4 bedroom Condominium at 26 Azzurro Way #Unit A, Beachside Estates, Santa Rosa Beach — photo 1Front elevation
4 bedroom Condominium at 26 Azzurro Way #Unit A, Beachside Estates, Santa Rosa Beach — photo 2Living space
4 bedroom Condominium at 26 Azzurro Way #Unit A, Beachside Estates, Santa Rosa Beach — photo 3Kitchen
4 bedroom Condominium at 26 Azzurro Way #Unit A, Beachside Estates, Santa Rosa Beach — photo 4Owner's suite
4 bedroom Condominium at 26 Azzurro Way #Unit A, Beachside Estates, Santa Rosa Beach — photo 5Exterior / yardView all 60 photos →
185 days on market Condominium
$5,850,000
4-Bedroom Condo in BEACHSIDE ESTATES

26 Azzurro Way #Unit A, Santa Rosa Beach, FL 32459

Condominium in BEACHSIDE ESTATES, Santa Rosa Beach · No CDD · Built 2022
BEACHSIDE ESTATES · Santa Rosa Beach, FL 32459 · Walton
Listing data updated September 26, 2026 · refreshed twice daily
4Bedrooms
8Bathrooms
2022Year Built
Waterfront3-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 26, 2026, 26 Azzurro Way #Unit A in Beachside Estates, Santa Rosa Beach is listed at $5,850,000. It has been 185 days on market. Listing facts: built in 2022, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 3-car garage
  • 185 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Aug 4, 2026First trackedObserved at $5,850,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$38,099/mo
  • Principal & interest $31,231/mo 82%
  • Taxes $5,119/mo 13%
  • Insurance $1,699/mo 4%
  • HOA $50/mo 0%

$38,099/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$56,600/yr
≈ $4,717/mo·effective rate ~0.97%
Estimated from today’s asking price and current Walton County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $95,050/yr ($7,921/mo)
-$38,450 more each year
(--40%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$9,742,075
Market value
$9,742,075
Assessed
$9,742,075
Taxable
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Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Affordability (50)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability50
List price $5,850,000 vs the community median $5,850,000. Not a measure of personal affordability.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing description

About this home

Unique Financing Opportunity! Seller is offering owner financing at 4.5% interest with no origination fees, a 30-year amortization, and a 5-year balloon. Perched along 109 feet of pristine Gulf frontage, this exceptional 4-bedroom, 4,272 sq ft coastal retreat offers a rare blend of space, privacy, and direct beach access via a shared dune walkover with Unit B, all set on nearly an acre of coveted shoreline.

A rooftop pool & multiple Gulf-facing balconies provide a stunning backdrop of panoramic coastal views. Designed by Eric Craig of B. Design, the home reflects a sophisticated blend of architectural precision & coastal elegance.

Interiors feature soaring 9-10ft ceilings, wood-look porcelain tile, spruce accents, custom mosaics, and curated designer lighting, creating a refined yet relaxed atmosphere throughout. Built with ICF construction & impact-rated glass, the residence prioritizes durability, efficiency, and comfort with multiple high-efficiency HVAC systems, integrated dehumidification, tankless gas water heating, and full smart-home capabilities. A crisp white exterior, paver drive, and spacious 3-car garage with additional parking enhance both form and function.

The first level is tailored for entertaining, featuring a spacious game room with wet bar and full bath, ideal for seamless transition from beach to home. A private elevator connects all four levels, each offering light-filled living spaces and Gulf-front vantage points. The rooftop terrace serves as a showpiece, complete with a stainless steel pool, expansive sun deck, and glass railings framing unobstructed views of the shoreline.

The main living level showcases an open-concept design where the kitchen, dining, and great room flow effortlessly together, all oriented toward the Gulf through expansive glass. Elevated details include a coffered ceiling, LED fireplace, and professionally curated interiors. The chef's kitchen is appointed with Sub-Zero refrigeration, a Wolf dual-fuel range with 8-burner gas cooktop, wine cooler, custom cabinetry, and striking backsplash.

