15051 Caspian Tern Ct 104, North Fort Myers, FL 33917
15051 Caspian Tern CT 104 in Bayshore Commons, North Fort Myers is listed at $219,900 (1,594 sq ft, about $138 per sq ft). It came to market within the past week. Listing facts: built in 2022. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2022 · 4 yrs
- 1,594 sq ft of living area
- Active listing
About this home
LIKE-NEW 2022 CONSTRUCTION AT AN INCREDIBLE VALUE IN BAYSHORE COMMONS! Why pay more for an older, outdated townhome when you can enjoy modern finishes, bright interiors, and newer construction for LESS? This beautifully appointed 3-bedroom, 2.5-bath townhome offers over 1,500 square feet of living space and an exceptional opportunity to own one of the newer residences in the gated community of Bayshore Commons!
Step inside and discover the fresh, contemporary feel you've been waiting for! The beautiful kitchen features crisp white shaker-style cabinetry, gorgeous quartz countertops, and appliances in excellent condition. The light, modern finishes create an inviting atmosphere.
With three spacious bedrooms, two full bathrooms, and a convenient half bath on the first floor, this thoughtfully designed townhome offers plenty of room for comfortable everyday living, entertaining, or working from home. Built in 2022, this home delivers the appeal of newer construction without the higher price tag! Residents of Bayshore Commons also enjoy a gated entrance, community swimming pool, and clubhouse.
LOCATION, LOCATION, LOCATION! Conveniently situated in North Fort Myers, just minutes from I-75 and US-41, making commuting throughout Southwest Florida a breeze! Everyday essentials are close by, including Publix at Eagle Landing, ALDI, Walgreens, restaurants, and shopping along Bayshore Road.
Nearby schools include Bayshore Elementary School and North Fort Myers Academy for the Arts. The location also offers convenient access to Downtown Fort Myers, the River District, Lee Memorial Hospital, and Cape Coral Hospital. THIS IS THE OPPORTUNITY YOU'VE BEEN WAITING FOR!
If you've been searching for an affordable townhome in Bayshore Commons but don't want to sacrifice modern finishes or settle for an older, dated interior, this is your chance! Enjoy the style and comfort of a nearly new home at a price designed to stand out from the competition.
All 48 photos
Description provided by REP Realty Group and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,208/mo 81%
- Taxes $227/mo 15%
- Insurance $64/mo 4%
$1,499/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollThe current taxable value ($215,884) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 15051 Caspian Tern Ct 104
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $3,450/yr (certified county roll, taxable value × millage). Buy at the asking price of $219,900 and the first-year bill resets to about $2,725/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.97 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,000/yr; neither is a quote. |
| Roof and age | Built in 2022. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Bayshore Commons market
How this home is priced against recent nearby sales, and where Bayshore Commons has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Bayshore Commons
Each dot is a closed sale since 2014 (85 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2025. This home lists at $138/sq ft.
Median sale price by year
12-month median closed price, 2015–2025.
This home’s history
- 2022BuiltPer public record
- Oct 26, 2026First seen on movewithmomentum.comObserved at $219,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for BAYSHORE COMMONS. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
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Listed by REP Realty Group · MLS # 2026044529
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Similar homes for sale near BAYSHORE COMMONS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in BAYSHORE COMMONS
- 15030 Caspian Tern Ct 104 · $244,900 · 3 bd / 3 ba · listed October 7, 2026 (courtesy of RE/MAX Realty Team)
- 15011 Caspian Tern Ct 101 · $269,500 · 3 bd / 3 ba · listed October 6, 2026 (courtesy of RE/MAX Realty Team)
- 15070 Caspian Tern Ct 103 · $165,000 · 2 bd / 3 ba · listed September 26, 2026 (courtesy of Cornerstone Coastal Properties)
Recently off market in BAYSHORE COMMONS
- 15120 Piping Plover Ct 102 · last listed $235,000 · 2026-09-30
- 6340 Brant Bay Blvd 104 · 2026-09-10
- 15121 Piping Plover Ct 102 · 2026-09-10
- 15110 Caspian Tern Ct 102 · 2026-09-10
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on BAYSHORE COMMONS
Go deeper on BAYSHORE COMMONS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the BAYSHORE COMMONS guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 15051 Caspian Tern CT 104, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,594 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $2,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $725 less per year than the current owner’s estimated bill (−21%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: October 26, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 15051 Caspian Tern CT 104 and when was it built?
Per the listing record, 15051 Caspian Tern CT 104 was built in 2022 and has 1,594 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 15051 Caspian Tern CT 104 in?
15051 Caspian Tern CT 104 is in Bayshore Commons in North Fort Myers, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 15051 Caspian Tern CT 104 differ from the current owner's?
The estimate on this page (about $2,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $725 less per year than the current owner’s estimated bill (−21%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 15051 Caspian Tern CT 104 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 15051 Caspian Tern CT 104 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.