3 bedroom!
- ask for details! * A beautifully positioned two-story coastal retreat in Seascape Golf, Beach & Tennis Resort, where peaceful lake views, resort amenities and the sugar-white sands of Miramar Beach come together in one unforgettable setting. Imagine waking up slowly with coffee overlooking the lake.
A few minutes later, you're walking toward the Gulf with your toes in the sand. Spend the afternoon by the pool, play a round of golf or enjoy the resort's recreational amenities, then return home to your private patio and let the evening unfold over the water. This spacious 1,470-square-foot residence offers two bedrooms, two-and-a-half baths and room to comfortably accommodate up to eight guests, creating an ideal layout for families, couples traveling together or friends escaping to the Emerald Coast.
Inside, the open living and dining areas create a natural gathering place after a day at the beach. The kitchen keeps everyone connected, while the upstairs bedrooms offer privacy when it's time to unwind. Step outside and the lake becomes part of the experience--peaceful, scenic and distinctly coastal.
And then there's the location. The Gulf is just a short walk away, while Seascape's resort amenities put swimming, tennis, golf and beach days practically at your doorstep. Shopping, dining and everything that makes Miramar Beach one of the Emerald Coast's most sought-after destinations are close by.
For the investor, the appeal is equally compelling. This is not simply a property near the beach--it is a vacation experience. The two-bedroom layout, generous sleeping capacity, water views, resort amenities and walkable beach location are exactly the characteristics that make a coastal property attractive to vacation guests.
For the second-home buyer, it may be even simpler: This is the place you start looking forward to long before you arrive. The place where the kids know exactly where to find the beach. Where mornings begin with coffee by the water.
Where friends come for a weekend and start planning their next trip before they leave. Where a vacation property becomes part of your family's story. Whether you're looking for a personal coastal escape, a vacation-rental opportunity, or both, 171 S Driftwood Bay Unit 105 offers the chance to own a piece of the Emerald Coast lifestyle without giving up the amenities and convenience that make a beach investment truly special.
Come see it. Walk the path to the beach. Stand on the balcony.
Look out over the water. You may find that the hardest part isn't deciding whether you want a beach home. It's deciding how soon you want to come back.
ASK FOR THE CASH FLOW SHEET!!
All 48 photos
Description provided by Corcoran Reverie SRB and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near SEASCAPE S/D
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Miramar Beach
- 24 Breakwater Bay #7E, Miramar Beach · $364,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of Cole Blair Properties LLC)
- 166 N Driftwood Bay #Unit 36C, Miramar Beach · $399,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of RE/MAX Coastal Properties)
- 60 Sandprints Drive #C1, Miramar Beach · $334,000 · 1 bd / 1.0 ba · listed September 24, 2026 (courtesy of EXP Realty LLC)
- 243 Tupelo Courtyard ## 243, Miramar Beach · $749,000 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of Emerald Coast Realty Pros Inc)
- 285 Payne Street #Unit 4B, Miramar Beach · $359,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of The Premier Property Group)
- 3219 Bay Estates Circle, Miramar Beach · $3,999,000 · 4 bd / 3.0 ba · listed September 23, 2026 (courtesy of Berkshire Hathaway Home Services PenFed Realty)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Corcoran Reverie SRB · MLS # 1010750
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Recent sales activity in SEASCAPE S/D
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SEASCAPE S/D neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on SEASCAPE S/D
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 171 S Driftwood Bay #UNIT 105, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1982 (44 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $7,329/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 171 S Driftwood Bay #UNIT 105 and when was it built?
Per the listing record, 171 S Driftwood Bay #UNIT 105 was built in 1982 and has 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 171 S Driftwood Bay #UNIT 105 in?
171 S Driftwood Bay #UNIT 105 is in Seascape S/D in Miramar Beach, Walton County. The community section on this page shows recent closed sales, days on market, and active inventory for Seascape S/D from the same MLS data.
Why might property taxes on 171 S Driftwood Bay #UNIT 105 differ from the current owner's?
The estimate on this page (about $7,329 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 171 S Driftwood Bay #UNIT 105 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 171 S Driftwood Bay #UNIT 105 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.