listed Oct 15, 2026 Detached Single Family ▼ Price cut: $10,000 (10/29) Open house Sun, Nov 8, 1 PM–4 PM
$325,000
3-Bedroom Golf-Course Home in COUNTRY CLUB ESTATES 1 OF CRESTVIEW

201 Country Club Drive, Crestview, FL 32536

Detached Single Family in COUNTRY CLUB ESTATES 1 OF CRESTVIEW · No CDD on record
COUNTRY CLUB ESTATES 1 OF CRESTVIEW · Crestview, FL 32536 · Okaloosa County
Listing data checked against the MLS November 4, 2026 at 11:32 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
1992Year Built
2-car garageNo CDD on recordFEMA Zone X
Open house
  • Sun, Nov 8, 1 PM–4 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Seller-leaning
20 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~107 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $325k tops 3 of the last 12 closed sales

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

201 Country Club Drive in Country Club Estates 1 Of Crestview, Crestview is listed at $325,000. It has been listed Oct 15, 2026. Listing facts: built in 1992. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1992 · 34 yrs
  • 2-car garage
  • listed Oct 15, 2026
Listing description

About this home

Imagine slow mornings with a little sunshine, evenings by the fireplace, and backyard views that never get old! Welcome to 201 Country Club Drive, a charming 3-bedroom, 2-bath home tucked right along Blackwater Golf Course, Crestview's only operational golf course! Perfectly positioned alongside the 12th green and 13th tee box, a par 3, this home offers a front-row seat to the game and a backyard setting that's hard to beat.

With a bright, open floor plan, wonderful natural light, and an easygoing flow, this home has everything it takes to become your next favorite place to land. Inside, fresh updates create a crisp, refreshed feel, including new flooring, fresh interior and exterior paint, new kitchen countertops, a new refrigerator, updated bathroom vanities, and refreshed hardware and lighting. The spacious living room features a wood-burning fireplace that invites cozy evenings, movie nights, and a little downtime after a long day.

The big-ticket items are taken care of, too: an HVAC system installed in 2020, a roof replaced in 2021, and a water heater installed in 2025. The real magic happens out back! Step onto the screened-in porch and let the golf course views set the mood.

With the 12th green and 13th tee box just beyond your backyard, you can enjoy course views right from home. The spacious yard strikes just the right balance between privacy and open scenery, with charming picket fencing along the back so you can enjoy the view while maintaining a little privacy. Fire up the grill, gather your favorite people under the gazebo, or simply settle in and slow down.

There's even a storage shed with a new roof to keep your outdoor essentials tucked away. Location adds another reason to love this home! Conveniently situated in town, you'll enjoy convenient access to 7th Special Forces Group, Eglin Air Force Base, and Florida's beautiful white-sand beaches.

The property is also zoned for Pineview K-8, a brand-new school in Crestview's growing community. Looking ahead, the planned Exit 53 is expected to give residents a more convenient route to I-10 and town, adding to the appeal of this home's location just a short distance away. Whether you're dreaming of peaceful mornings, lively get-togethers, or a home that feels like a breath of fresh air, this one combines comfort, thoughtful updates, and a little golf course magic.

Come see why life might just be a little sweeter on Country Club Drive! Seller is offering a $10,000 credit to the buyer at closing, which may be used toward the buyer's closing costs, discount points, or interest rate buydown, subject to lender approval and applicable loan guidelines. **Please note: Seller is a licensed real estate agent.

All 44 photos

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Description provided by Blackwater Real Estate LLC and reproduced from the MLS; not independently verified.

