Miramar Beach, Florida

Miramar Beach
Housing Market

City market report · Walton County, FL · 5 ZIP codes

Median sale price $777,500, up 3.7% year over year, with homes going under contract in about 108 days, 314 homes on the market.

57 communities reporting420 sales analyzedRefreshed twice dailyMomentum Score 30
Live Market Pulse
30/100
Momentum
Soft Market
10+ months of homes to choose from. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
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Live · Miramar Beach Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$778K ▲
Median sold · 12 moConfidence: High
up 3.7% vs the prior 12 months
+3.7% ▲
1-yr price change
n = 420 recent sales
92.6%
Sale vs ask
Walton County: 94.6% · flat vs prior yr
$655K ▲
Walton County home value
Zillow ZHVI, monthly · +0.4% vs a year ago
Tempo
10.1mo
Supply
3 to 6 months is the balanced band
108days ▲
Median DOM · closed
Walton County: 78 days · +11.0 days vs prior yr
11%
Under contract
Walton County: 23%
314 · 33 ▼3
For sale · pending
live counts, refreshed twice daily
375 ▲
Sold · last 12 mo
closed across all tracked communities · +30.0% vs prior yr
Market context
22%
Listings with price cuts
Walton County · Zillow
2,877 ▼
County for-sale inventory
Zillow, monthly · -1.6% vs prior month
30/100
Momentum score
Soft Market
57
Communities reporting
of 212 tracked in Miramar Beach
Economy & people · county layer
$79,281
Median household income
U.S. Census ACS, county
79,846
County population
+21.2% since 2018
8.3×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,709/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 10.1 months of supply — heavy by the 3-to-6-month balanced benchmark, and 11% of listed homes are already under contract. Prices are up 3.7% versus the prior year and sellers are still collecting 92.6% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 30
Momentum Score
Buyer leverage70
Seller leverage30

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 11% of inventory sits under contract.
  • Mortgage sensitivity — at 8.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Miramar Beach data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 11 active
$300K–$500K
21.8 mo · buyer-tilted · 100 active
$500K–$750K
9.8 mo · buyer-tilted · 96 active
$750K+
6.6 mo · buyer-tilted · 107 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Miramar Beach is hot — and where it isn't

Each dot is a community (57 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Miramar Beach

The median sale price across Miramar Beach currently stands at $777,500, up 3.7% from a year ago. The typical home goes under contract in about 108 days. Sellers are capturing 92.6% of their original asking price on average.

There are 314 active listings on the market, with 33 more already under contract. At the current sales pace that works out to 10.1 months of supply — a buyer-leaning market by the standard six-month benchmark. 375 homes closed here over the trailing 12 months.

Miramar Beach prices sit above the Walton County median by roughly 21%. Zillow's home value index for Walton County stands at $654,947. About 22% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Miramar Beach is 30 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

Miramar Beach since 2012 — and where it’s heading

A median home here sold for $303,396 in 2012 and $1,027,753 over the last recorded year — 239% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (4,702 recorded sales)

$288K$675K$1.06M$1.03M2012: $303K2013: $413K2014: $364K2015: $425K2016: $400K2017: $444K2018: $558K2019: $526K2020: $636K2021: $669K2022: $829K2023: $1.05M2024: $996K2025: $947K2026: $1.03M20122015201920232026

Days on market by year

19d79d138d108d2012: 136d2013: 115d2014: 128d2015: 107d2016: 120d2017: 110d2018: 81d2019: 91d2020: 65d2021: 29d2022: 22d2023: 57d2024: 72d2025: 97d2026: 108d20122015201920232026

Home value trend · Walton County (Zillow ZHVI)

$647K$652K$657K$655KAug '25: $653KSep '25: $651KOct '25: $650KNov '25: $648KDec '25: $648KJan '26: $648KFeb '26: $649KMar '26: $653KApr '26: $656KMay '26: $657KJun '26: $656KJul '26: $655KAug '26: $655KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

2,4202,7042,9872,877Aug '25: 2,976Sep '25: 2,874Oct '25: 2,785Nov '25: 2,705Dec '25: 2,579Jan '26: 2,475Feb '26: 2,432Mar '26: 2,569Apr '26: 2,742May '26: 2,896Jun '26: 2,933Jul '26: 2,923Aug '26: 2,877Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Walton County (MLS)

4661,8493,232Aug 10 · Active: 2,619Aug 11 · Active: 2,611Aug 12 · Active: 2,604Aug 13 · Active: 2,602Aug 15 · Active: 2,611Aug 17 · Active: 2,592Aug 19 · Active: 2,577Aug 22 · Active: 2,583Aug 23 · Active: 2,571Aug 28 · Active: 2,576Aug 29 · Active: 2,584Aug 30 · Active: 2,582Aug 31 · Active: 2,584Sep 07 · Active: 3,177Sep 09 · Active: 3,160Sep 11 · Active: 3,167Sep 12 · Active: 3,160Sep 13 · Active: 3,155Sep 14 · Active: 3,143Sep 15 · Active: 3,141Sep 16 · Active: 3,140Sep 17 · Active: 3,124Sep 19 · Active: 3,142Sep 20 · Active: 3,144Sep 21 · Active: 3,119Sep 22 · Active: 3,113Sep 23 · Active: 3,112Sep 24 · Active: 3,114Sep 25 · Active: 3,117Sep 26 · Active: 3,127Sep 28 · Active: 3,117Sep 29 · Active: 3,100Oct 01 · Active: 3,029Oct 04 · Active: 3,051Oct 05 · Active: 3,040Oct 06 · Active: 3,037Aug 10Sep 14Oct 06ActivePending

