Miramar Beach
Housing Market
Median sale price $777,500, up 3.5% year over year, with homes going under contract in about 104 days, 312 homes on the market.
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Housing Market Analyst
Inventory sits at 10.1 months of supply — heavy by the 3-to-6-month balanced benchmark, and 17% of listed homes are already under contract. Prices are up 3.5% versus the prior year and sellers are still collecting 92.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 17% of inventory sits under contract.
- Mortgage sensitivity — at 8.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Miramar Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Miramar Beach is hot — and where it isn't
Each dot is a community (59 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Miramar Beach
The median sale price across Miramar Beach currently stands at $777,500, up 3.5% from a year ago. The typical home goes under contract in about 104 days. Sellers are capturing 92.8% of their original asking price on average.
There are 312 active listings on the market, with 40 more already under contract. At the current sales pace that works out to 10.1 months of supply — a buyer-leaning market by the standard six-month benchmark. 344 homes closed here over the trailing 12 months.
Miramar Beach prices sit above the Walton County median by roughly 41%. Zillow's home value index for Walton County stands at $659,312. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Miramar Beach is 33 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Miramar Beach since 2012 — and where it’s heading
A median home here sold for $295,039 in 2012 and $1,032,588 over the last recorded year — 250% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (4,680 recorded sales)
Days on market by year
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Walton County (MLS)
Median price · daily recalculation
What’s driving Miramar Beach
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Miramar Beach right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Walton County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Miramar Beach ← this page | $778K | 312 | 33 | |
| Santa Rosa Beach | $950K | 313 | 41 | Open → |
| Freeport | $385K | 298 | 48 | Open → |
| Watersound | $928K | 160 | 57 | Open → |
| Monroe | $470K | 75 | 51 | Open → |
| Inlet Beach | $1.11M | 48 | 33 | Open → |
Neighborhoods on the move
| ONE BEACH CLUB DRIVEMiramar Beach | $1.30M | ▲ 33% |
| BURNT PINEMiramar Beach | $2.95M | ▲ 11% |
| LAUREL GROVEMiramar Beach | $940K | ▲ 7% |
| FRANGISTA BEACH 2ND ADDNMiramar Beach | $1.26M | ▲ 5% |
| VILLA LAGOMiramar Beach | $1.07M | ▲ 4% |
| FRANGISTA BEACH 1ST ADDNMiramar Beach | $1.52M | ▼ 46% |
| ARIEL DUNES IIMiramar Beach | $482K | ▼ 14% |
| PILOT HOUSEMiramar Beach | $328K | ▼ 9% |
| BAYSIDEMiramar Beach | $480K | ▼ 6% |
| Emerald BayMiramar Beach | $778K | ▼ 4% |
| BURNT PINEMiramar Beach | $2.95M | 16 |
| VILLA LAGOMiramar Beach | $1.07M | 15 |
| SUMMIT AT TOPS'L (THE)Miramar Beach | $508K | 13 |
| ARIEL DUNES IIMiramar Beach | $482K | 12 |
| ARIEL DUNESMiramar Beach | $700K | 12 |
| BAYTOWNE AVE EASTMiramar Beach | $1.82M | 8 days |
| GENOAMiramar Beach | $1.76M | 14 days |
| LAUREL GROVEMiramar Beach | $940K | 26 days |
| BAYSIDEMiramar Beach | $480K | 38 days |
| BURNT PINEMiramar Beach | $2.95M | 60 days |
Miramar Beach ZIP codes
Most active communities
More on Miramar Beach
Put this data to work
The questions people actually ask
Should I buy a house in Miramar Beach right now?
The data says conditions currently favor buyers in Miramar Beach — the Momentum Score reads 33/100 with 10.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Miramar Beach becoming more affordable?
No — the median sale price in Miramar Beach is $777,500, up 3.5% versus the prior year, while sellers still capture 92.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Miramar Beach?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FRANGISTA BEACH 1ST ADDN (-46%); ARIEL DUNES II (-14%); PILOT HOUSE (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Miramar Beach neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are BAYTOWNE AVE EAST (8 days); GENOA (14 days); LAUREL GROVE (26 days) — homes there go under contract well ahead of the market-wide pace of 104 days.
How does Miramar Beach compare to the rest of Walton County?
Miramar Beach's median of $777,500 runs 41% above the county-wide median of $549,900, and homes here take 104 days to go under contract versus 76 county-wide.
Miramar Beach housing market FAQ
How is the housing market in Miramar Beach right now?
As of September 15, 2026, the Miramar Beach housing market favors buyers: the median sale price is $777,500 (up 3.5% year over year), 312 homes are for sale against 344 sales in the last 12 months, which is 10.1 months of supply, and the typical home goes under contract in about 104 days.
How much is a house in Miramar Beach?
The median home sold for $777,500 in Miramar Beach over the last 12 months; asking prices on the 312 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Miramar Beach?
By the numbers, sellers in Miramar Beach are getting 92.8% of asking price and going under contract in about 104 days with 10.1 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Miramar Beach housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Miramar Beach median sale prices are up 3.5% year over year, inventory stands at 10.1 months of supply, and 17% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Miramar Beach?
The median sale price in Miramar Beach is currently $777,500, up 3.5% from a year ago, based on MLS sales data updated September 15, 2026.
Is Miramar Beach a buyer's or seller's market right now?
The data currently favors buyers. Miramar Beach scores 33 of 100 on the Momentum Score, with 10.1 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Miramar Beach?
The typical home in Miramar Beach goes under contract in about 104 days, per current MLS data.
How many homes are for sale in Miramar Beach?
There are approximately 312 active listings in Miramar Beach as of September 15, 2026.
Are home prices in Miramar Beach rising or falling?
Median sale prices are up 3.5% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Miramar Beach. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.