Upstairs, two Gulf-front suites with private balcony access are complemented by a versatile living space with wet bar, offering both comfort and flexibility. The top level is dedicated to a luxurious primary suite with sweeping Gulf views, a spa-inspired bath, and generous walk-in closet, along with an additional Gulf-front guest suite and convenient pool bath. Offered fully furnished and professionally designed, this turnkey property presents an outstanding opportunity as a primary residence, second home, or a high-performing investment.

With proven rental success generating $229K in 2025, the property delivers both immediate income potential and long-term value. Smart-home integration allows for effortless remote management of climate, security, pool, and garage systems. Tucked along a private, palm-lined street shared by only three other Gulf-front residences, Azzurro offers a rare balance of privacy and accessibility.

Located in the heart of Seagrove Beach, it is just moments from the vibrant communities of Seaside, Alys Beach, and Rosemary Beach, as well as beloved local destinations including Old Florida Fish House, Buddy's Seafood Market, and Beachy Bean Coffee. Nearby coastal dune lakes, state parks, and scenic bike trails further enhance the lifestyle. Azzurro is a true Gulf-front retreat, where timeless design meets modern luxury in one of 30A's most sought-after settings.

All 60 photos

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Description provided by EXP Realty LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$5,850,000
Bed / bath4 / 8
Year built2022
Property typeCondominium
Garage3-car
MLS #998833
Listing status185 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~16 ft
Windstorm exposureLow
CountyWalton
Area listings3 active · 0 under contract
Estimated first-year tax~$61,425/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$38,099
Insurance (illustrative)$14k–$30k/yr
Comparable-sales median$5,850,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP Realty LLC · Listing agent: Abbott Martin Group · fl.admin@exprealty.netProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near BEACHSIDE ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Santa Rosa Beach

  • 640 Ridge Road, Santa Rosa Beach · $899,000 · 3 bd / 2.0 ba · listed September 26, 2026 (courtesy of Scenic Sotheby's International Realty)
  • 3604 E County Highway 30A #Unit B5, Santa Rosa Beach · $625,000 · 1 bd / 2.0 ba · listed September 24, 2026 (courtesy of Douglas Elliman)
  • 111 Sand Dunes Road, Santa Rosa Beach · $2,199,000 · 5 bd / 5.0 ba · listed September 24, 2026 (courtesy of Scenic Sotheby's International Realty)
  • 60 Sea Turtle Drive, Santa Rosa Beach · $7,995,000 · 4 bd / 4.0 ba · listed September 24, 2026 (courtesy of Inlet Beach Real Estate)
  • 35 E Staver Lane #Lot 30, Santa Rosa Beach · $779,306 · 5 bd / 3.5 ba · listed September 24, 2026 (courtesy of EXP Realty LLC)
  • 78 Ann Magnolia Lane, Santa Rosa Beach · $635,900 · 4 bd / 2.5 ba · listed September 24, 2026 (courtesy of DR Horton Realty of Emerald Coast LLC)
Transparency

Price & listing history

Listed for $5,850,000Momentum Realty · on market 185 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$61,425/yr

A rough first-year estimate only, applying a typical Walton rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$14k–$30k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~16 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 26 Azzurro Way #Unit A?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by EXP Realty LLC · MLS # 998833

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in BEACHSIDE ESTATES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BEACHSIDE ESTATES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$5,850,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on BEACHSIDE ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Dune LakesAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
SeasideAssigned middle school · Walton County School District
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$26,812 – $39,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$12,016 – −$1,047At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 26 Azzurro Way #Unit A, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $61,425/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 26 Azzurro Way #Unit A and when was it built?

Per the listing record, 26 Azzurro Way #Unit A was built in 2022 and has 4 bedrooms and 8.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 26 Azzurro Way #Unit A in?

26 Azzurro Way #Unit A is in Beachside Estates in Santa Rosa Beach, Walton County. The community section on this page shows recent closed sales, days on market, and active inventory for Beachside Estates from the same MLS data.

Why might property taxes on 26 Azzurro Way #Unit A differ from the current owner's?

The estimate on this page (about $61,425 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 26 Azzurro Way #Unit A in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 26 Azzurro Way #Unit A in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.