Median price · daily recalculation

$745K$778K$810K$778KAug 06: $778KAug 08: $778KAug 09: $778KAug 10: $778KAug 11: $778KAug 12: $778KAug 13: $778KAug 15: $778KAug 17: $778KAug 18: $778KAug 19: $778KAug 20: $778KAug 21: $778KAug 22: $778KAug 23: $778KAug 24: $778KAug 26: $778KAug 28: $778KAug 29: $778KAug 30: $778KAug 31: $778KSep 01: $778KSep 04: $778KSep 05: $778KSep 06: $778KSep 07: $778KSep 08: $778KSep 09: $778KSep 10: $778KSep 11: $778KSep 12: $778KSep 13: $778KSep 14: $778KSep 15: $778KSep 16: $778KSep 17: $778KSep 19: $778KSep 20: $778KSep 21: $778KSep 22: $778KSep 23: $778KSep 24: $778KSep 25: $778KSep 26: $778KSep 28: $778KSep 29: $778KSep 30: $778KOct 01: $778KOct 03: $778KOct 04: $778KOct 05: $778KOct 06: $778KAug 06Aug 22Sep 08Sep 22Oct 06
Local Economics · county layer

What’s driving Miramar Beach

Who’s moving here
+2,430 net residents/yr

Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,942/yr avg premium

433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,399 units permitted -17% YoY

1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
FRANGISTA BEACH 1ST ADDN ▼ 32%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 21.8 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Miramar Beach right now.

Biggest opportunity
$750K+: 6.6 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Walton County

MarketMedianActiveScore
Miramar Beach ← this page$778K31430
Santa Rosa Beach$975K30241Open →
Freeport$385K29648Open →
Watersound$935K15858Open →
Monroe$445K7645Open →
Inlet Beach$1.27M4834Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
ONE BEACH CLUB DRIVEMiramar Beach$1.23M▲ 26%
BURNT PINEMiramar Beach$2.91M▲ 8%
LAUREL GROVEMiramar Beach$940K▲ 7%
FRANGISTA BEACH 2ND ADDNMiramar Beach$1.26M▲ 5%
VILLA LAGOMiramar Beach$1.07M▲ 4%
Prices cooling fastest
FRANGISTA BEACH 1ST ADDNMiramar Beach$1.90M▼ 32%
ARIEL DUNES IIMiramar Beach$480K▼ 14%
PILOT HOUSEMiramar Beach$328K▼ 9%
Emerald BayMiramar Beach$778K▼ 4%
HIDDEN DUNES GULFSIDE 1Miramar Beach$785K▼ 4%
Most homes for sale
GRAND SANDESTINMiramar Beach$335K27
BURNT PINEMiramar Beach$2.91M17
LUAU IMiramar Beach$381K16
LASATAMiramar Beach$484K13
PILOT HOUSEMiramar Beach$328K13
Selling fastest
BAYTOWNE AVE EASTMiramar Beach$1.82M8 days
GENOAMiramar Beach$1.76M14 days
LAUREL GROVEMiramar Beach$940K26 days
BAYSIDEMiramar Beach$498K51 days
BURNT PINEMiramar Beach$2.91M59 days
Explore Deeper

Miramar Beach ZIP codes

Most active communities

More on Miramar Beach

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Miramar Beach right now?

The data says conditions currently favor buyers in Miramar Beach — the Momentum Score reads 30/100 with 10.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Miramar Beach becoming more affordable?

No — the median sale price in Miramar Beach is $777,500, up 3.7% versus the prior year, while sellers still capture 92.6% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Miramar Beach?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FRANGISTA BEACH 1ST ADDN (-32%); ARIEL DUNES II (-14%); PILOT HOUSE (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Miramar Beach neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are BAYTOWNE AVE EAST (8 days); GENOA (14 days); LAUREL GROVE (26 days) — homes there go under contract well ahead of the market-wide pace of 108 days.

How does Miramar Beach compare to the rest of Walton County?

Miramar Beach's median of $777,500 runs 21% above the county-wide median of $640,000, and homes here take 108 days to go under contract versus 78 county-wide.

Questions

Miramar Beach housing market FAQ

How is the housing market in Miramar Beach right now?

As of October 6, 2026, the Miramar Beach housing market favors buyers: the median sale price is $777,500 (up 3.7% year over year), 314 homes are for sale against 375 sales in the last 12 months, which is 10.1 months of supply, and the typical home goes under contract in about 108 days.

How much is a house in Miramar Beach?

The median home sold for $777,500 in Miramar Beach over the last 12 months; asking prices on the 314 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Miramar Beach?

By the numbers, sellers in Miramar Beach are getting 92.6% of asking price and going under contract in about 108 days with 10.1 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Miramar Beach housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Miramar Beach median sale prices are up 3.7% year over year, inventory stands at 10.1 months of supply, and 11% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Miramar Beach?

The median sale price in Miramar Beach is currently $777,500, up 3.7% from a year ago, based on MLS sales data updated October 6, 2026.

Is Miramar Beach a buyer's or seller's market right now?

The data currently favors buyers. Miramar Beach scores 30 of 100 on the Momentum Score, with 10.1 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Miramar Beach?

The typical home in Miramar Beach goes under contract in about 108 days, per current MLS data.

How many homes are for sale in Miramar Beach?

There are approximately 314 active listings in Miramar Beach as of October 6, 2026.

Are home prices in Miramar Beach rising or falling?

Median sale prices are up 3.7% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Miramar Beach. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.