Detached Single Family in SEAGROVE 5TH ADDN, Santa Rosa Beach · Built 2026
SEAGROVE 5TH ADDN · Santa Rosa Beach, FL 32459 · Walton County
Listing data checked against the MLS November 13, 2026 at 12:34 PM ET · rechecked hourly
Listed by Live 30A Real Estate LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
6Bedrooms
8.5Bathrooms
2026Year Built
Private pool2-car garage6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
377.3-month supply
377.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$18k–$36k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
189 Dogwood Street in Seagrove 5Th Addn, Santa Rosa Beach is listed at $7,975,000. That is 113% above Seagrove 5Th Addn's median closed sale of $3,750,000 over the last 12 months (25 recorded sales). It came to market within the past week. Listing facts: built in 2026, a private pool. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2026
2-car garage
Active listing
Listing description
About this home
Welcome to 189 Dogwood Street, a stunning new coastal estate tucked beneath a canopy of mature oaks and magnolias in the heart of Old Seagrove. Custom-built in 2026 by the renowned Borges Brooks Builders and exquisitely designed by Katie Grace Designs, this 6-bedroom, 8 full and 1 half bath residence offers 6,313 square feet of refined living across four levels, capturing the timeless charm of Old Seagrove with a fresh vision of coastal luxury. Step inside to open, light-filled living spaces with soaring ceilings, natural wood beams, and warm textures, complemented by professional design elements with gold detailing and refined finishes throughout.
Outside, enjoy your own private retreat with a gunite pool, perfect for long beach days and evenings with family and friends. The home also offers a 2-car garage plus room for five more cars in the driveway, a rare find this close to the Gulf. Located just 0.2 miles to the nearest beach access and a short 0.5-mile stroll to Seaside's town square, you are moments from the sugar-white sands and the best shops, restaurants, and gathering spots along 30A.
This home is not just a place to live but a lifestyle to experience. Welcome to your dream coastal retreat at 189 Dogwood Street. Best of all, there are no HOA restrictions, allowing you to embrace the true Old Seagrove lifestyle in one of 30A's most coveted neighborhoods.
The 6,313 heated and cooled square feet are thoughtfully divided between a main residence and a private carriage house. The main home offers five bedrooms and seven full baths across four beautifully designed levels. A stunning primary suite anchors the first floor in its own wing, complete with a spa-like bath with sauna and steam shower, garden tub, double vanities, a sitting area, a walk-in closet with safe, and direct access to the pool deck.
The chef's kitchen boasts a large island and breakfast bar, gas range, double ovens, dual dishwashers, ice machine, butler's pantry, wet bar, and custom cabinetry framing a full-size refrigerator and freezer. Expansive gathering spaces include a great room with fireplace, a dedicated TV room, a second primary suite on the second level, and multiple balconies. An elevator serves the home, and the third floor features a custom bunk room with side-by-side baths, one designed for boys and one for girls, while a spiral staircase leads to the fourth-floor observation room showcasing Gulf views.
The carriage house sits above the detached two-car garage and is reached by covered exterior stairs. It offers one bedroom, one full bath, and a complete kitchen, living, and dining area, ideal for guests or extended family. The garage level also includes a convenient half bath that doubles as a pool bath.
Outdoors, the home delivers a private resort setting with a heated gunite pool and spa, sun shelf, cold plunge, expansive covered deck, outdoor fireplace, outdoor shower, and a fully equipped summer kitchen with grill, refrigerator, ice maker, and bar seating. Together, these features define the ultimate coastal sanctuary in one of 30A's most beloved neighborhoods.
All 148 photos
Description provided by Live 30A Real Estate LLC and reproduced from the MLS; not independently verified.
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for SEAGROVE 5TH ADDN. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$7,975,000
Bed / bath6 / 8.5
Year built2026
Property typeDetached Single Family
Garage2-car
PoolYes
MLS #1015445
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyWalton
Area listings786 active · 169 under contract
Estimated first-year tax~$83,738/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Estimated monthly payment$51,990
Insurance (illustrative)$18k–$36k/yr
Comparable-sales median$3,750,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$51,990/mo
Principal & interest $42,919/mo83%
Taxes $6,978/mo13%
Insurance $2,093/mo4%
$51,990/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$83,738/yr
Estimate: a typical Walton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$18k–$36k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Property timeline
This home’s history
2026BuiltPer public record
Nov 13, 2026First seen on our siteObserved at $7,975,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $7,975,000Live 30A Real Estate LLC
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
34/100
Strongest on: Pricing power (57), Market liquidity (44)
0 limited50100 exceptional
34/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Affordability0
List price $7,975,000 vs the community median $3,750,000. Not a measure of personal affordability.
Market liquidity44
Community median 27 days on market, ~377.3 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
35% of homes in Walton County are owner-occupied. An estimated 65% are non-owner-occupied, including 25% held in a company or trust and 37% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1984 homes matched. Community-level context.
Recent Walton County sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending November 9, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 786 active listings in Walton County, no CDD assessment.
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Live 30A Real Estate LLC · MLS # 1015445
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Similar homes for sale near SEAGROVE 5TH ADDN
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
Why it matters: Design work on Westbay Parkway is an early step toward added road capacity in western Walton County. The project is about 15 miles north of Zz Emeraldcoast Walton Unassigned, elsewhere in Walton County.
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
Why it matters: Advances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 16 miles northeast of Zz Emeraldcoast Walton Unassigned.
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Dune LakesAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
Emerald CoastAssigned middle school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 189 Dogwood Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Confirm square footage and room dimensions independently.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $83,738/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Emerald Coast MLS, checked against the MLS hourly (last: November 13, 2026)
Comparable sales
Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 189 Dogwood Street and when was it built?
Per the listing record, 189 Dogwood Street was built in 2026 and has 6 bedrooms and 8.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 189 Dogwood Street in?
189 Dogwood Street is in Seagrove 5Th Addn in Santa Rosa Beach, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 189 Dogwood Street differ from the current owner's?
The estimate on this page (about $83,738 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 189 Dogwood Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Live 30A Real Estate LLC
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
