26 Azzurro Way #Unit A, Santa Rosa Beach, FL 32459
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 17, 2026, 26 Azzurro Way #Unit A in Beachside Estates, Santa Rosa Beach is listed at $5,850,000. It has been 206 days on market. Listing facts: built in 2022, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2022 · 4 yrs
- 3-car garage
- 206 days on market
About this home
Unique Financing Opportunity! Seller is offering owner financing at 4.5% interest with no origination fees, a 30-year amortization, and a 5-year balloon. Perched along 109 feet of pristine Gulf frontage, this exceptional 4-bedroom, 4,272 sq ft coastal retreat offers a rare blend of space, privacy, and direct beach access via a shared dune walkover with Unit B, all set on nearly an acre of coveted shoreline.
A rooftop pool & multiple Gulf-facing balconies provide a stunning backdrop of panoramic coastal views. Designed by Eric Craig of B. Design, the home reflects a sophisticated blend of architectural precision & coastal elegance.
Interiors feature soaring 9-10ft ceilings, wood-look porcelain tile, spruce accents, custom mosaics, and curated designer lighting, creating a refined yet relaxed atmosphere throughout. Built with ICF construction & impact-rated glass, the residence prioritizes durability, efficiency, and comfort with multiple high-efficiency HVAC systems, integrated dehumidification, tankless gas water heating, and full smart-home capabilities. A crisp white exterior, paver drive, and spacious 3-car garage with additional parking enhance both form and function.
The first level is tailored for entertaining, featuring a spacious game room with wet bar and full bath, ideal for seamless transition from beach to home. A private elevator connects all four levels, each offering light-filled living spaces and Gulf-front vantage points. The rooftop terrace serves as a showpiece, complete with a stainless steel pool, expansive sun deck, and glass railings framing unobstructed views of the shoreline.
The main living level showcases an open-concept design where the kitchen, dining, and great room flow effortlessly together, all oriented toward the Gulf through expansive glass. Elevated details include a coffered ceiling, LED fireplace, and professionally curated interiors. The chef's kitchen is appointed with Sub-Zero refrigeration, a Wolf dual-fuel range with 8-burner gas cooktop, wine cooler, custom cabinetry, and striking backsplash.
Upstairs, two Gulf-front suites with private balcony access are complemented by a versatile living space with wet bar, offering both comfort and flexibility. The top level is dedicated to a luxurious primary suite with sweeping Gulf views, a spa-inspired bath, and generous walk-in closet, along with an additional Gulf-front guest suite and convenient pool bath. Offered fully furnished and professionally designed, this turnkey property presents an outstanding opportunity as a primary residence, second home, or a high-performing investment.
With proven rental success generating $229K in 2025, the property delivers both immediate income potential and long-term value. Smart-home integration allows for effortless remote management of climate, security, pool, and garage systems. Tucked along a private, palm-lined street shared by only three other Gulf-front residences, Azzurro offers a rare balance of privacy and accessibility.
Located in the heart of Seagrove Beach, it is just moments from the vibrant communities of Seaside, Alys Beach, and Rosemary Beach, as well as beloved local destinations including Old Florida Fish House, Buddy's Seafood Market, and Beachy Bean Coffee. Nearby coastal dune lakes, state parks, and scenic bike trails further enhance the lifestyle. Azzurro is a true Gulf-front retreat, where timeless design meets modern luxury in one of 30A's most sought-after settings.
All 60 photos
Description provided by EXP Realty LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $32,403/mo 83%
- Taxes $4,717/mo 12%
- Insurance $1,699/mo 4%
$38,819/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateThe current taxable value ($9,742,075) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 26 Azzurro Way #Unit A
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $95,050/yr (certified county roll, taxable value × millage). Buy at the asking price of $5,850,000 and the first-year bill resets to about $56,600/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 9.76 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $14,500–$29,500/yr; neither is a quote. |
| Roof and age | Built in 2022. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2022BuiltPer public record
- About Mar 2026Listed (per MLS)MLS reports 206 cumulative days on market as of October 17, 2026
- Aug 4, 2026First seen on movewithmomentum.comObserved at $5,850,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Walton County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for BEACHSIDE ESTATES. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
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Listed by EXP Realty LLC · MLS # 998833
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Similar homes for sale near BEACHSIDE ESTATES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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Every home on Azzurro Way: what is for sale, what sold and when, the homes and the communities along it.
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Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 26 Azzurro Way #Unit A, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $56,600/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $38,450 less per year than the current owner’s estimated bill (−40%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Emerald Coast MLS, checked against the MLS hourly (last: October 17, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 26 Azzurro Way #Unit A and when was it built?
Per the listing record, 26 Azzurro Way #Unit A was built in 2022 and has 4 bedrooms and 8.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 26 Azzurro Way #Unit A in?
26 Azzurro Way #Unit A is in Beachside Estates in Santa Rosa Beach, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 26 Azzurro Way #Unit A differ from the current owner's?
The estimate on this page (about $56,600 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $38,450 less per year than the current owner’s estimated bill (−40%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 26 Azzurro Way #Unit A in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 26 Azzurro Way #Unit A in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.