Listing courtesy of Blackwater Real Estate LLC · Listing agent: Christina K Black · admin@buysellblackwater.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for COUNTRY CLUB ESTATES 1 OF CRESTVIEW. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$325,000
Bed / bath3 / 2
Year built1992
Property typeDetached Single Family
Garage2-car
MLS #1013784
Listing statuslisted Oct 15, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~107 ft
CountyOkaloosa
Area listings1 active · 0 under contract
Estimated first-year tax~$3,550/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$2,230
Insurance (illustrative)$2k–$3k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,230/mo
  • Principal & interest $1,772/mo 79%
  • Taxes $296/mo 13%
  • Insurance $163/mo 7%

$2,230/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$3,550/yr
≈ $296/mo·effective rate ~1.09%
Estimate: asking price less the $50,000 homestead exemption × Okaloosa County rate (12.89 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,600/yr ($217/mo) — taxable value $200,930 × 12.89 mills
$950 more each year
(+37%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$200,930
Market value
$200,930
Assessed
$200,930
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 201 Country Club Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $2,600/yr (certified county roll, taxable value × millage). Buy at the asking price of $325,000 and the first-year bill resets to about $3,550/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.89 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
Home and flood insuranceThe average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1992. An original roof would be about 34 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~107 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Okaloosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Okaloosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1992BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Oct 15, 2026)
  • Oct 15, 2026First seen on movewithmomentum.comObserved at $335,000
  • Oct 29, 2026Price cut$325,000 (-$10,000, -3.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $325,000Blackwater Real Estate LLC · listed Oct 15, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

67/100
Strongest on: Flood safety (95), Insurance cost (63)
0 limited50100 exceptional

67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Flood safety95
FEMA Zone X, ~107 ft elevation. Verify the parcel with FEMA.
Insurance cost63
From FEMA Zone X and a 1992 build. Obtain a property-specific quote.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 20 days on market for this home, against a 57-day area median.Days on market:this home 20Area median:  57 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 20, 2026.

72% of homes in COUNTRY CLUB ESTATES 1 OF CRESTVIEW are owner-occupied. An estimated 28% are non-owner-occupied, including 11% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 124 homes matched. Community-level context.

What’s unique here: a golf-course community, one of only 1 active listings in COUNTRY CLUB ESTATES 1 OF CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Blackwater Real Estate LLC · MLS # 1013784

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Keep looking

Similar homes for sale near COUNTRY CLUB ESTATES 1 OF CRESTVIEW

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Crestview

  • 1250 E 1St Avenue, Crestview · $190,000 · 3 bd / 2.0 ba · listed November 4, 2026 (courtesy of Coldwell Banker Realty)
  • 4702 Whitewater Lane, Crestview · $327,850 · 4 bd / 2.0 ba · listed November 3, 2026 (courtesy of ERA American Real Estate)
  • 4757 Young Road, Crestview · $450,000 · 3 bd / 2.5 ba · listed November 3, 2026 (courtesy of World Impact Real Estate)
  • 3606 Airport Road, Crestview · $350,000 · 3 bd / 2.0 ba · listed November 3, 2026 (courtesy of ERA American Real Estate)
  • 3368 Wild Hare Lane, Crestview · $339,000 · 4 bd / 2.5 ba · listed November 3, 2026 (courtesy of Richardson Realty International Inc)
  • 4548 Live Oak Church Road, Crestview · $349,900 · 4 bd / 2.0 ba · listed November 3, 2026 (courtesy of Spence Properties)

Recently off market in COUNTRY CLUB ESTATES 1 OF CRESTVIEW

Just listed: new homes for sale in the Emerald Coast in the last 48 hours · updated hourly · RSS · The Emerald Coast market today: new listings, price cuts, pendings

Go deeper

More on COUNTRY CLUB ESTATES 1 OF CRESTVIEW

Go deeper on COUNTRY CLUB ESTATES 1 OF CRESTVIEW

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

PineviewAssigned elementary school · Okaloosa County School District
PineviewAssigned middle school · Okaloosa County School District
GRADEB
CrestviewAssigned high school · Okaloosa County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 201 Country Club Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1992 (34 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,550/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $950 more per year than the current owner’s estimated bill (+37%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, checked against the MLS hourly (last: November 4, 2026)
Comparable salesComparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 201 Country Club Drive and when was it built?

Per the listing record, 201 Country Club Drive was built in 1992 and has 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 201 Country Club Drive in?

201 Country Club Drive is in Country Club Estates 1 Of Crestview in Crestview, Okaloosa County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 201 Country Club Drive differ from the current owner's?

The estimate on this page (about $3,550 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $950 more per year than the current owner’s estimated bill (+37%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 201 Country Club Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 201 Country Club Drive in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.